Overview / Commentary
6699 Mokapu Rd
Kailua, HI 96734

Windward Community Federal Credit Union is headquartered in KAILUA and is the 24th largest credit union in the state of Hawaii. It is also the 1,803rd largest credit union in the nation. It was established in 1953 and as of June of 2018, it had grown to 18 employees and 9,095 members at 2 locations. Windward Community Federal Credit Union's CD rates are 11% higher than the national average, and it has a B health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in the area from Makapu’u Point and Chinaman’s Hat and to all personnel of Marine Corps Base Hawaii, both military and civilian and the immediate family of those eligible.
See current membership details


No reviews have been left for this bank yet. Be the first to review.

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Windward Community Federal Credit Union has a relatively low asset base.

Health Grade Components

NCUA #8435
Year Chartered1953
Primary Regulator
Profit Margin
Return on Assets - YTD0.12%
Return on Equity - YTD1.36%
Annual Interest Income$1.3MM
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$83.2MM$87.0MM
LoansQ2 2018vs Q2 2017$39.0MM$37.2MM
DepositsQ2 2018vs Q2 2017$75.6MM$79.3MM
Equity CapitalQ2 2018vs Q2 2017$7.2MM$7.4MM
Loan Loss AllowanceQ2 2018vs Q2 2017$552.00K$582.00K
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$305.00K$463.00K
Real Estate OwnedQ2 2018vs Q2 2017$0$0
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Windward Community Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Windward Community Federal Credit Union Savings Account Rates

0.50%$100-IRA Shares
0.10%$100-Regular Share
0.10%$100-Vacation Account
0.10%$100-Keiki Account
0.10%$100-Christmas Accounts

Windward Community Federal Credit Union Money Market Rates

0.40%*$100k*-Money Market Accounts
OTHER TIERS: 0.15% $2.5k - $10k | 0.20% $10k - $25k | 0.25% $25k - $50k | 0.30% $50k - $100k

Windward Community Federal Credit Union Checking Account Rates

0.05%$5k-Checking Accounts

Windward Community Federal Credit Union CD Rates

2.00%*$5k*-5 Year CD
OTHER TIERS: 1.75% $1k - $5k
1.75%*$5k*-4 Year CD
OTHER TIERS: 1.50% $1k - $5k
1.50%*$5k*-3 Year CD
OTHER TIERS: 1.25% $1k - $5k
1.25%*$5k*-2 Year CD
OTHER TIERS: 1.00% $1k - $5k
1.00%*$5k*-1 Year CD
OTHER TIERS: 0.75% $1k - $5k
0.70%*$5k*-6 Month CD
OTHER TIERS: 0.60% $1k - $5k

Windward Community Federal Credit Union IRA Rates

2.10%*$5k*-5 Years IRA
OTHER TIERS: 1.85% $500 - $5k
1.85%*$5k*-4 Years IRA
OTHER TIERS: 1.60% $500 - $5k
1.60%*$5k*-3 Years IRA
OTHER TIERS: 1.35% $500 - $5k
1.35%*$5k*-2 Years IRA
OTHER TIERS: 1.10% $500 - $5k
1.10%*$5k*-13 Months IRA
OTHER TIERS: 0.85% $500 - $5k

Windward Community Federal Credit Union Locations
Branch Office6699 Mokapu RdKAILUA, HI 96734
Branch Office151 HEKILI ST STE 101KAILUA, HI 96734

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact feedback@depositaccounts.com to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.