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Take advantage of the knowledgeable community by asking your banking question here. You might first review past questions and answers via the Frequently Asked Questions links and search box below. Thank you to all community members who contribute their knowledge and experiences to help point others in the right direction!

Frequently Asked Questions

FDIC Coverage on Identity Theft Investing in International CDs
What Happens to CD Upon Death? Effect of Rising Interest Rates on CDs
IRA CD Distribution or Transfer Selling Brokered CDs
Inheritance Taxes and POD Accounts Track Down Old CD from Closed Bank
Annuities as Alternative to CDs Historical Bank Statements – How Far Back

Latest Questions

Must-Join Credit Unions
Posted by: rhutnik  |   5 votes  |  7 answers
What credit inions are part of your personal "must join" list? I joined the American Consimer Council (for Andrews FCU eligibility) for free with a promo code, and I was trying to ... read more
Is Alliant Credit Union Chex Sensitive?
Posted by: Kenny Contursi  |   1 vote  |  0 answers
Does anyone know if Alliant CU is chex sensitive? I've hit the bank bonuses pretty hard this year ( 12 accounts) and want to set up Alliant as a hub. Any dp's would be appreciated.... read more
Advancial CU - Easy Membership - Connex
Posted by: JKomarow  |   1 vote  |  2 answers
Ken lists Advcancial CU as having easy membership and says that one can become a member by jointing connex. I am confused about the reference to "connex." Is that a credit union or... read more
What Is The Meaning Of A Texas Ratio Of INF% ?????
Posted by: para25  |   3 votes  |  2 answers
The State Bank of India is offering a One year CD to Senior Citizens, with a return of 1.61%, minimum deposit of $100,000 required My concern is that the Texas Ratio is listed as I... read more
Debit Card Refund -Directv Scam?
Posted by: Over6T  |   40 votes  |  48 answers
I finally decided to terminate our DirectV service.  I did that in the middle of a billing period and thus was due a refund of the unused balance for the month.  I had be... read more
Does Anyone Know If There's A Quick Way To Verify If A Bank Accepts Municipality Or Public Funds?
Posted by: dmeade92651  |   2 votes  |  0 answers
Been looking to place some CD's directly with banks but many won't accept municipality or public funds. Does anyone know of a quick way to verify. I've located a few banks thanks t... read more
CD Rates Going Up Or Lock In 2 Years At 2%?
Posted by: djc314  |   10 votes  |  15 answers
I have a 2 year CD I opened in St Louis coming due this week. The Credit Union has reached out to me offering to renew it for another two years at the same rate of 2%. I am tempted... read more
Can Bank/Credit Union change existing CD Rate?
Posted by: Neotrader  |   2 votes  |  32 answers
I want to buy CDs from InvesTex CU since they're offering good rates. However, the fine print implies that they can change the rate anytime. Does this apply to existing account? Be... read more
Are There Ever "Catches" To A "No Penalty CD"?
Posted by: paoli2  |   2 votes  |  9 answers
A local bank has a 15 month "No Penalty CD" for 1% and I am looking for a place to hold a large deposit to make a purchase at sometime in the future. I was looking at Money Market ... read more
Verification Withdrawals Counting As Part Of The 6 Monthly On Savings Accounts
Posted by: wermoody  |   2 votes  |  1 answer
Tried to link a credit union account with my ally savings account. For some reason it could not be done through Ally. So the cu made 2 deposits and withdrawals to my ally account. ... read more