Wings Financial Credit Union


Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
2.81%4-year CD4 Year Dividend Paid Quarterly Certificate
2.02%3-year CD3 Year Dividend Paid Quarterly Certificate
1.91%2-year CD2 Year Dividend Paid Quarterly Certificate

Overview / Commentary
952-997-8000
14985 Glazier Ave
Apple Valley, MN 55124

Wings Financial Credit Union is an airline industry-focused credit union that is eligible to consumers who are broadly involved with the airline industry or who live in the Seattle or Minneapolis areas. The credit union focuses largely on personal depository banking products and services, but does offer a business checking account.

Wings Financial’s checking account offers cash back rewards for debit card usage, free checks, no monthly service charges, and an allowance of free ATM withdrawals from ATMs not owned by Wings. The credit union’s savings account offer is a basic, dividend bearing account that provides 24/7 access to funds. Money market accounts have a minimum initial deposit requirement and offer higher dividends for higher average balances. Share certificates and IRA certificates are available in term lengths from 3 months to 5 years and occasionally Wings Financial offers special rates on them. DepositAccounts.com has featured the credit union’s CDs repeatedly in the past. Various consumer loans are offered for homes, cars, and boats, and the credit union partners with a real estate company to offer home-buying guidance and services. Wings Financial Advisors offer brokerage services and financial solutions to members looking to plan for retirement or obtain various insurance and investment products.

Wings Financial Credit Union online banking provides a system through which members can track and manage their account activity securely and easily. It functions as a way to perform tasks like eStatement viewing, financial management software integration, and fund transfers. The credit union has also released mobile banking apps that are optimized for select smartphones and tablet devices.

Wings Financial CU was founded chartered in 1938 as the Northwest Airlines Employees Credit Union by a group of Northwest Airlines employees. In 2010, the credit union merged with City County FCU of Minneapolis and doubled its number of branches in the Minneapolis-St. Paul. It is currently headquartered in Apple Valley, Minnesota, and serves its members through numerous branches located around the twin city area.

Field of Membership Restrictions

Membership in Wings Financial is open to anyone through joining Wings Financial Foundation ($5 donation). Membership is also open to employees and retirees within the aviation industry within the United States and to those who live or work in the 13 counties of the Minneapolis/St. Paul Metro Area in Minnesota and those who live, worship or work in the Puget Sound Area of Seattle/Tacoma in Washington. Immediate family of current Wings members may also join.
See current membership details

Related Posts

Wings Financial FCU Offering 15-Month CD, 1.60& APY -- Easy Membership - 11/18/2017

Wings Financial FCU is offering a 15-month CD at 1.60% APY through Dec. 31. Minimum deposit to get that rate is $90,000; the return is 1.55% APY for amounts of $10,000-$89,999; and 1.50% APY for $500-$9,999. https://www.wingsfinancial.com/certificate-special?utm_source=SubscriberMail&utm_medium=email&utm_campaign=15%20Month%20Special%20Certificate&utm_term=&utm_content=1de6316203884c689ec9eb6f30de375e Wings is easy membership as you can join but making a $5 contribution to Wings Financial Foundation: https://www.wingsfinancial.com/foundation You also can join if you do now or ever have worked in the aviation industry. You also can join if you live or work in the Minneapolis-St. Paul, MN, 13-county area, or in the Seattle-Tacoma, WA, metropolitan area. And you can join if you have an immediate family member who currently is a member. This rate isn't at the top of the list for that term, but its a long time since I have known Wings to have any competitive rate, and t

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Wings Financial

Posted by: gageis | Mar 10, 2012

Rarely do I provide any kind of on-line review for products or services.  However, when I happened upon this site and noticed a low 'rating' for Wings Financial, I felt compelled to contribute. 

I have been a member of Wings Financial since 1992, when it was simply NWAFCU.   In that time, I have had very good experiences with many of their products and services, including savings, checking, credit cards, auto loans, home equity loans, first mortgage, home refinancing, tax preparation, on-line services, CD's, and Money Market investments.  Wings has a reputation for offering among the highest returns on CD investments (often listed in the local Tribune), while offering among the lowest mortgage rates.   

I've been very satisfied with on-line baking services, and often wonder why friends actullay go to a bank in-person anymore.  When friends complain about surprising fees/penalties for using their bank's services, I'm similarly surpised because the concept seems so foreign at Wings.   It has been, frankly, a fantastic 20 years.    I look forward to my next 20 years with Wings Financial.

-C

 

 

Positive CU Experience

I have been a member at Wings Financial for the last six years. So far, I have had nothing but positive experiences with this institution. All of their checking accounts have no fees and offer unique perks such as signature rewards. This means I am able to get cash back on purchases four times a year. Wings also does a good job of keeping up with a competitive market. They rolled out the chip debit cards in a reasonable amount of time which was very helpful for traveling to countries that required chip-based transactions. They also have savings accounts that are quite good. I have both a standard savings and "money manager" that I use for a separate savings account. Wings also offers money market accounts and one of these options even has check writing capabilities.

Wings Financial

I must say my experience with wings financial has been great. I have been with wings now for about 12 years now. I have had a very positive experience to say the least. Last year I forgot about an automatic payment that went through and I got an overdraft fee, when called them they waived it without asking a ton of questions . This credit union has a very friendly staff, they provide truthful information over the phone, they have free checking and savings accounts which is a positive . My overall experience thus far has just been great with this local bank in Minnesota , they now have outside atms where we can deposit pay checks, take out cash, and use whenever . Out of other banks that are in this area I would say this has to be the best one in my opinion .

