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Wings Financial Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
1.60%3-year CD3 Year Dividend Paid Monthly Share Certificate
2.05%4-year CD4 Year Dividend Paid Quarterly Share Certificate
1.11%2-year CD2 Year Dividend Paid Quarterly Share Certificate

Overview / Commentary
952-997-8000
14985 Glazier Ave
Apple Valley, MN 55124

Wings Financial Credit Union is an airline industry-focused credit union that is eligible to consumers who are broadly involved with the airline industry or who live in the Seattle or Minneapolis areas. The credit union focuses largely on personal depository banking products and services, but does offer a business checking account.

Wings Financial’s checking account offers cash back rewards for debit card usage, free checks, no monthly service charges, and an allowance of free ATM withdrawals from ATMs not owned by Wings. The credit union’s savings account offer is a basic, dividend bearing account that provides 24/7 access to funds. Money market accounts have a minimum initial deposit requirement and offer higher dividends for higher average balances. Share certificates and IRA certificates are available in term lengths from 3 months to 5 years and occasionally Wings Financial offers special rates on them. DepositAccounts.com has featured the credit union’s CDs repeatedly in the past. Various consumer loans are offered for homes, cars, and boats, and the credit union partners with a real estate company to offer home-buying guidance and services. Wings Financial Advisors offer brokerage services and financial solutions to members looking to plan for retirement or obtain various insurance and investment products.

Wings Financial Credit Union online banking provides a system through which members can track and manage their account activity securely and easily. It functions as a way to perform tasks like eStatement viewing, financial management software integration, and fund transfers. The credit union has also released mobile banking apps that are optimized for select smartphones and tablet devices.

Wings Financial CU was founded chartered in 1938 as the Northwest Airlines Employees Credit Union by a group of Northwest Airlines employees. In 2010, the credit union merged with City County FCU of Minneapolis and doubled its number of branches in the Minneapolis-St. Paul. It is currently headquartered in Apple Valley, Minnesota, and serves its members through numerous branches located around the twin city area.

Field of Membership Restrictions

Membership in Wings Financial is open to anyone through joining Wings Financial Foundation ($5 donation). Membership is also open to employees and retirees within the aviation industry within the United States and to those who live or work in the 13 counties of the Minneapolis/St. Paul Metro Area in Minnesota and those who live, worship or work in the Puget Sound Area of Seattle/Tacoma in Washington.
See current membership details

Related Posts

Wings Financial FCU Offering 15-Month CD, 1.60& APY -- Easy Membership - 11/18/2017

Wings Financial FCU is offering a 15-month CD at 1.60% APY through Dec. 31. Minimum deposit to get that rate is $90,000; the return is 1.55% APY for amounts of $10,000-$89,999; and 1.50% APY for $500-$9,999. https://www.wingsfinancial.com/certificate-special?utm_source=SubscriberMail&utm_medium=email&utm_campaign=15%20Month%20Special%20Certificate&utm_term=&utm_content=1de6316203884c689ec9eb6f30de375e Wings is easy membership as you can join but making a $5 contribution to Wings Financial Foundation: https://www.wingsfinancial.com/foundation You also can join if you do now or ever have worked in the aviation industry. You also can join if you live or work in the Minneapolis-St. Paul, MN, 13-county area, or in the Seattle-Tacoma, WA, metropolitan area. And you can join if you have an immediate family member who currently is a member. This rate isn't at the top of the list for that term, but its a long time since I have known Wings to have any competitive rate, and t

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Best place to bank at.

I've banked at this credit union for six years. To open an account is really easy. All I needed was 10 dollars total (5 goes into the checking account and is available for spending, the other 5 dollars goes into the savings account in which you can never spend) My debit card is really secure, it comes with a chip. The only problems I have with my credit union is that they aren't open on Sundays, and sometimes the mobile website is down for "maintenance". A cool thing about my bank is it has quarterly periods where I get "signature rewards" (money goes back into my checking account). My paychecks get direct deposited into my checking account, which is very convenient. And if i receive a paper check I can take a picture of the front and back of the check, and it gets automatically put into my checking account where I can spend it immediately. (as long as the amount is less than $2,500) If the amount is over $2,500 then it can take up to 3 business days to be deposited into my checking account.

Wings Financial

Posted by: gageis | Mar 10, 2012

Rarely do I provide any kind of on-line review for products or services.  However, when I happened upon this site and noticed a low 'rating' for Wings Financial, I felt compelled to contribute. 

I have been a member of Wings Financial since 1992, when it was simply NWAFCU.   In that time, I have had very good experiences with many of their products and services, including savings, checking, credit cards, auto loans, home equity loans, first mortgage, home refinancing, tax preparation, on-line services, CD's, and Money Market investments.  Wings has a reputation for offering among the highest returns on CD investments (often listed in the local Tribune), while offering among the lowest mortgage rates.   

