Overview / Commentary
1157 Harrison Ave
Harrison, OH 45030

Whitewater Community Credit Union is headquartered in harrison and is the 198th largest credit union in the state of Ohio. It is also the 4,228th largest credit union in the nation. It was established in 1954 and as of December of 2018, it had grown to 4 employees and 1,581 members at 1 location. Whitewater Community Credit Union has a B health rating.

Field of Membership Restrictions

Membership to Whitewater Community Credit Union is open to anyone who works, attends school, worships or lives in the community of Harrison, Ohio.
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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Whitewater Community Credit Union has a very low asset base.

Health Grade Components

NCUA #61760
Year Chartered1954
Primary Regulator
Profit Margin
Return on Assets - YTD0.89%
Return on Equity - YTD10.15%
Annual Interest Income$294.00K
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$8.2MM$7.6MM
LoansQ4 2018vs Q4 2017$6.3MM$5.5MM
DepositsQ4 2018vs Q4 2017$7.5MM$6.9MM
Equity CapitalQ4 2018vs Q4 2017$719.00K$645.00K
Loan Loss AllowanceQ4 2018vs Q4 2017$15.00K$11.00K
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$8.00K$10.00K
Real Estate OwnedQ4 2018vs Q4 2017$0$0
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Whitewater Community Credit Union Savings Account Rates

0.15%$100-Share Savings
0.15%$100-IRA Shares

Whitewater Community Credit Union CD Rates

2.02%$25k-15 Month Share Certificate Special
0.95%$1k-24 Month Share Certificate
0.80%$1k-18 Month Share Certificate
0.65%$1k-12 Month Share Certificate
0.45%$1k-6 Month Share Certificate

Whitewater Community Credit Union IRA Rates

1.71%$5k-19 Month IRA Special
1.46%$5k-13 Month IRA Special
0.70%$1k-24 Month IRA
0.55%$1k-18 Month IRA
0.40%$1k-12 Month IRA
0.20%$1k-6 Month IRA

Whitewater Community Credit Union Locations
Branch Office1157 Harrison Aveharrison, OH 45030

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