- Bank of America's Keep the Change program
- American Express's Saving Accelerator Plan
- EmigrantDirect's soon-to-be credit card with the nation's highest cash-back rebate
The article raises the question if these programs will help people to save. A good point is made by this quote from the article:
You can't spend your way into savings just like you can't borrow your way out of debt
In my opinion, if you're careful with your spending, these programs can be profitable. I'm eagerly waiting to see what cash back rate EmigrantDirect will be offering. I hope it's at least 2%.