Featured Savings Rates
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Whitewater Community Credit Union

Popular Accounts at this Credit Union

0.40%1-year CD12 Month Share Certificate
0.15%SavingsShare Savings
0.70%2-year CD24 Month Share Certificate

Overview / Commentary
1157 Harrison Ave
Harrison, OH 45030

Whitewater Community Credit Union is headquartered in harrison and is the 208th largest credit union in the state of Ohio. It is also the 4,403rd largest credit union in the nation. It was established in 1954 and as of December of 2017, it had grown to 4 employees and 1,671 members at 1 location. Whitewater Community Credit Union has a B health rating.

Field of Membership Restrictions

Membership is open to those who live, work, attend school or worship in the community of Harrison, Ohio.
See current membership details


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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Whitewater Community Credit Union has a very low asset base.

Health Grade Components

NCUA #61760
Year Chartered1954
Primary Regulator
Profit Margin
Return on Assets - YTD-0.41%
Return on Equity - YTD-4.81%
Annual Interest Income$238.00K
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$7.6MM$6.8MM
LoansQ4 2017vs Q4 2016$5.5MM$5.0MM
DepositsQ4 2017vs Q4 2016$6.9MM$6.2MM
Equity CapitalQ4 2017vs Q4 2016$645.00K$677.00K
Loan Loss AllowanceQ4 2017vs Q4 2016$11.00K$9.00K
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$10.00K$22.00K
Real Estate OwnedQ4 2017vs Q4 2016$0$0
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Whitewater Community Credit Union Savings Account Rates

0.15%$100-Share Savings
0.15%$100-IRA Shares

Whitewater Community Credit Union CD Rates

0.70%$1k-24 Month Share Certificate
0.55%$1k-18 Month Share Certificate
0.40%$1k-12 Month Share Certificate
0.20%$1k-6 Month Share Certificate

Whitewater Community Credit Union IRA Rates

0.70%$1k-24 Month IRA
0.55%$1k-18 Month IRA
0.40%$1k-12 Month IRA
0.20%$1k-6 Month IRA

Whitewater Community Credit Union Locations
Branch Office1157 Harrison Aveharrison, OH 45030

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