About Ken Tumin

Ken Tumin founded the Bank Deals Blog in 2005 and has been passionately covering the best deposit deals ever since. He is frequently referenced by The New York Times, The Wall Street Journal, and other publications as a top expert, but he is first and foremost a fellow deal seeker and member of the wonderful community of savers that frequents DepositAccounts.

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Forum Highlights: Java Risks, Security Alert Mistakes and Wire Transfer Difficulties

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Forum Highlights: Java Risks, Security Alert Mistakes and Wire Transfer Difficulties

This is another post to highlight a few noteworthy forum posts. This is intended to help readers who may not regularly read the discussion forum. It will also give me a chance to recognize and give thanks to the DA members for their contributions to the website. I've listed a few recent forum posts on topics that I think may interest DA readers. If you don't see your username mentioned this time, keep posting and you will likely see your forum thread mentioned in my future highlight posts.

  1. Disabling Java to Stop Hackers - There was another case of hackers using Java to install malware. Thanks to me1004 for posting on this news and explaining why it makes sense to disable Java (not Java Script) on your computer.
  2. What To Do With Declined Credit Card - It's better to act before you're declined. Thanks to 51hh for posting on this article and offering tips that can prevent you from being declined.
  3. Wells Fargo Horror Story - This is an interesting story showing that when you combine an irresponsible bank employee with management who don't take responsibility for employee mistakes, a loss of money can occur. And with a business checking account, customers have fewer protections. Thanks to Lou for sharing.
  4. Great Customer Service At Connexus Credit Union - In addition to competitive rates, you might want to join Connexus CU for its customer service. Thanks to pearlbrown for describing the consistently topnotch customer service received at Connexus over the last four years.
  5. Another run on big banks and money market funds? - Thanks to Shorebreak for posting on a Forbes article warning about the very real threat of another run on big banks and money market funds.
  6. Ally Bank's Security Alert Mistake - Thanks to cumulus for posting on the alerts that Ally mistakenly sent warning about an address change. It's wise to always check on an alert that indicates a potential issue, but don't get overly concerned before you contact the bank. It could be their mistake.
  7. 1.26% Savings Rate (Share Account) - Thanks to RJM who reported on APCO Employees Credit Union and its savings account that pays 1.26% APY. Most will probably be unable to join, but if you are eligible, this is a great deal.
  8. Wire Transfer Difficulties at Ally Bank - It looks like you'll be better off with ACH transfers at Ally. Thanks to reader blogspotfan who shared his experience with sending out some complicated wires.
  9. New ACH Limits and Wire Transfer Hassles at TIAA Direct - Outgoing ACH transfers are now limited to $5,000 at TIAA Direct. And if you want to do wire transfers, there are a lot of hassles. Thanks to reynold for sharing his experience with ACH and wire transfers at TIAA Direct.

Discussion Forum Tutorial

If you like a simple blog format, you can view the forum using this link. This page shows the latest featured threads in an expanded format that shows the first post of each featured thread. Click on the title of the post to view any comments for that post or to leave a comment. Unlike the blog, the forum requires you to log in before you can comment.

You can get to this Featured Threads page by using the forum menu and clicking on the "Featured Threads" link. Then click on the "Posts" link below the menu. I actually prefer the "Threads" view which shows just the title of the posts along with the number of comments or posts for each thread.

I'm the one who gives a thread "featured" status. I try to select those that I think are most interesting. The "Latest Threads" link in the forum menu will show you all of the threads including ones that haven't been marked as featured. The "Latest Posts" link will show you the latest forum comments.

Posting to the Forum

If you find a noteworthy bank deal or some interesting financial news, please consider posting this information in the forum. This can be done in 3 steps:

  1. You have to be logged in to post in the forum. If you have never registered, just click the "Register" link on the top right of a DepositAccounts.com page. Note, you don't have to be logged in before you write your post, but it's required before the post can be submitted.
  2. Find the appropriate subforum. Start at the top of the forum and click on the appropriate topic.
  3. Click the "New Threads" button at the top of the subforum page, and follow the instructions. For the subforums that are specific to a particular bank, you first have to identify the bank. When you get to the message box, you can start typing your information. Note the icons at the top of the message box. These can be used to format your message. The one I use most is the link icon. This isn't active until you highlight the text that you want to convert into a link. Once the link icon is active, you can click on the icon which will open up a box where you can enter the web address.

Viewing and posting are more complicated in the forum than in the blog, but as I mentioned, this helps keep things organized. For more details on using the forum, please refer to my forum announcement post.

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