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4.10% 9-Month / 4.35% 18-Month CD at a Texas Bank (Millennium)


Millennium Bank is advertising a special 4.10% APY 9-month CD and a 4.35% APY 18-month CD. The minimum deposit is $2,500. The bank is also advertising a 3.75% APY on its Preferred Money Market Account for balances of at least $50,000. This account requires a minimum balance of $2,500 to avoid fees. The bank has been advertising this MMA since early July.

These specials don't seem to be listed at the bank's website. They were advertised in the 9/7/08 Dallas Morning News. The ad is available online here.

It appears likely to require a branch visit. The ad lists the branch in Dallas (11950 Webb Chapel Road). The bank also has a branch in Houston. If you live in Houston, be sure to call and check if they'll honor this ad before driving to the branch.

The bank has been FDIC insured since 2003 (FDIC Certificate # 57667). Note, this bank has no relationship to the offshore Millennium Bank that advertises very high CD rates that are not FDIC-insured (see post).

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