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Overview / Commentary
217-224-2091
1416 MAINE ST
Quincy, IL 62301

Western Illinois School Employees Credit Union is headquartered in QUINCY and is the 102nd largest credit union in the state of Illinois. It is also the 3,265th largest credit union in the nation. It was established in 1936 and as of June of 2017, it had grown to 2 employees and 1,746 members at 1 location. Western Illinois School Employees Credit Union has a B health rating.

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Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Western Illinois School Employees Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #65426
Year Chartered1936
Employees2
Primary Regulator
Profit Margin
Return on Assets - YTD1%
Return on Equity - YTD10%
Annual Interest Income$267.00K
Assets and Liabilities
AssetsQ2 2017vs Q2 2016$23.1MM$22.2MM
LoansQ2 2017vs Q2 2016$9.8MM$9.3MM
DepositsQ2 2017vs Q2 2016$20.7MM$20.0MM
Equity CapitalQ2 2017vs Q2 2016$2.3MM$2.1MM
Loan Loss AllowanceQ2 2017vs Q2 2016$116.00K$133.00K
Unbacked Noncurrent LoansQ2 2017vs Q2 2016$215.00K$276.00K
Real Estate OwnedQ2 2017vs Q2 2016$0$0
Rates
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Western Illinois School Employees Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*$10k*-Saving Account
OTHER TIERS: 0.20% $100 - $5k | 0.35% $5k - $10k
Locations


Western Illinois School Employees Credit Union Locations
Branch Office1416 MAINE STQUINCY, IL 62301