Bank Deals Blog: CD Deals

Space Coast Credit Union (SCCU) is currently promoting a 15-month CD, which earns 3.29% APY. The minimum opening deposit is $500, with no stated balance cap.

The 15-month CD is the most competitive CD in the product line, with an APY that equals that of SCCU’s 60-month CD.

As stated in the Account Disclosures brochure, the Early Withdrawal Penalty reads as follows:

180 days of interest for Accounts with a term between 12...

Last week, Royal Bank added a 11-month CD Special (3.14% APY) to its product line. The minimum opening deposit is $1k, with no stated balance cap.

Royal Bank also added a 7-month CD Special, but its 2.31% APY isn’t that competitive. Like the 11-month, the 7-month CD Special requires a $1k minimum deposit.

As stated in the Certificate of Deposit page, the Early Withdrawal Penalty...

For a limited time, Passumpsic Bank is offering a 13-month CD Special that earns 2.90% APY. The opening deposit requires a minimum of $10k and is capped at $100k.

The 13-month CD Special is also offered as an IRA (Traditional, Roth, SEP), earning the same APY with the same funding requirements.

According to CSR, the Early Withdrawal Penalty for the 13-month CD Special is 180...

February 25 through March 2 is “Military Saves Week,” a campaign coordinated by the Consumer Federation of America and is dedicated,

More than 80 banks and credit unions are participating in Military Saves Week 2019, including Andrews Federal Credit Union (Andrews Federal), which will be offering a Special...

Dime Community Bank (Dime) has added a 13-month No-Penalty CD, which earns 2.45% APY. The minimum deposit is $500 of new money, with no stated balance cap. New money is defined as funds not from any existing Dime account.

The No-Penalty feature is only available in conjunction with an early closure.

No partial withdrawals are allowed at any time.
This action will effectively close out the...

This morning, Pennsylvania-based Freedom Credit Union (Freedom CU) unveiled a new 18-month Promo CD, earning 3.50% APY. This limited-time offering requires a minimum opening deposit of $500 of new money and is capped at $250k. The 18-month Youth Promo CD (members 25 years and younger) earns the same...

Now through April 15, 2019, Florida-based Grow Financial Federal Credit Union (Grow Financial) is offering a 15-month Grow Certificate with tiered APYs: 3.25% APY ($500) and 3.35% APY ($100k). New money is required to open and there is a maximum deposit of $1 million allowed.

The 15-month Grow Certificate is...

Philadelphia-based Hyperion Bank (Hyperion) is currently offering promotional rates on its 13-month CD (2.85% APY) and 19-month CD (3.10% APY). The minimum opening deposit is $500 of new money “and/or funds deposited within the previous 30 days at Hyperion Bank.”

Both CDs are available as IRAs (Traditional and Roth), earning the same promotional APYs with the same funding requirements.

According to CSR, the Early Withdrawal Penalty for the 13-month CD is...

Now through February 28, Goldenwest Credit Union (Goldenwest CU) is offering a 11-month CD Special (3.05% APY). The minimum opening deposit is $500, with new money required. There is a bump option available, but with a 15 bps discount (2.90% APY) at account opening.

The 33-month CD Special (3.10% APY) can also be opened with...

Now through February 28, Apple Federal Credit Union (Apple FCU) is offering 3.00% APY on its 23-month Certificate. The minimum opening deposit is $500 of new money, with a $500k maximum deposit per individual. New money is defined as funds “not currently at Apple FCU.”

The Certificate is also offered as an...