Ken Tumin founded the Bank Deals Blog in 2005 and has been passionately covering the best deposit deals ever since. He is frequently referenced by The New York Times, The Wall Street Journal, and other publications as a top expert, but he is first and foremost a fellow deal seeker and member of the wonderful community of savers that frequents DepositAccounts.
Deal Summary: 42-month CD Special, 3.00% APY ($2k minimum), 3.10% APY ($25k minimum of new money).
Availability: Market area is Central New Hampshire.
Franklin Savings Bank (FSB) has added a 42-month CD Special with two very competitive rates: 3.00% APY with a $2k minimum deposit, and 3.10% APY with a minimum of $25k of new money. Just to make sure there’s no confusion, the 3.00% APY does not requires new money.
In a Live Chat, CSR stated that the Early Withdrawal Penalty is “18 months loss of...
Yesterday, IncredibleBank, the internet division of Wisconsin-based River Valley Bank, raised the rate on its High Yield Savings account to 1.82% APY on balances of $25k+; balances less than $25k still earn 1.21% APY. The minimum opening deposit is $2.5k, but there is no minimum balance required to earn the...
Deal Summary: 14-month CD Special, 2.65% APY, $1k minimum, new money
Availability: Market area is the greater Kansas City metropolitan area.
Argentine Federal Savings unveiled its 14-month CD Special (2.00% APY) on New Year’s Eve. That initial rate lasted almost three months before it fell to 0.70% APY. In two rate increases in the past four days, AFS added a total of 195 bps, giving the 14-month CD Special an impressive 2.65% APY. The minimum deposit is $1k of new money, with no stated...
Availability: Residents of eight central Ohio counties (Columbus Metropolitan Statistical Area).
Once again, BMI Federal Credit Union (BMI) is offering competitive rates on its Share Certificate Specials (SCS). According to BMI’s website, “To ensure our rates remain competitive, our certificate specials are offered for a limited time.” Of the seven SCS, the 37-month (2.70% APY) and 49-month (2.80% APY) have the best rates. While BMI’s regular Share Certificates...
Deal Summary: 2-Year CD (2.50% APY), 3-Year CD (2.70% APY), 4-Year CD (2.75% APY), $500 minimum deposit
As DA reader, ChasR, stated in a Forum post, MainStreet Bank is again offering competitive CD rates. Following substantial rate increases (95-105 bps) at the end of last week, the 2-Year CD (2.50% APY), 3-Year CD (2.70% APY), and 4-Year CD (2.75% APY) now rank near the top of their respective term categories. The minimum opening deposit is only $500, with no stated balance cap.
Deal Summary: 12-month CD (2.22% APY), 18-month CD (2.32% AYP), 36-month CD (2.58% APY), and 48-month CD (2.68% APY), $1k minimum deposit
Availability: Nationwide (pure internet bank)
Last week, First Internet Bank (First IB) raised the rates on all its CDs for the fifth time in the past four months. The rate increases were 5 bps for all CDs, with the exception of the 60-month CD, which added 6 bps. Any First IB CD can be opened with a $1k minimum deposit and there are no stated balance...
Deal Summary: 5-year Appreciation Certificate, APYs of 3.15% ($1k+), 3.35% ($100k+), and 3.41% ($250k+), Heritage Club required.
Availability: Easy Membership Requirement
Northwest Federal Credit Union (NWFCU) celebrated its 70th anniversary in 2017. As a thank-you to its loyal members, NWFCU is offering a 5-year Appreciation Certificate, which can earn up to 3.41% APY with Heritage Club bonus rates.
NWFCU’s Heritage Club is for Credit Union members, age 62 and over.
As DA reader, me1004, stated in a Forum post today,
Deal Summary: Advantage Promotion Certificates - 14-Month (3.00% APY), 44-month (4.00% APY), $10k min/$50k max, new money, Advantage status required, limit of one Certificate per person, available through April 30, 2018.
Availability: Residents of Delaware, Fairfield, Franklin, Licking, Logan, Madison, and Union Counties, Ohio; Employees/members of 280 Partner Companies.
Now through April 30, 2018, KEMBA Financial Credit Union (KEMBA) is offering two Advantage Promotion Certificates: 14-Month (3.00% APY) and 44-month (4.00% APY). The minimum deposit is $10k of new money with a maximum deposit of...