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Universal Bank

2.50% 24-Month & 2.10% 12-Month Jumbo CDs at Universal Bank in CA - Local Only


Universal Bank is offering competitive rates on its 1-year and 2-year CDs. They provide six interest rate tiers with the best rates available for a $100,000 minimum deposit: 2.10% APY for 1 year and 2.50% APY for 2 years. The rates for the lowest $1,000 tier are 1.90% APY for 1 year and 2.30% APY for 2 years. CDs are also available in an IRA. These rates are listed at the bank's rates page as of 11/25/09.

It appears that a branch visit is required to open an account. Branches are located in Los Angeles and Orange County.

Universal Bank's ratings for safety and soundness are a little weak: 2 stars (problematic) at BauerFinancial and 2 stars (below peer group) at Bankrate.com. Both ratings are based on 6/30/09 financial data. The bank has been a FDIC member since 1954 (FDIC Certificate # 30722).

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Related Pages: Universal Bank, Los Angeles, CD rates, IRA rates

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