CBC Federal Credit Union has some competitive CD and IRA CD rates. The best rate is 2.20% APY for a 5-year CD with a minimum deposit of $100K. The rate is 2.15% APY for a $50K minimum and 2.10% APY for a $500 minimum. There's also a special 18-month IRA CD with a 1.25% APY. These rates are listed in the credit union's share rates page as of 3/8/2012.
The credit union was started to support the personnel at the Ventura County naval base, but it has expanded so membership is now open to everyone who lives, works, worships or attends school in Ventura County, California. Please refer to the credit union's Join Us page for more details.
CBC Federal Credit Union branches are located in the cities of Oxnard, Camarillo, Thousand Oaks and inside the Ventura County naval base.
The credit union has an overall health score at DepositAccounts.com of 5 stars (out of 5) with a Texas Ratio of 0.43% based on December 2011. Please refer to our financial overview of CBC Federal Credit Union for more details. The credit union is federally insured by the NCUA (Charter # 7608).
How These CD Rates Compares
For those who live in San Bernardino County, Alaska USA FCU has a very competitive 5-year Jumbo CD rate of 2.35% APY for a $100K minimum (2.25% APY for $10K). I recently reviewed Pacific Marine Credit Union in San Diego which has a 2.25% APY 5-year IRA CD (see review).
The highest 5-year CD rate that's nationally available is 2.35% APY at Justice Federal Credit Union. This requires a $100K minimum deposit. For a small minimum deposit, the highest rate is 2.27% APY at Melrose Credit Union.
These rates are accurate as of 3/8/2012.
Searching for Top CD Rates
To search for nationwide CD rates and CD rates in your state, please refer to the best CD rates section of DepositAccounts.com.