I've been very satisfied with on-line baking services, and often wonder why friends actullay go to a bank in-person anymore.  When friends complain about surprising fees/penalties for using their bank's services, I'm similarly surpised because the concept seems so foreign at Wings.   It has been, frankly, a fantastic 20 years.    I look forward to my next 20 years with Wings Financial.

-C

 

 

Long Time Members

Posted by: gramflyer | Mar 31, 2012

We have been members of Wings since 1986 when it was  orginally Northwest Airlines Federal Credit Union.

As every company has downsides, the positives definately outweight the negatives in this company.

It's not the same as it used to be but what is nowadays?

Great Credit Union

Posted by: wingsuser | Jan 22, 2012

I've always had courteous and prompt service from the employees at Wings Financial CU whenever I've called them. And they usually offer one of the highest interest rates in the nation on CDs.  

There is only one thing I wish they did differently at their website: they only allow you to see check images for about two months.  That is not long enough!  If I need to see who a check was written to, or if I need to print the check image to prove that payment was made 3 months ago, I can't.  Come on Wings, in all other areas you give great customer service; please also do so in this regard!

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Health
A+

Health Grade Components

Overall
NCUA #68601
Year Chartered1938
Employees415
Primary Regulator
Profit Margin
Return on Assets - YTD1.46%
Return on Equity - YTD11.86%
Annual Interest Income$104.2MM
Assets and Liabilities
AssetsQ3 2017vs Q3 2016$4.53B$4.37B
LoansQ3 2017vs Q3 2016$2.59B$2.09B
DepositsQ3 2017vs Q3 2016$3.93B$3.73B
Equity CapitalQ3 2017vs Q3 2016$554.8MM$522.0MM
Loan Loss AllowanceQ3 2017vs Q3 2016$19.0MM$18.6MM
Unbacked Noncurrent LoansQ3 2017vs Q3 2016$3.8MM$3.5MM
Real Estate OwnedQ3 2017vs Q3 2016$94.00K$994.00K
  User-submitted Promotions & Notices

This section lists recent deals, promotions and rate changes submitted by our community within the past 90 days. Always verify official rates and promotions with the bank or credit union.

Wings Financial FCU Offering 15-Month CD, 1.60& APY -- Easy Membership

me1004   |  
Wings Financial FCU is offering a 15-month CD at 1.60% APY through Dec. 31. Minimum deposit to get that rate is $90,000; the return is 1.55% APY for amounts of $10,000-$89,999; and 1.50% APY for $500-$9,999.

https://www.wingsfinancial.com/certificate-special?utm_source=SubscriberMail&utm_medium=email&utm_campaign=15%20Month%20Special%20Certificate&utm_term=&utm_content=1de6316203884c689ec9eb6f30de375e

Wings is easy membership as you can join but making a $5 contribution to Wings Financial Foundation:

https://www.wingsfinancial.com/foundation

You also can join if you do now or ever have worked in the aviation industry. You also can join if you live or work in the Minneapolis-St. Paul, MN, 13-county area, or in the Seattle-Tacoma, WA, metropolitan area. And you can join if you have an immediate family member who currently is a member.

This rate isn't at the top of the list for that term, but its a long time since I have known Wings to have any competitive rate, and this is that.

Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Wings Financial Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%--Share Savings
0.15%--Money Manager Account
0.15%--Holiday Club Account
0.15%--IRA Share Account

Wings Financial Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.45%*$100k*-Wings Investment Money Market Account
OTHER TIERS: 0.35% $5k - $50k | 0.40% $50k - $100k
0.45%*$100k*-Wings IRA Investment Money Market Account
OTHER TIERS: 0.35% $5k - $50k | 0.40% $50k - $100k
0.30%*$25k*-World Class Money Market Account
OTHER TIERS: 0.15% Up to $5k | 0.20% $5k - $15k | 0.25% $15k - $25k

Wings Financial Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%--First Class Checking Account (Share Draft)

