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2.27% 15-Month CD & 2.78% 23-Month CD at Barnes Banking Co. in Utah - Local Only

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Barnes Banking Co. continues to offer competitive rates on its promotional CDs. The current promotions include a 2.27% APY 15-month CD and a 2.78% APY 23-month CD. These CDs require that you have a new or existing deposit or loan account with the bank. Minimum deposit is $5,000. These CD specials are listed in the bank's rate table as of 8/24/09.

A branch visit appears to be required to open an account. Branches are located in several Utah cities including Salt Lake City, South Ogden, Fort Union, St. George, Orem, Kaysville, Layton, Bountiful, Syracuse and Roy.

The bank's ratings for safety and soundness are weak: 1 stars (lowest) at Bankrate.com and 0 star (lowest) at BauerFinancial. Both ratings are based on 3/31/09 financial data. It's wise to stay under the FDIC limit. The bank has been a FDIC member since 1934 (FDIC Certificate # 1252).

Thanks to the reader who emailed me news of these CD specials.

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