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Overview / Commentary
970-332-4111
300 Clay Street
Wray, CO 80758

Wray State Bank is headquartered in Wray and is the 54th largest bank in the state of Colorado. It is also the 3,753rd largest bank in the nation. It was established in 1977 and as of March of 2016, it had grown to 29 employees at 3 locations. Wray State Bank has an A health rating.

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Health
A

Health Grade Components

Overall
FDIC Certificate #22447
Year Established1977
Employees29
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.43%
Return on Equity - YTD4.69%
Annual Interest Income$1.3MM
Assets and Liabilities
AssetsQ1 2016vs Q1 2015$139.6MM$109.7MM
LoansQ1 2016vs Q1 2015$96.9MM$81.0MM
DepositsQ1 2016vs Q1 2015$126.0MM$97.3MM
Equity CapitalQ1 2016vs Q1 2015$12.8MM$11.7MM
Loan Loss AllowanceQ1 2016vs Q1 2015$1.5MM$1.3MM
Unbacked Noncurrent LoansQ1 2016vs Q1 2015$1.2MM$1.1MM
Real Estate OwnedQ1 2016vs Q1 2015$0$94.00K
Rates

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Locations


Wray State Bank Locations
Windsor Branch1130 Main StreetWindsor, CO 80550
Wray State Bank300 Clay StreetWray, CO 80758
Brush Branch731 East Edison StreetBrush, CO 80723