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2.75% 12-Month CD at F&M Bank in Tennessee - Local Only


F&M Bank is offering a 2.75% APY 12-month CD. A checking account is required. Without the checking account, the rate is still very competitive at 2.50% APY. Minimum deposit is $1,000. This CD special is listed on the bank's front page and in the bank's promo page as of 10/15/09.

The bank offers a reward checking account that has no minimum balance requirement or monthly service charge (see account review).

It appears that a branch visit is required to open an account. Branches are located in several cities in middle Tennessee including Brentwood, Clarksville, Cookeville, Dover, Greenbrier, Hendersonville, Murfreesboro and Lebanon.

F&M Bank's ratings for safety and soundness are above average: 4 stars (excellent) at BauerFinancial and 3 stars (performing) at Bankrate.com. Both ratings are based on 6/30/09 financial data. The bank has been a FDIC member since 1934 (FDIC Certificate # 9963).

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Anonymous   |     |   Comment #1
Just checked out SFGI Direct online savings account. 2.25% rate......great site for online savers. Best rate I found, no gimmics or promo rate!!!!