Featured Savings Rates
Featured Accounts

Wings Financial Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
2.47%4-year CD4 Year Dividend Paid Quarterly Certificate
2.02%3-year CD3 Year Dividend Paid Quarterly Certificate
1.91%2-year CD2 Year Dividend Paid Quarterly Certificate

Overview / Commentary
952-997-8000
14985 Glazier Ave
Apple Valley, MN 55124

Wings Financial Credit Union is an airline industry-focused credit union that is eligible to consumers who are broadly involved with the airline industry or who live in the Seattle or Minneapolis areas. The credit union focuses largely on personal depository banking products and services, but does offer a business checking account.

Wings Financial’s checking account offers cash back rewards for debit card usage, free checks, no monthly service charges, and an allowance of free ATM withdrawals from ATMs not owned by Wings. The credit union’s savings account offer is a basic, dividend bearing account that provides 24/7 access to funds. Money market accounts have a minimum initial deposit requirement and offer higher dividends for higher average balances. Share certificates and IRA certificates are available in term lengths from 3 months to 5 years and occasionally Wings Financial offers special rates on them. DepositAccounts.com has featured the credit union’s CDs repeatedly in the past. Various consumer loans are offered for homes, cars, and boats, and the credit union partners with a real estate company to offer home-buying guidance and services. Wings Financial Advisors offer brokerage services and financial solutions to members looking to plan for retirement or obtain various insurance and investment products.

Wings Financial Credit Union online banking provides a system through which members can track and manage their account activity securely and easily. It functions as a way to perform tasks like eStatement viewing, financial management software integration, and fund transfers. The credit union has also released mobile banking apps that are optimized for select smartphones and tablet devices.

Wings Financial CU was founded chartered in 1938 as the Northwest Airlines Employees Credit Union by a group of Northwest Airlines employees. In 2010, the credit union merged with City County FCU of Minneapolis and doubled its number of branches in the Minneapolis-St. Paul. It is currently headquartered in Apple Valley, Minnesota, and serves its members through numerous branches located around the twin city area.

Field of Membership Restrictions

Membership in Wings Financial is open to anyone through joining Wings Financial Foundation ($5 donation). Membership is also open to employees and retirees within the aviation industry within the United States and to those who live or work in the 13 counties of the Minneapolis/St. Paul Metro Area in Minnesota and those who live, worship or work in the Puget Sound Area of Seattle/Tacoma in Washington. Immediate family of current Wings members may also join.
See current membership details

Related Posts

Wings Financial FCU Offering 15-Month CD, 1.60& APY -- Easy Membership - 11/18/2017

Wings Financial FCU is offering a 15-month CD at 1.60% APY through Dec. 31. Minimum deposit to get that rate is $90,000; the return is 1.55% APY for amounts of $10,000-$89,999; and 1.50% APY for $500-$9,999. https://www.wingsfinancial.com/certificate-special?utm_source=SubscriberMail&utm_medium=email&utm_campaign=15%20Month%20Special%20Certificate&utm_term=&utm_content=1de6316203884c689ec9eb6f30de375e Wings is easy membership as you can join but making a $5 contribution to Wings Financial Foundation: https://www.wingsfinancial.com/foundation You also can join if you do now or ever have worked in the aviation industry. You also can join if you live or work in the Minneapolis-St. Paul, MN, 13-county area, or in the Seattle-Tacoma, WA, metropolitan area. And you can join if you have an immediate family member who currently is a member. This rate isn't at the top of the list for that term, but its a long time since I have known Wings to have any competitive rate, and t

View all posts from:


Best place to bank at.

I've banked at this credit union for six years. To open an account is really easy. All I needed was 10 dollars total (5 goes into the checking account and is available for spending, the other 5 dollars goes into the savings account in which you can never spend) My debit card is really secure, it comes with a chip. The only problems I have with my credit union is that they aren't open on Sundays, and sometimes the mobile website is down for "maintenance". A cool thing about my bank is it has quarterly periods where I get "signature rewards" (money goes back into my checking account). My paychecks get direct deposited into my checking account, which is very convenient. And if i receive a paper check I can take a picture of the front and back of the check, and it gets automatically put into my checking account where I can spend it immediately. (as long as the amount is less than $2,500) If the amount is over $2,500 then it can take up to 3 business days to be deposited into my checking account.

Positive CU Experience

I have been a member at Wings Financial for the last six years. So far, I have had nothing but positive experiences with this institution. All of their checking accounts have no fees and offer unique perks such as signature rewards. This means I am able to get cash back on purchases four times a year. Wings also does a good job of keeping up with a competitive market. They rolled out the chip debit cards in a reasonable amount of time which was very helpful for traveling to countries that required chip-based transactions. They also have savings accounts that are quite good. I have both a standard savings and "money manager" that I use for a separate savings account. Wings also offers money market accounts and one of these options even has check writing capabilities.

Wings Financial

I must say my experience with wings financial has been great. I have been with wings now for about 12 years now. I have had a very positive experience to say the least. Last year I forgot about an automatic payment that went through and I got an overdraft fee, when called them they waived it without asking a ton of questions . This credit union has a very friendly staff, they provide truthful information over the phone, they have free checking and savings accounts which is a positive . My overall experience thus far has just been great with this local bank in Minnesota , they now have outside atms where we can deposit pay checks, take out cash, and use whenever . Out of other banks that are in this area I would say this has to be the best one in my opinion .

