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Overview / Commentary
217-224-2091
1416 MAINE ST
Quincy, IL 62301

Western Illinois School Employees Credit Union is headquartered in QUINCY and is the 98th largest credit union in the state of Illinois. It is also the 3,217th largest credit union in the nation. It was established in 1936 and as of December of 2017, it had grown to 2 employees and 1,741 members at 1 location. Western Illinois School Employees Credit Union has a B health rating.

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Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Western Illinois School Employees Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #65426
Year Chartered1936
Employees2
Primary Regulator
Profit Margin
Return on Assets - YTD1.02%
Return on Equity - YTD9.59%
Annual Interest Income$553.00K
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$23.1MM$22.7MM
LoansQ4 2017vs Q4 2016$10.0MM$9.6MM
DepositsQ4 2017vs Q4 2016$20.5MM$20.4MM
Equity CapitalQ4 2017vs Q4 2016$2.4MM$2.2MM
Loan Loss AllowanceQ4 2017vs Q4 2016$111.00K$126.00K
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$146.00K$197.00K
Real Estate OwnedQ4 2017vs Q4 2016$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Western Illinois School Employees Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*$10k*-Saving Account
OTHER TIERS: 0.20% $100 - $5k | 0.35% $5k - $10k
Locations


Western Illinois School Employees Credit Union Locations
Branch Office1416 MAINE STQUINCY, IL 62301

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