Wings Financial Credit Union is an airline industry-focused credit union that is eligible to consumers who are broadly involved with the airline industry or who live in the Seattle or Minneapolis areas. The credit union focuses largely on personal depository banking products and services, but does offer a business checking account.
Wings Financial’s checking account offers cash back rewards for debit card usage, free checks, no monthly service charges, and an allowance of free ATM withdrawals from ATMs not owned by Wings. The credit union’s savings account offer is a basic, dividend bearing account that provides 24/7 access to funds. Money market accounts have a minimum initial deposit requirement and offer higher dividends for higher average balances. Share certificates and IRA certificates are available in term lengths from 3 months to 5 years and occasionally Wings Financial offers special rates on them. DepositAccounts.com has featured the credit union’s CDs repeatedly in the past. Various consumer loans are offered for homes, cars, and boats, and the credit union partners with a real estate company to offer home-buying guidance and services. Wings Financial Advisors offer brokerage services and financial solutions to members looking to plan for retirement or obtain various insurance and investment products.
Wings Financial Credit Union online banking provides a system through which members can track and manage their account activity securely and easily. It functions as a way to perform tasks like eStatement viewing, financial management software integration, and fund transfers. The credit union has also released mobile banking apps that are optimized for select smartphones and tablet devices.
Wings Financial CU was founded chartered in 1938 as the Northwest Airlines Employees Credit Union by a group of Northwest Airlines employees. In 2010, the credit union merged with City County FCU of Minneapolis and doubled its number of branches in the Minneapolis-St. Paul. It is currently headquartered in Apple Valley, Minnesota, and serves its members through numerous branches located around the twin city area.
Field of Membership Restrictions
Membership in Wings Financial is open to anyone through joining Wings Financial Foundation ($5 donation). Membership is also open to employees and retirees within the aviation industry within the United States and to those who live or work in the 13 counties of the Minneapolis/St. Paul Metro Area in Minnesota and those who live, worship or work in the Puget Sound Area of Seattle/Tacoma in Washington. Immediate family of current Wings members may also join.
See current membership details
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11/14/09 - 2.78% 12-Month CD &t 3.09% 27-Month CD at Wings Financial CU in MN & Other Places with Limited Membership
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Wings Financial Excellent Bank
I also saw the low score on this site and was surprised. I have been a member for 30 years. I was so glad to leave my other bank. This bank provides services with no fees. In addition you earn decent interest on all accounts and they are very competitive with Mortgage rates and CD’s. Customer service is excellent.
Positive CU Experience
I have been a member at Wings Financial for the last six years. So far, I have had nothing but positive experiences with this institution. All of their checking accounts have no fees and offer unique perks such as signature rewards. This means I am able to get cash back on purchases four times a year. Wings also does a good job of keeping up with a competitive market. They rolled out the chip debit cards in a reasonable amount of time which was very helpful for traveling to countries that required chip-based transactions. They also have savings accounts that are quite good. I have both a standard savings and "money manager" that I use for a separate savings account. Wings also offers money market accounts and one of these options even has check writing capabilities.
Great Credit Union
I've always had courteous and prompt service from the employees at Wings Financial CU whenever I've called them. And they usually offer one of the highest interest rates in the nation on CDs.
There is only one thing I wish they did differently at their website: they only allow you to see check images for about two months. That is not long enough! If I need to see who a check was written to, or if I need to print the check image to prove that payment was made 3 months ago, I can't. Come on Wings, in all other areas you give great customer service; please also do so in this regard!
Lying Credit Union
I got pre approved for a personal loan for 25,000 on 8-8-2023 by loan officer Tara garvin. She called me and verified my identity by calling me on the number that is on my fraud alert on my experian credit file. She told me that, I had to open up a membership to get the loan finalized. So I stopped by the branch in atlanta and opened up a savings acct the same day we spoke on 8-8-2023. I called her on 8-9-2023, but she was out of the office. So I called her on 8-10-2023 and she told me that she was sick that is why she wasn't at work on 8-9-2023. She told me that everything was completed for the loan, and that she would be sending me the loan docs for me to docusign in 30 mins. Then she asked me what time did, I want to pick up the check so I told her 1:30pm. She said she would be scheduling a appt at the branch for me to pick up the check at 1:30pm. I never received the documents via email for me to sign the papers so, I called her back but she never answered the phone. I called the loan processing department and asked KYLE who was rude/unprofessional about my loann documents never being sent to me. He put me on hold then came back on the phone and said that a email would be sent to me. I was confused, because I was told I was approved for the loan by Tara Garvin. I kept calling and emailing her in which she IGNORED every call/email. She then sent me a email stating: "After submitting to processing this loan has been sent down for further review and we are unable to complete your request at this time. You will receive notification once review is complete either by phone, email or a letter in the mail as to the decision or next steps." I don't know what games she was playing, but I was trying to see what happened. I kept calling the loan dept and they said that they couldn't tell me anything then kept hanging up the phone. I completed everything and still have no idea what happened to my loan!
Data as of Q2 2023
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 68601 |
| Year Chartered | 1938 |
| Employees | 698 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.71% |
| Return on Equity - YTD | 8.47% |
| Annual Interest Income | $156.9MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2023vs Q2 2022 | $8.84B$7.94B |
| Loans | Q2 2023vs Q2 2022 | $6.04B$5.05B |
| Deposits | Q2 2023vs Q2 2022 | $6.49B$6.37B |
| Equity Capital | Q2 2023vs Q2 2022 | $727.7MM$691.2MM |
| Loan Loss Allowance | Q2 2023vs Q2 2022 | $0$60.0MM |
| Unbacked Noncurrent Loans | Q2 2023vs Q2 2022 | $16.9MM$10.3MM |
| Real Estate Owned | Q2 2023vs Q2 2022 | $0$0 |
