Woburn Municipal Federal Credit Union

Popular Accounts at this Credit Union

1.25%1-year CD
2.75%3-year CD
View all Woburn Municipal Federal Credit Union rates »

Overview / Commentary
8 Cedar St
Woburn, MA 01801-7246

Woburn Municipal Federal Credit Union is headquartered in Woburn and is the 74th largest credit union in the state of Massachusetts. It is also the 2,477th largest credit union in the nation. It was established in 1966 and as of December of 2018, it had grown to 8 employees and 3,008 members at 1 location. Woburn Municipal Federal Credit Union's CD rates are 39% higher than the national average, and it has a C+ health rating.

Field of Membership Restrictions

Membership is open to employees of the municipality of Woburn and to employees of companies associated with the Woburn Business Association.
See current membership details


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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Woburn Municipal Federal Credit Union has a low asset base.

Health Grade Components

NCUA #17847
Year Chartered1966
Primary Regulator
Profit Margin
Return on Assets - YTD0.3%
Return on Equity - YTD3.4%
Annual Interest Income$1.3MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$43.1MM$45.5MM
LoansQ4 2018vs Q4 2017$17.2MM$15.7MM
DepositsQ4 2018vs Q4 2017$38.4MM$40.0MM
Equity CapitalQ4 2018vs Q4 2017$3.9MM$3.8MM
Loan Loss AllowanceQ4 2018vs Q4 2017$72.00K$69.00K
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$321.00K$250.00K
Real Estate OwnedQ4 2018vs Q4 2017$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Woburn Municipal Federal Credit Union Savings Account Rates

0.20%--IRA Accounts
0.05%--Regular Shares
0.05%--Vacation Clubs
0.05%--All-Purpose Clubs
0.05%$50-Holiday Share

Woburn Municipal Federal Credit Union Money Market Rates

0.30%*$100k*-Share Money Market
OTHER TIERS: 0.05% Up to $2.5k | 0.08% $2.5k - $10k | 0.10% $10k - $25k | 0.20% $25k - $50k | 0.25% $50k - $100k

Woburn Municipal Federal Credit Union CD Rates

2.75%$500-36 Month CD
2.50%$500-24 Month CD
1.75%$500-18 Month CD
1.25%$500-12 Month CD
1.00%$500-9 Month CD
0.90%$500-6 Month CD

Woburn Municipal Federal Credit Union IRA Rates

2.75%$500-36 Month IRA
2.50%$500-24 Month IRA
1.75%$500-18 Month IRA
1.25%$500-12 Month IRA
1.00%$500-9 Month IRA
0.90%$500-6 Month IRA

Woburn Municipal Federal Credit Union Locations
Branch Office8 Cedar StWoburn, MA 01801-7246

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