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Overview / Commentary
383 River St
Springfield, VT 05156

Windsor County South Credit Union is headquartered in Springfield and is the 18th largest credit union in the state of Vermont. It is also the 4,459th largest credit union in the nation. It was established in 1952 and as of June of 2016, it had grown to 2 employees and 1,093 members at 2 locations. Windsor County South Credit Union has a B health rating.


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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Windsor County South Credit Union has a very low asset base.

Health Grade Components

NCUA #64478
Year Chartered1952
Primary Regulator
Profit Margin
Return on Assets - YTD0%
Return on Equity - YTD0%
Annual Interest Income$97.00K
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$8.3MM$8.4MM
LoansQ2 2016vs Q2 2015$3.8MM$3.8MM
DepositsQ2 2016vs Q2 2015$7.3MM$7.4MM
Equity CapitalQ2 2016vs Q2 2015$972.00K$1.0MM
Loan Loss AllowanceQ2 2016vs Q2 2015$6.00K$6.00K
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$4.00K$8.00K
Real Estate OwnedQ2 2016vs Q2 2015$0$0
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Windsor County South Credit Union Savings Account Rates

0.10%--Share Savings

Windsor County South Credit Union CD Rates

0.40%--12 Month CD
0.30%--6 Month CD

Windsor County South Credit Union Locations
Branch Office383 River StSpringfield, VT 05156
Branch Office380 River StSpringfield, VT 05156