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4.01% 10-Month CD at a South Florida Bank (Ocean)


Ocean Bank is offering a special 4.01% APY 10-month CD. The minimum deposit is $2,500, and there's no maximum deposit. This special doesn't seem to be listed at the bank's website. A reader mentioned it, and I just called for additional details. I was told that there are no special requirements such as a checking account. The CSR did not know how long it will last.

Branches are located in Miami-Dade and Broward County. The bank has been FDIC insured since 1982 (FDIC Certificate # 24156).

Thanks to the reader who sent me email on this CD.

Update 6/13/08: An article on Ocean Bank was just published by the South Florida Business Journal: Ocean Bank writes down assets, plans layoffs.

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