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Overview / Commentary
970-332-4111
300 Clay Street
Wray, CO 80758

Wray State Bank is headquartered in Wray and is the 51st largest bank in the state of Colorado. It is also the 3,420th largest bank in the nation. It was established in 1977 and as of September of 2017, it had grown to 30 employees at 3 locations. Wray State Bank has an A health rating.

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Health

Health Grade Components

Overall
FDIC Certificate #22447
Year Established1977
Employees30
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.59%
Return on Equity - YTD6.29%
Annual Interest Income$4.9MM
Assets and Liabilities
AssetsQ3 2017vs Q3 2016$158.1MM$146.0MM
LoansQ3 2017vs Q3 2016$124.8MM$114.0MM
DepositsQ3 2017vs Q3 2016$142.0MM$129.5MM
Equity CapitalQ3 2017vs Q3 2016$14.6MM$14.0MM
Loan Loss AllowanceQ3 2017vs Q3 2016$1.9MM$1.6MM
Unbacked Noncurrent LoansQ3 2017vs Q3 2016$1.3MM$1.2MM
Real Estate OwnedQ3 2017vs Q3 2016$0$0
Rates

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Locations


Wray State Bank Locations
Windsor Branch1130 Main StreetWindsor, CO 80550
Wray State Bank300 Clay StreetWray, CO 80758
Brush Branch731 East Edison StreetBrush, CO 80723