Featured Savings Rates
Featured Accounts

Wood County Community Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
0.01%1-year CD12 Month CD
0.01%SavingsShare Savings
0.05%2-year CD24 Month CD

Overview / Commentary
304-865-2361
2435 Dudley Ave
Parkersburg, WV 26101

Wood County Community Federal Credit Union is headquartered in Parkersburg and is the 38th largest credit union in the state of West Virginia. It is also the 3,587th largest credit union in the nation. It was established in 1978 and as of March of 2016, it had grown to 4 employees and 3,162 members at 1 location. Wood County Community Federal Credit Union has a C+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, attend school, volunteer or worship in Wood County, West Virginia.
See current membership details

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Health
C+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Wood County Community Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #22961
Year Chartered1978
Employees4
Primary Regulator
Profit Margin
Return on Assets - YTD0.28%
Return on Equity - YTD4.71%
Annual Interest Income$110.00K
Assets and Liabilities
AssetsQ1 2016vs Q1 2015$18.1MM$18.4MM
LoansQ1 2016vs Q1 2015$7.2MM$7.5MM
DepositsQ1 2016vs Q1 2015$16.9MM$17.0MM
Equity CapitalQ1 2016vs Q1 2015$1.1MM$1.3MM
Loan Loss AllowanceQ1 2016vs Q1 2015$10.00K$55.00K
Unbacked Noncurrent LoansQ1 2016vs Q1 2015$53.00K$72.00K
Real Estate OwnedQ1 2016vs Q1 2015$0$51.00K
Rates
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Wood County Community Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.01%--Share Savings
0.01%--Christmas Club
0.01%--IRA Savings
0.01%--Vacation Club
0.01%--Roth IRA Savings

Wood County Community Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$1k-24 Month CD
0.05%$1k-36 Month CD
0.01%$1k-12 Month CD
Locations


Wood County Community Federal Credit Union Locations
Branch Office2435 Dudley AveParkersburg, WV 26101