4.00% Reward Checking Account at a Missouri Bank (Wood & Huston)


Update 5/17/09: The top rate has fallen to 4.00% APY.

Wood and Huston Bank is offering a reward checking account called Kasasa Cash that pays 4.00% APY for balances up to $25,000 (0.20% for above) and refunds ATM fees (up to $20 per cycle) if the following monthly requirements are met: 1) 12 Visa Check Card transactions, 2) one direct deposit or electronic debit, 3) access statements online and 4) login to view account at least once. If these are not met, the rate falls to 0.10%. The minimum deposit to open the account is $25. There are no monthly fees.

New customers must come into a branch to open the account. Branches are located in the Missouri cities of Cape Girardeau, Jackson, Marshall, Springfield and West Plains. The bank has been FDIC insured since 1934 (Certificate # 1060).

Thanks to the reader Andy who mentioned this reward checking in the comments.

Other High Yield Reward Checking Accounts

For other reward checking accounts and for more information on these accounts, please refer to the following posts:

Rate History:
08/06/09: 4.00% APY up to $25K; 0.20% over; 0.10% base
05/07/09: 4.00% APY up to $25K; 0.25% over; 0.10% base
03/05/08: 5.00% APY up to $25K
Related Pages: Wood & Huston Bank, Kansas City, Springfield, Paducah, checking account, reward checking account


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