Wings Financial Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.20%$90k-5 Year Dividend Paid Monthly Share Certificate
2.20%*$90k*-5 Year Dividend Paid Quarterly Share Certificate
OTHER TIERS: 2.10% $500 - $10k | 2.15% $10k - $90k
2.20%$90k-5 Year Step Up Dividend Paid Monthly Share Certificate
2.20%*$90k*-5 Year Step Up Dividend Paid Quarterly Share Certificate
OTHER TIERS: 2.10% $500 - $10k | 2.15% $10k - $90k
2.05%$90k-4 Year Dividend Paid Monthly Share Certificate
2.05%*$90k*-4 Year Dividend Paid Quarterly Share Certificate
OTHER TIERS: 1.95% $500 - $10k | 2.00% $10k - $90k
1.60%$90k-3 Year Dividend Paid Monthly Share Certificate
1.60%*$90k*-3 Year Dividend Paid Quarterly Share Certificate
OTHER TIERS: 1.50% $500 - $10k | 1.55% $10k - $90k
1.60%$90k-15 Month Dividend Paid Monthly Share Certificate Special
1.60%*$90k*-15 Month Dividend Paid Quarterly Share Certificate Special
OTHER TIERS: 1.50% $500 - $10k | 1.55% $10k - $90k
1.11%$90k-2 Year Dividend Paid Monthly Share Certificate
1.11%*$90k*-2 Year Dividend Paid Quarterly Share Certificate
OTHER TIERS: 1.00% $500 - $10k | 1.05% $10k - $90k
0.85%$90k-1 Year Dividend Paid Monthly Share Certificate
0.85%*$90k*-1 Year Dividend Paid Quarterly Share Certificate
OTHER TIERS: 0.75% $500 - $10k | 0.80% $10k - $90k
0.70%$90k-6 Month Dividend Paid Monthly Share Certificate
0.70%*$90k*-6 Month Dividend Paid Quarterly Share Certificate
OTHER TIERS: 0.60% $500 - $10k | 0.65% $10k - $90k
0.70%*$90k*-6 Month Dividend Paid at Maturity Share Certificate
OTHER TIERS: 0.60% $500 - $10k | 0.65% $10k - $90k
0.60%$90k-3 Month Dividend Paid Monthly Share Certificate
0.60%*$90k*-3 Month Dividend Paid Quarterly Share Certificate
OTHER TIERS: 0.50% $500 - $10k | 0.55% $10k - $90k
0.60%*$90k*-3 Month Dividend Paid at Maturity Share Certificate
OTHER TIERS: 0.50% $500 - $10k | 0.55% $10k - $90k

Wings Financial Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.20%$90k-5 Year Dividend Paid Monthly IRA Certificate
2.20%*$90k*-5 Year Dividend Paid Quarterly IRA Certificate
OTHER TIERS: 2.10% $500 - $10k | 2.15% $10k - $90k
2.20%$90k-5 Year Step Up Dividend Paid Monthly IRA Certificate
2.20%*$90k*-5 Year Step Up Dividend Paid Quarterly IRA Certificate
OTHER TIERS: 2.10% $500 - $10k | 2.15% $10k - $90k
2.05%$90k-4 Year Dividend Paid Monthly IRA Certificate
2.05%*$90k*-4 Year Dividend Paid Quarterly IRA Certificate
OTHER TIERS: 1.95% $500 - $10k | 2.00% $10k - $90k
1.60%$90k-3 Year Dividend Paid Monthly IRA Certificate
1.60%*$90k*-3 Year Dividend Paid Quarterly IRA Certificate
OTHER TIERS: 1.50% $500 - $10k | 1.55% $10k - $90k
1.60%$90k-15 Month Dividend Paid Monthly IRA Certificate Special
1.60%*$90k*-15 Month Dividend Paid Quarterly IRA Certificate Special.
OTHER TIERS: 1.50% $500 - $10k | 1.55% $10k - $90k
1.11%$90k-2 Year Dividend Paid Monthly IRA Certificate
1.11%*$90k*-2 Year Dividend Paid Quarterly IRA Certificate
OTHER TIERS: 1.00% $500 - $10k | 1.05% $10k - $90k
0.85%$90k-1 Year Dividend Paid Monthly IRA Certificate
0.85%*$90k*-1 Year Dividend Paid Quarterly IRA Certificate
OTHER TIERS: 0.75% $500 - $10k | 0.80% $10k - $90k
0.70%$90k-6 Month Dividend Paid Monthly IRA Certificate
0.70%*$90k*-6 Month Dividend Paid at Maturity IRA Certificate
OTHER TIERS: 0.60% $500 - $10k | 0.65% $10k - $90k
0.70%*$90k*-6 Month Dividend Paid Quarterly IRA Certificate
OTHER TIERS: 0.60% $500 - $10k | 0.65% $10k - $90k
0.60%$90k-3 Month Dividend Paid Monthly IRA Certificate
0.60%*$90k*-3 Month Dividend Paid at Maturity IRA Certificate
OTHER TIERS: 0.50% $500 - $10k | 0.55% $10k - $90k
0.60%*$90k*-3 Month Dividend Paid Quarterly IRA Certificate
OTHER TIERS: 0.50% $500 - $10k | 0.55% $10k - $90k
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