Ken Tumin founded the Bank Deals Blog in 2005 and has been passionately covering the best deposit deals ever since. He is frequently referenced by The New York Times, The Wall Street Journal, and other publications as a top expert, but he is first and foremost a fellow deal seeker and member of the wonderful community of savers that frequents DepositAccounts.
Deal Summary: $150 Checking Bonus; 27-month Premier CD Special, 1.75% APY, $10k minimum, checking relationship required.
Availability: Market area includes portions of Maryland and Northern Virginia.
At the end of February, the $150 checking bonus being offered by Sandy Spring Bank expired. The Bank is again offering a $150 bonus (available through May 31, 2017), but this time a Direct Deposit is required, with no debit card purchase transactions required.
Open a new checking account online, in-branch, or by phone.
Deal Summary: 13-month Special Certificate (1.46% APY, $1k minimum); 26-month Special Certificate (1.71% APY, $1k minimum, new money).
Availability: Residents of Washington State, eight Idaho Panhandle Counties, and 14 western Montana Counties.
Washington-based Horizon Credit Union (Horizon CU) has raised the rates on its 13-month Special Certificate (1.46% APY) and 26-month Special Certificate (1.71% APY). The minimum opening deposit is $1k, with no stated balance cap. According to the fine print on the Rates page, the 26-month Special Certificate requires new money, while the 13-month Special...
Deal Summary: 9-month CD Special (1.25% APY); 15-month CD Special (1.50% APY); additional 0.05% or 0.10% w/active checking and/or age 55+; minimum deposit of $5k.
Availability: Market area is Missouri and southern Illinois (St. Louis metro area).
Providence Bank has raised the rates on its 9-month CD Special (1.25% APY) and15-month CD Special (1.50% APY). The minimum deposit is $5k, with no stated balance cap. This week’s 25 bps increase has resulted in the highest APYs ever for both CD Specials.
Availability: 15-month CD Special (1.51% APY); 60-month CD Special (2.51% APY); $1k minimum deposit
Availability: Market area includes East and Middle Tennessee.
SouthEast Bank is currently featuring two CD Specials: 15-month (1.51% APY) and 60-month (2.51% APY). The minimum deposit is $1k, with no stated balance cap. The CD Specials are advertised as limited-time specials, but no specific end-date is stated.
When I ask CSR about the Early Withdrawal Penalty (EWP), I’m used to hear something along the lines of “six months, nine months,” etc. SouthEast...
Deal Summary: 30-month Celebration Certificate, 2.02% APY, $1k min/$500k combined max per member.
Availability: Easy Membership Requirement
For a limited time, Northwest Federal Credit Union (NWFCU) is offering a 30-month Celebration Certificate (2.02% APY). The minimum deposit is $1k, and there is a $500k combined maximum deposit per member, trust membership, or estate. (I’m not sure what the occasion is, but I suspect it has something to do with NWFCU’s upcoming 70th anniversary.)
The Celebration Certificate is also available as an IRA (Traditional,...