DON't DO IT

The banker signed me up. There is no way to find your account number, they dont have 24 hour call center for late or after hour emergencies. The customer service sucks, they talk to you like you should know the answer although you're A BRAND NEW customer that is trying to find the answer. I don't know my account number because it was not given to for me or my kids and when called to obtain it they cant give it to me over the phone HOWEVER she can close my account over the phone with just a verification process o REGRET LEAVING NAVY FEDERAL CREDIT UNION FOR THEM just because they are located in my state. NEVER AGAIN I HATE THIS PLACE And my son NEVER GOTTEN DEBIT CARD THAT WAS ORDERED NY THE BANKER BUT MY DAUGHTER GOT HIS PIN CODE.

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Health
A+

Health Grade Components

Overall
NCUA #68601
Year Chartered1938
Employees454
Primary Regulator
Profit Margin
Return on Assets - YTD1.33%
Return on Equity - YTD11.03%
Annual Interest Income$74.6MM
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$4.80B$4.48B
LoansQ2 2018vs Q2 2017$2.97B$2.43B
DepositsQ2 2018vs Q2 2017$4.05B$3.90B
Equity CapitalQ2 2018vs Q2 2017$571.1MM$532.1MM
Loan Loss AllowanceQ2 2018vs Q2 2017$18.8MM$18.9MM
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$4.7MM$3.3MM
Real Estate OwnedQ2 2018vs Q2 2017$309.00K$336.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Wings Financial Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.26%*$50k*-High Yield Savings
OTHER TIERS: 0.10% Up to $10k | 1.16% $10k - $50k
1.26%*$50k*-High Yield IRA
OTHER TIERS: 0.10% Up to $10k | 1.16% $10k - $50k
0.15%--Share Savings
0.15%--Money Manager Account
0.15%--Holiday Club Account
0.15%--IRA Share Account

Wings Financial Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.45%*$100k*-Wings Investment Money Market Account
OTHER TIERS: 0.35% $5k - $50k | 0.40% $50k - $100k
0.45%*$100k*-Wings IRA Investment Money Market Account
OTHER TIERS: 0.35% $5k - $50k | 0.40% $50k - $100k
0.30%*$25k*-World Class Money Market Account
OTHER TIERS: 0.15% Up to $5k | 0.20% $5k - $15k | 0.25% $15k - $25k

Wings Financial Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.02%*-$25kHigh Yield Checking
OTHER TIERS: 0.05% $25k+
0.05%--First Class Checking Account (Share Draft)

Wings Financial Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.09%*$90k*-5 Year Dividend Paid Quarterly Certificate
OTHER TIERS: 2.98% $500 - $10k | 3.03% $10k - $90k
2.94%$90k-5 Year Step Up Dividend Paid Monthly Certificate
2.93%*$90k*-5 Year Step Up Dividend Paid Quarterly Certificate
OTHER TIERS: 2.83% $500 - $10k | 2.88% $10k - $90k
2.82%$90k-4 Year Dividend Paid Monthly Certificate
2.81%*$90k*-4 Year Dividend Paid Quarterly Certificate
OTHER TIERS: 2.68% $500 - $10k | 2.73% $10k - $90k
2.27%$5k-18 Month Dividend Paid Quarterly Certificate Special (New Money Only)
2.02%*$90k*-3 Year Dividend Paid Quarterly Certificate
OTHER TIERS: 1.91% $500 - $10k | 1.96% $10k - $90k
1.92%$90k-2 Year Dividend Paid Monthly Certificate
1.91%*$90k*-2 Year Dividend Paid Quarterly Certificate
OTHER TIERS: 1.81% $500 - $10k | 1.86% $10k - $90k
1.76%*$90k*-1 Year Dividend Paid Quarterly Certificate
OTHER TIERS: 1.66% $500 - $10k | 1.71% $10k - $90k
1.16%$90k-6 Month Dividend Paid Monthly Certificate
1.15%*$90k*-6 Month Dividend Paid Quarterly Certificate
OTHER TIERS: 1.05% $500 - $10k | 1.10% $10k - $90k
1.00%*$90k*-3 Month Dividend Paid Quarterly Certificate
OTHER TIERS: 0.90% $500 - $10k | 0.95% $10k - $90k

Wings Financial Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.09%*$90k*-5 Year Dividend Paid Quarterly IRA
OTHER TIERS: 2.98% $500 - $10k | 3.03% $10k - $90k
2.94%$90k-5 Year Step Up Dividend Paid Monthly IRA
2.93%*$90k*-5 Year Step Up Dividend Paid Quarterly IRA
OTHER TIERS: 2.83% $500 - $10k | 2.88% $10k - $90k
2.82%$90k-4 Year Dividend Paid Monthly IRA
2.81%*$90k*-4 Year Dividend Paid Quarterly IRA
OTHER TIERS: 2.68% $500 - $10k | 2.73% $10k - $90k
2.27%$5k-18 Month Dividend Paid Quarterly IRA Special (New Money Only)
2.02%*$90k*-3 Year Dividend Paid Quarterly IRA
OTHER TIERS: 1.91% $500 - $10k | 1.96% $10k - $90k
1.92%$90k-2 Year Dividend Paid Monthly IRA
1.91%*$90k*-2 Year Dividend Paid Quarterly IRA
OTHER TIERS: 1.81% $500 - $10k | 1.86% $10k - $90k
1.76%*$90k*-1 Year Dividend Paid Quarterly IRA
OTHER TIERS: 1.66% $500 - $10k | 1.71% $10k - $90k
1.16%$90k-6 Month Dividend Paid Monthly IRA
1.15%*$90k*-6 Month Dividend Paid Quarterly IRA
OTHER TIERS: 1.05% $500 - $10k | 1.10% $10k - $90k
1.00%*$90k*-3 Month Dividend Paid Quarterly IRA
OTHER TIERS: 0.90% $500 - $10k | 0.95% $10k - $90k
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