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Wichita Falls Federal Credit Union

Popular Accounts at this Credit Union

2.02%5-year CD5 Year CD
1.01%1-year CD1 Year CD
0.20%SavingsSpecial Savings

Overview / Commentary
2100 Seymour Hwy
Wichita Falls, TX 76301

Wichita Falls Federal Credit Union is headquartered in Wichita Falls and is the 251st largest credit union in the state of Texas. It is also the 3,260th largest credit union in the nation. It was established in 1949 and as of March of 2018, it had grown to 4 employees and 2,406 members at 1 location. Wichita Falls Federal Credit Union's CD rates are 12% higher than the national average, and it has a B health rating.

Field of Membership Restrictions

Employees of Wichita Falls, Wichita Falls Water Districts 1 and 2, and other select entities.
See current membership details

Reviews (1)

Love this Credit Union!

I've been a member of WFFCU for over 20 years. They have never failed to exceed my expectations! It's small enough (3 teller windows) that the tellers know the members. They go above and beyond to help their members. The hours are convenient and there's an ATM right outside Central Services (where the credit union is located) for cash needed outside of working hours. There's been a change in all the personnel since I joined, but each generation of workers has the same attitude of "excellent customer service should exceed expectations!" I love this Credit Union & plan on being a member for many years to come! If you qualify, you should join the membership of WFFCU!

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Wichita Falls Federal Credit Union has a low asset base.

Health Grade Components

NCUA #6317
Year Chartered1949
Primary Regulator
Profit Margin
Return on Assets - YTD0.82%
Return on Equity - YTD7.81%
Annual Interest Income$195.00K
Assets and Liabilities
AssetsQ1 2018vs Q1 2017$22.6MM$22.3MM
LoansQ1 2018vs Q1 2017$9.6MM$9.7MM
DepositsQ1 2018vs Q1 2017$19.7MM$19.8MM
Equity CapitalQ1 2018vs Q1 2017$2.4MM$2.3MM
Loan Loss AllowanceQ1 2018vs Q1 2017$90.00K$60.00K
Unbacked Noncurrent LoansQ1 2018vs Q1 2017$22.00K$69.00K
Real Estate OwnedQ1 2018vs Q1 2017$0$0
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Wichita Falls Federal Credit Union Savings Account Rates

0.75%--IRA - Roth Savings
0.75%--IRA Savings
0.20%$50-Regular Savings Shares
0.20%--Kids Account
0.20%--Special Savings
0.20%--Christmas Savings

Wichita Falls Federal Credit Union Checking Account Rates

0.10%$500-Share Draft (Checking)
0.10%--Teen Access SD

Wichita Falls Federal Credit Union CD Rates

2.02%$500-5 Year CD
1.76%$500-4 Year CD
1.51%$500-3 Year CD
1.26%$500-2 Year CD
1.11%$500-18 Month CD
1.01%$500-1 Year CD
0.30%$500-6 Month CD

Wichita Falls Federal Credit Union IRA Rates

2.02%$500-5 Year IRA CD
1.76%$500-4 Year IRA CD
1.51%$500-3 Year IRA CD
1.26%$500-2 Year IRA CD
1.11%$500-18 Month IRA CD
1.01%$500-1 Year IRA CD
0.30%$500-6 Month IRA CD

Wichita Falls Federal Credit Union Locations
Branch Office2100 Seymour HwyWichita Falls, TX 76301

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