Bank Deals Blog: CD Deals

Now through March 31, 2019, USF Federal Credit Union (USF FCU) is offering a 19-month CD Special, which earns 3.10% APY. The minimum deposit is $1k of new money, with no stated balance cap.

According to CSR, the Early Withdrawal Penalty (EWP) for the 2-year CD applies to the 19-month CD Special, with partial withdrawals allowed. As stated in the Truth-in-Savings disclosure (part of the online application),...

The original intent for this EFCU Financial (EFCU) blog post was to highlight the 48-month CD, which earns 3.40% APY ($500 min) or 3.50% APY ($100k min). All of EFCU’s CDs offer tiered APYs, with Jumbo CDs ($100k min) earning an extra 10 bps.

When I took a closer look at EFCU’s rate sheet, I...

Colorado Federal Savings Bank (CFSB) added 35 bps to its 12-month CD (2.86% APY) yesterday. This latest rate increase puts the 12-month just shy of being the top-rated nationally available 1-year CD (minimum deposits of $10k or less). The 12-month CD can be opened with a $5k minimum deposit, with no stated balance cap.

A total of 116 bps have been added to the 12-month CD in the past year in five rate...

Now through April 30, 2019, Wisconsin-based Royal Credit Union (Royal) is offering 3.04% APY on its 18-month CD. There is no minimum deposit requirement, but the CD is capped at $250k.

The limited-time 3.04% APY is also offered on the 18-month IRA (Traditional and Roth), but the minimum deposit is $1k.

The 18-month CD currently has the highest APY of...

In February, Utah-based America First Credit Union (America First CU) doubled the rate on its 6-11 month Certificates (Regular, Dedicated Savings, Ladder, and IRA) to 3.00% APY and also raised the rates on its 48-59 and 60-month Certificates. Those rates are still in effect today.

Today is National Pi Day!

The day we all celebrate the irrational number, 3.141592653589793238462643383279502884 ... ad infinitum.

To mark the occasion, Apple Federal Credit Union (Apple FCU) is offering a Pi Day Certificate (314 days) earning an appropriate 3.14% APY.

The minimum opening deposit is $500 of new money, with a maximum deposit per...

TDECU recently added a 36-month Rising Rate CD, which earns a blended 3.56% APY. The minimum opening deposit is $1k, though the “kids and teen accounts” can be opened with as little as $100.

According to the promotion page, the “Rate automatically increases on the one year and two year anniversary of the CD.” The fixed APYs are:

• 3.04% APY – Year 1
• 3.56% APY...

At the beginning of the week, Wasatch Peaks Credit Union (Wasatch Peaks CU) increased the rates on the vast majority of its Certificates to very competitive levels. The minimum opening deposit for any of these Certificates is $500, with no stated balance caps.

The Certificates are also available as IRAs (Traditional and Roth),...

For a limited time, Dort Federal Credit Union (Dort FCU) is promoting a 25-month Certificate Special, which earns 4.00% APY. The minimum opening deposit is $50k, with no stated balance cap. While Dort FCU offers an additional 15 bps on its Jumbo Certificates (minimum $100k), the 25-month Certificate Special is excluded from that rate increase.

The 25-month Certificate...