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San Mateo Credit Union

5.15% 12-Month / 5.05% 5-Month CD at a California CU (San Mateo).


San Mateo Credit Union continues to offer some nice special certificates, but the rates continue to go down. The 12-month term is now 5.15% APY (was 5.25%) and the 5-month term is now 5.05% APY (was 5.50%)

The minimum deposit is $10,000 of new money. The maximium deposit is $100,000. Unlike before, these seem to be available at all of their branches.

Last month the 5-month CD yield was 5.75% and the 12-month CD yield was 5.50%.

Membership is open to those who live, work or attend school in San Mateo County, California. You can also be eligible via select employee groups and via family. Please see their Membership page for details. Membership requires a one-time fee of $10.

Branches are located in Redwood City, San Mateo, South San Francisco and Daly City. The Westlake branch is located in Daly City. The credit union is federally insured by the NCUA (Charter # 62736). It has $613.6 million in assets and 62,655 members.

Edit 1/5/08: Updated the rates and links.

Related Pages: CD rates, San Mateo Credit Union, San Francisco Bay

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