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Overview / Commentary
970-332-4111
300 Clay Street
Wray, CO 80758

Wray State Bank is headquartered in Wray and is the 50th largest bank in the state of Colorado. It is also the 3,341st largest bank in the nation. It was established in 1977 and as of December of 2017, it had grown to 31 employees at 3 locations. Wray State Bank has a B+ health rating.

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Health
B+

Health Grade Components

Overall
FDIC Certificate #22447
Year Established1977
Employees31
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.47%
Return on Equity - YTD5.08%
Annual Interest Income$6.6MM
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$163.9MM$151.0MM
LoansQ4 2017vs Q4 2016$121.3MM$113.6MM
DepositsQ4 2017vs Q4 2016$148.8MM$135.2MM
Equity CapitalQ4 2017vs Q4 2016$14.5MM$14.1MM
Loan Loss AllowanceQ4 2017vs Q4 2016$1.9MM$1.6MM
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$1.5MM$1.1MM
Real Estate OwnedQ4 2017vs Q4 2016$0$0
Rates

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Locations


Wray State Bank Locations
Windsor Branch1130 Main StreetWindsor, CO 80550
Wray State Bank300 Clay StreetWray, CO 80758
Brush Branch731 East Edison StreetBrush, CO 80723

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