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2.45% 15-Month CD at Bank of Granite in North Carolina - Local Only


Bank of Granite has a new CD promotion with three competitive CD rates: 2.45% APY for 15 months, 2.25% APY for 12 months and 1.95% APY for 9 months. Minimum deposit is $5,000. These specials are listed on the bank's front page as of 11/16/2009.

Bank of Granite continues to offer a reward checking account that pays 4% APY on balances of $25K as of 10/16/09. I have more details on this account in this post.

It appears a branch visit is required to open an account. Branches are located in several North Carolina cities including Winston Salem, Hickory, Granite Falls, Charlotte, and Wilkesboro.

Bank of Granite's ratings for safety and soundness are a little weak: 2 stars (problematic) at BauerFinancial and 1 star (lowest) at Bankrate.com. Both ratings are based on 6/30/09 financial data. The bank has been a FDIC member since 1934 (FDIC Certificate # 5950).

Other Competitive Certificate of Deposit Rates

Related Pages: CommunityOne Bank, Charlotte, Greensboro, Raleigh, Florence, CD rates

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Anonymous   |     |   Comment #1
Once upon a time -- (20 yrs. ago) I lived and worked in the region; nothing there but good 'ol boy redneck crooks feathering their own nests!

Caveat emptor!!!