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Overview / Commentary
970-332-4111
300 Clay Street
Wray, CO 80758

Wray State Bank is headquartered in Wray and is the 52nd largest bank in the state of Colorado. It is also the 3,489th largest bank in the nation. It was established in 1977 and as of June of 2017, it had grown to 30 employees at 3 locations. Wray State Bank has an A health rating.

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Health

Health Grade Components

Overall
FDIC Certificate #22447
Year Established1977
Employees30
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.59%
Return on Equity - YTD6.34%
Annual Interest Income$3.2MM
Assets and Liabilities
AssetsQ2 2017vs Q2 2016$153.4MM$142.1MM
LoansQ2 2017vs Q2 2016$119.4MM$105.3MM
DepositsQ2 2017vs Q2 2016$138.3MM$128.2MM
Equity CapitalQ2 2017vs Q2 2016$14.5MM$13.0MM
Loan Loss AllowanceQ2 2017vs Q2 2016$1.8MM$1.5MM
Unbacked Noncurrent LoansQ2 2017vs Q2 2016$1.5MM$1.4MM
Real Estate OwnedQ2 2017vs Q2 2016$0$0
Rates

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Locations


Wray State Bank Locations
Windsor Branch1130 Main StreetWindsor, CO 80550
Wray State Bank300 Clay StreetWray, CO 80758
Brush Branch731 East Edison StreetBrush, CO 80723