Wichita Falls Federal Credit Union


Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
2.63%5-year CD5 Year CD
1.61%1-year CD1 Year CD
2.38%4-year CD4 Year CD

Overview / Commentary
940-322-9328
2100 Seymour Hwy
Wichita Falls, TX 76301

Wichita Falls Federal Credit Union is headquartered in Wichita Falls and is the 249th largest credit union in the state of Texas. It is also the 3,237th largest credit union in the nation. It was established in 1949 and as of June of 2018, it had grown to 4 employees and 2,419 members at 1 location. Wichita Falls Federal Credit Union's CD rates are 79% higher than the national average, and it has a B health rating.

Field of Membership Restrictions

Employees of Wichita Falls, Wichita Falls Water Districts 1 and 2, and other select entities.
See current membership details

Reviews (1)

Love this Credit Union!

I've been a member of WFFCU for over 20 years. They have never failed to exceed my expectations! It's small enough (3 teller windows) that the tellers know the members. They go above and beyond to help their members. The hours are convenient and there's an ATM right outside Central Services (where the credit union is located) for cash needed outside of working hours. There's been a change in all the personnel since I joined, but each generation of workers has the same attitude of "excellent customer service should exceed expectations!" I love this Credit Union & plan on being a member for many years to come! If you qualify, you should join the membership of WFFCU!



Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Wichita Falls Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #6317
Year Chartered1949
Employees4
Primary Regulator
Profit Margin
Return on Assets - YTD0.74%
Return on Equity - YTD6.97%
Annual Interest Income$399.00K
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$22.8MM$22.5MM
LoansQ2 2018vs Q2 2017$9.8MM$9.8MM
DepositsQ2 2018vs Q2 2017$19.8MM$19.7MM
Equity CapitalQ2 2018vs Q2 2017$2.4MM$2.3MM
Loan Loss AllowanceQ2 2018vs Q2 2017$89.00K$62.00K
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$45.00K$14.00K
Real Estate OwnedQ2 2018vs Q2 2017$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Wichita Falls Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Wichita Falls Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.63%*$50k*-5 Year CD
OTHER TIERS: 2.53% $500 - $50k
2.38%*$50k*-4 Year CD
OTHER TIERS: 2.27% $500 - $50k
2.12%*$50k*-3 Year CD
OTHER TIERS: 2.02% $500 - $50k
1.87%*$50k*-2 Year CD
OTHER TIERS: 1.76% $500 - $50k
1.71%*$50k*-18 Month CD
OTHER TIERS: 1.61% $500 - $50k
1.61%*$50k*-1 Year CD
OTHER TIERS: 1.51% $500 - $50k
0.90%*$50k*-6 Month CD
OTHER TIERS: 0.80% $500 - $50k

Wichita Falls Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.63%*$50k*-5 Year IRA CD
OTHER TIERS: 2.53% $500 - $50k
2.38%*$50k*-4 Year IRA CD
OTHER TIERS: 2.27% $500 - $50k
2.12%*$50k*-3 Year IRA CD
OTHER TIERS: 2.02% $500 - $50k
1.87%*$50k*-2 Year IRA CD
OTHER TIERS: 1.76% $500 - $50k
1.71%*$50k*-18 Month IRA CD
OTHER TIERS: 1.61% $500 - $50k
1.61%*$50k*-1 Year IRA CD
OTHER TIERS: 1.51% $500 - $50k
0.90%*$50k*-6 Month IRA CD
OTHER TIERS: 0.80% $500 - $50k
Locations


Wichita Falls Federal Credit Union Locations
Branch Office2100 Seymour HwyWichita Falls, TX 76301

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