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Overview / Commentary
970-332-4111
300 Clay Street
Wray, CO 80758

Wray State Bank is headquartered in Wray and is the 50th largest bank in the state of Colorado. It is also the 3,526th largest bank in the nation. It was established in 1977 and as of March of 2017, it had grown to 29 employees at 3 locations. Wray State Bank has an A health rating.

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Health

Health Grade Components

Overall
FDIC Certificate #22447
Year Established1977
Employees29
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.68%
Return on Equity - YTD7.24%
Annual Interest Income$1.6MM
Assets and Liabilities
AssetsQ1 2017vs Q1 2016$152.5MM$139.6MM
LoansQ1 2017vs Q1 2016$116.2MM$96.9MM
DepositsQ1 2017vs Q1 2016$137.0MM$126.0MM
Equity CapitalQ1 2017vs Q1 2016$14.3MM$12.8MM
Loan Loss AllowanceQ1 2017vs Q1 2016$1.7MM$1.5MM
Unbacked Noncurrent LoansQ1 2017vs Q1 2016$1.2MM$1.2MM
Real Estate OwnedQ1 2017vs Q1 2016$0$0
Rates

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Locations


Wray State Bank Locations
Windsor Branch1130 Main StreetWindsor, CO 80550
Wray State Bank300 Clay StreetWray, CO 80758
Brush Branch731 East Edison StreetBrush, CO 80723