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Florida Credit Union Adds High Rate Limited Time 3-Year CD Special


Less than 5 months ago, I wrote about four Special CDs with competitive rates at Florida Credit Union (FCU). Those four Special CDs are still available, but FCU has raised the rate on a fifth product: the 25-month Special CD (1.51% APY). This highly attractive 25-month Special CD is also available as an IRA, and both CD and IRA require a $10K minimum deposit to open. There is a substantial penalty of 360 days interest for early withdrawal.

It is important to note that this 25-month Special CD is good only through August 16, 2014.


Florida Credit Union is headquartered in Gainesville and is the 20th largest credit union in the state of Florida. Membership applications can be made by calling or visiting any of the FCU's 10 branches (located in the cities of DeLand, Gainesville, Lake City, Ocala and Starke), or online. Please refer to FCU's "About Us" page for more details.

Membership in Florida Credit Union is available to anyone who lives or works in the following 26 counties:

  • Alachua
  • Baker
  • Bradford
  • Citrus
  • Clay
  • Columbia
  • Dixie
  • Flagler
  • Gilchrist
  • Hamilton
  • Hernando
  • Jefferson
  • Lafayette
  • Lake
  • Levy
  • Madison
  • Marion
  • Nassau
  • Putnam
  • Seminole
  • St Johns
  • Sumter
  • Suwanee
  • Taylor
  • Union
  • Volusia

Credit Union Overview

Florida Credit Union (NCUA Charter # 60497) has an overall A rating on DA, with a Texas ratio of 8.54% (excellent) based on March 31, 2014 data. With assets of $590.73 Million and $70.55 Million in equity, FCU's capitalization level is 11.94% (excellent). Please refer to our financial overview of Florida Credit Union for more details.

Originally established in 1954 as the Alachua CountyTeachers' Credit Union, today's Florida Credit Union has a membership of over 57,000 Florida residents in 26 counties.

How These CD Rates Compare

When compared to similar length CDs offered both nationally and locally, FCU's 25-month CD (1.51% APY) is included in the top four accounts tracked by DA.

The above rates are accurate as of 8/1/2014.

Searching for Top CD Rates

To search for nationwide CD rates and CD rates in your state, please refer to the best CD rates section of DepositAccounts.com.

Related Pages: Florida Credit Union, Orlando, Jacksonville, Gainesville, CD rates, IRA rates

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