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Valliance Bank

2.15% 18-Month CD at Valliance Bank in Texas - Local Only


Valliance Bank is offering a special 18-month CD with a 2.15% APY. There's also a special 36-month CD which is not quite as competitive with a 2.65% APY. Minimum deposit is $1,000, and the maximum is $99,000. These rates don't appear to be listed at the bank's website. They were advertised in the 12/06/09 edition of the Dallas Morning News. The ad is available online here.

It appears that a branch visit is required to open an account. It's a small bank with one office located in McKinney, Texas which is in the northern suburbs of Dallas.

The bank's ratings for safety and soundness are a little weak: 3 stars (adequate) at BauerFinancial (based on 9/30/09 data) and 2 stars (below peer group) at Bankrate.com (based on 6/30/09 data). The bank has been a FDIC member since 2007 (FDIC Certificate # 58572).

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