Overview / Commentary
424 S Mansfield St
Ypsilanti, MI 48197

Washtenaw Federal Credit Union is headquartered in Ypsilanti and is the 150th largest credit union in the state of Michigan. It is also the 2,496th largest credit union in the nation. It was established in 1949 and as of September of 2018, it had grown to 14 employees and 6,508 members at 2 locations. Washtenaw Federal Credit Union has a B health rating.

Field of Membership Restrictions

Membership in Washtenaw Federal Credit Union is available to anyone that lives, works, worships or attends school in Washtenaw County in Michigan.
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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Washtenaw Federal Credit Union has a low asset base.

Health Grade Components

NCUA #6407
Year Chartered1949
Primary Regulator
Profit Margin
Return on Assets - YTD0.47%
Return on Equity - YTD6.02%
Annual Interest Income$978.00K
Assets and Liabilities
AssetsQ3 2018vs Q3 2017$42.6MM$41.2MM
LoansQ3 2018vs Q3 2017$27.5MM$25.0MM
DepositsQ3 2018vs Q3 2017$38.7MM$37.5MM
Equity CapitalQ3 2018vs Q3 2017$3.4MM$3.2MM
Loan Loss AllowanceQ3 2018vs Q3 2017$139.00K$152.00K
Unbacked Noncurrent LoansQ3 2018vs Q3 2017$29.00K$209.00K
Real Estate OwnedQ3 2018vs Q3 2017$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Washtenaw Federal Credit Union Savings Account Rates

0.35%--IRA Shares
0.10%$2k-Bonus Shares
0.05%--Share Savings
0.05%--Club Accounts
0.05%--Other Shares

Washtenaw Federal Credit Union Money Market Rates

0.10%$2.5k-Money Market Account

Washtenaw Federal Credit Union CD Rates

0.65%--4 Year CD
0.65%--5 Year CD
0.40%--3 Year CD
0.20%--18 Month CD
0.20%--2 Year CD

Washtenaw Federal Credit Union IRA Rates

0.65%--4 Year CD
0.65%--5 Year CD
0.40%--3 Year CD
0.20%--18 Month CD
0.20%--2 Years CD

Washtenaw Federal Credit Union Locations
Branch Office424 S Mansfield StYpsilanti, MI 48197
Branch Office1861 Whittaker RdYpsilanti, MI 48197

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