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Overview / Commentary
949 W State Road 154
Sullivan, IN 47882

Western Indiana Credit Union is headquartered in Sullivan and is the 83rd largest credit union in the state of Indiana. It is also the 3,068th largest credit union in the nation. It was established in 1932 and as of December of 2017, it had grown to 8 employees and 2,259 members at 1 location. Western Indiana Credit Union has a B health rating.


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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Western Indiana Credit Union has a low asset base.

Health Grade Components

NCUA #82789
Year Chartered1932
Primary Regulator
Profit Margin
Return on Assets - YTD0.41%
Return on Equity - YTD2.88%
Annual Interest Income$866.00K
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$26.5MM$23.5MM
LoansQ4 2017vs Q4 2016$21.1MM$19.7MM
DepositsQ4 2017vs Q4 2016$22.7MM$19.8MM
Equity CapitalQ4 2017vs Q4 2016$3.8MM$3.6MM
Loan Loss AllowanceQ4 2017vs Q4 2016$102.00K$104.00K
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$467.00K$257.00K
Real Estate OwnedQ4 2017vs Q4 2016$0$0

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Western Indiana Credit Union Locations
Branch Office949 W State Road 154Sullivan, IN 47882-7115

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