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LBS Financial Credit Union

5.70% 48-Month / 5.70% 60-Month CD at a California CU - $90K Min (LBS Financial)


LBS Financial Credit Union has some high rates on its Jumbo share certificates. The competitive yields range from 5.70% APY for a 60 and 48 month term to 5.20% APY for a 6 month term. The Jumbo minimum deposit is $90,000. The yields are 0.10% less for a $50K minimum, 0.15% less for a $20K minimum and 0.20% less for a $2.5K minimum. There's also a 7-month special certificate with a yield that ranges from 5.15% to 5.30% APY based on the minimum deposit. It allows an additional one time deposit of $1K or more.

LBS Financial has a history of competitive CD rates. My last report on them was last December when it had a Jumbo 13-month CD with a yield of 5.75% APY.

Field of membership includes those who reside or work or have an immediate family member who lives or works in Orange or Riverside County, or in one of several cities in Los Angeles County. See site for details. Membership requires a $5 minimum deposit into your share savings account and a $1 membership fee.

The credit union is federally insured by the NCUA (Charter # 68460). It has $964.7 million in assets and 116,903 members.

Related Pages: LBS Financial Credit Union, CD rates

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