Ripoff - Fee You Like The Big Banks. No Mercy.

I opted into an Overdraft Protection Plus program so I could avoid NSF fees and bounced transactions. They pay the amount and charge a fee. The program ended up costing me more than $300 in fees. The chronological order of my transactions/deposits changed within two hours, to a different order, seemingly to maximize fees. I had been in the day before and deposited more than enough to cover past and pending transactions. The advisor I spoke to admitted it probably cost more because I was in the program. I've contacted agencies because I believe at the least it's a shady deal at worst fraud. I have images showing the shifting timeline. I included in my letter to the MN AG.

VIEW MORE REVIEWS

Health
A+

Health Grade Components

Overall
NCUA #68601
Year Chartered1938
Employees427
Primary Regulator
Profit Margin
Return on Assets - YTD1.29%
Return on Equity - YTD10.57%
Annual Interest Income$36.4MM
Assets and Liabilities
AssetsQ1 2018vs Q1 2017$4.68B$4.57B
LoansQ1 2018vs Q1 2017$2.82B$2.29B
DepositsQ1 2018vs Q1 2017$4.06B$3.93B
Equity CapitalQ1 2018vs Q1 2017$561.7MM$511.0MM
Loan Loss AllowanceQ1 2018vs Q1 2017$18.9MM$18.8MM
Unbacked Noncurrent LoansQ1 2018vs Q1 2017$5.9MM$2.9MM
Real Estate OwnedQ1 2018vs Q1 2017$127.00K$489.00K
Rates
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Wings Financial Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Wings Financial Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.11%*$50k*-High Yield Savings
OTHER TIERS: 0.10% Up to $10k | 1.00% $10k - $50k
1.11%*$50k*-High Yield IRA
OTHER TIERS: 0.10% Up to $10k | 1.00% $10k - $50k
0.15%--Share Savings
0.15%--Money Manager Account
0.15%--Holiday Club Account
0.15%--IRA Share Account

Wings Financial Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.45%*$100k*-Wings Investment Money Market Account
OTHER TIERS: 0.35% $5k - $50k | 0.40% $50k - $100k
0.45%*$100k*-Wings IRA Investment Money Market Account
OTHER TIERS: 0.35% $5k - $50k | 0.40% $50k - $100k
0.30%*$25k*-World Class Money Market Account
OTHER TIERS: 0.15% Up to $5k | 0.20% $5k - $15k | 0.25% $15k - $25k

Wings Financial Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%--First Class Checking Account (Share Draft)

Wings Financial Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.78%*$90k*-5 Year Dividend Paid Quarterly Certificate
OTHER TIERS: 2.68% $500 - $10k | 2.73% $10k - $90k
2.63%*$90k*-5 Year Step Up Dividend Paid Quarterly Certificate
OTHER TIERS: 2.52% $500 - $10k | 2.57% $10k - $90k
2.47%*$90k*-4 Year Dividend Paid Quarterly Certificate
OTHER TIERS: 2.37% $500 - $10k | 2.42% $10k - $90k
2.02%*$90k*-3 Year Dividend Paid Quarterly Certificate
OTHER TIERS: 1.91% $500 - $10k | 1.96% $10k - $90k
2.02%$5k-18 Month Dividend Paid Quarterly Certificate Special (New Money Only)
1.91%*$90k*-2 Year Dividend Paid Quarterly Certificate
OTHER TIERS: 1.81% $500 - $10k | 1.86% $10k - $90k
1.76%*$90k*-1 Year Dividend Paid Quarterly Certificate
OTHER TIERS: 1.66% $500 - $10k | 1.71% $10k - $90k
1.15%*$90k*-6 Month Dividend Paid Quarterly Certificate
OTHER TIERS: 1.05% $500 - $10k | 1.10% $10k - $90k
1.00%*$90k*-3 Month Dividend Paid Quarterly Certificate
OTHER TIERS: 0.90% $500 - $10k | 0.95% $10k - $90k

Wings Financial Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.78%*$90k*-5 Year Dividend Paid Quarterly IRA
OTHER TIERS: 2.68% $500 - $10k | 2.73% $10k - $90k
2.63%*$90k*-5 Year Step Up Dividend Paid Quarterly IRA
OTHER TIERS: 2.52% $500 - $10k | 2.57% $10k - $90k
2.47%*$90k*-4 Year Dividend Paid Quarterly IRA
OTHER TIERS: 2.37% $500 - $10k | 2.42% $10k - $90k
2.02%*$90k*-3 Year Dividend Paid Quarterly IRA
OTHER TIERS: 1.91% $500 - $10k | 1.96% $10k - $90k
2.02%$5k-18 Month Dividend Paid Quarterly IRA Special (New Money Only)
1.91%*$90k*-2 Year Dividend Paid Quarterly IRA
OTHER TIERS: 1.81% $500 - $10k | 1.86% $10k - $90k
1.76%*$90k*-1 Year Dividend Paid Quarterly IRA
OTHER TIERS: 1.66% $500 - $10k | 1.71% $10k - $90k
1.15%*$90k*-6 Month Dividend Paid Quarterly IRA
OTHER TIERS: 1.05% $500 - $10k | 1.10% $10k - $90k
1.00%*$90k*-3 Month Dividend Paid Quarterly IRA
OTHER TIERS: 0.90% $500 - $10k | 0.95% $10k - $90k
Locations

Availability



The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact feedback@depositaccounts.com to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.