About Ken Tumin

Ken Tumin founded the Bank Deals Blog in 2005 and has been passionately covering the best deposit deals ever since. He is frequently referenced by The New York Times, The Wall Street Journal, and other publications as a top expert, but he is first and foremost a fellow deal seeker and member of the wonderful community of savers that frequents DepositAccounts.

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Getting The Most Out of Our Rate Tables


I try to do a few posts on the best rates from banks and credit unions, but it's getting harder to find noteworthy deals. If there's not a hot deal near where you live, you can at least use our rate tables to find a decent rate. Use the menu on top to view the rate table for the deposit product of interest.

If you have been following this blog, you will know that the best deals are often at local banks and credit unions. However, if you live in an area where banks don't need deposits, you may have to go with a nationally available bank or credit union to get the best rate.

Our rate tables allow you to search for both local and nationwide rates. You can modify your search by using the "Filters Accounts" button on top of the rate table. Here's a snapshot of what this looks like.

DepositAccounts.com rate table filter accounts

It's important to note that the banks and credit unions listed for a state aren't necessarily available to everyone in the state. Many small banks will require a branch visit or will require new customers to reside in their market area. Credit unions have fields of membership which typically include residents of a few counties.

There are two ways you can determine if you will be eligible to open an account at the listed bank or credit unions. If you click on the plus sign to the left of the bank or credit union name, the row expands to provide several account details. The snapshot below has an example of this.

DepositAccounts.com rate table row expansion

One of the details for credit unions is a brief description of the credit union's field of membership. Other account details listed in this expanded row include the rate tiers and a table and graph of the rate history.

If you want more details of the bank or credit union, you can click on the name of the institution. This will take you to our hub for that institution. On this hub page, you can view the financial information for the institution, view the product rates and read reviews. We also have links to the blog and forum posts, and just recently we have added a new page with a map showing the location of all the branches. The link to the map is located on top of the hub page below the institution's name. An example is shown below.

DepositAccounts.com branch location link

If we have an incorrect rate, the best way to notify us is to select the "Report an Issue" link on the top right of the "product & rates" tab on the institution's hub. Here's a snapshot showing where this link is located:

DepositAccounts.com report an issue

So if you don't see a lot of blog posts with hot deals, please check our rate tables. The number of noteworthy deals should go up as we enter into a more normal interest rate environment (Hopefully, we won't have to wait too long!).

Previous Comments
  |     |   Comment #1
Very innovative! thanks for sharing the tips which will prove to be very helpful in future as well…
  |     |   Comment #2
I appreciate your ploughing on with the interest rate tables.  There isn't much to offer but hopefully things will improve in the in the not too distant future.  The Reward Checking deals for Houston looked good but I am afraid that as soon as switch the rates will deteriorate.  Really, really appreciate all you do.
  |     |   Comment #3
All Bernanke has to do is offer even the slightest hint of an end to this insane easing and things will come right soon enough.  It could happen as early as next week.


OTOH, if we get QE3 instead, buy loonies!


I can remember when the USA used to be a free country.  Now unelected Bernanke and the unelected Federal Reserve run everything.  It was better when we were free. 
  |     |   Comment #4
"All Bernanke has to do is offer even the slightest hint of an end to this insane easing and things will come right soon enough.  It could happen as early as next week."

I doubt that will happen anytime soon.  But we can always hope.

If Bernanke follows through with QE3, all bets are off.  Look out below!!!!!!!!!!!!!!!
  |     |   Comment #5
Thanks so much for compiling the interest rate tables!  They are lifesaver and very comprehensive.
  |     |   Comment #6
In simple language. What is the best bank to use in west Tn area. Best credit union best interest rates available right now. Best refinance on home bank or credit union. Interested in First South Credit union or Regions Bank. Heard bad info on Regions and Suntrust. Thanks info.

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.