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Overview / Commentary
970-332-4111
300 Clay Street
Wray, CO 80758

Wray State Bank is headquartered in Wray and is the 53rd largest bank in the state of Colorado. It is also the 3,620th largest bank in the nation. It was established in 1977 and as of September of 2016, it had grown to 31 employees at 3 locations. Wray State Bank has an A health rating.

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Health
A

Health Grade Components

Overall
FDIC Certificate #22447
Year Established1977
Employees31
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.59%
Return on Equity - YTD6.31%
Annual Interest Income$4.3MM
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$146.0MM$123.0MM
LoansQ3 2016vs Q3 2015$114.0MM$93.7MM
DepositsQ3 2016vs Q3 2015$129.5MM$106.2MM
Equity CapitalQ3 2016vs Q3 2015$14.0MM$12.4MM
Loan Loss AllowanceQ3 2016vs Q3 2015$1.6MM$1.4MM
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$1.2MM$1.4MM
Real Estate OwnedQ3 2016vs Q3 2015$0$0
Rates

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Locations


Wray State Bank Locations
Windsor Branch1130 Main StreetWindsor, CO 80550
Wray State Bank300 Clay StreetWray, CO 80758
Brush Branch731 East Edison StreetBrush, CO 80723