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Take advantage of the knowledgeable community by asking your banking question here. You might first review past questions and answers via the Frequently Asked Questions links and search box below. Thank you to all community members who contribute their knowledge and experiences to help point others in the right direction!
Frequently Asked Questions
Latest Questions
DIME Community Bank 4 Year CD Rate
Just learned DIME Community Bank out of Brooklyn, NY has a 2.75% 4 year CD rate. I wonder how long this will last. I know very little of the bank but there facilities in Sunnyside,... read more
Anyone Have A Clue When We Will See 3% CD's At The Big Bank?
How much longer before we start seeing big banks offering 3% on CD's? The big banks are making big bucks and only paying depositors chump change. It really sucks.... read more
Does Anyone Use Merrill Edge?
I have been with fidelity for over 15 years and am generally happy with them.
An issue with partial fill bothers me so free trades would help with that.
30 free trades a month is... read more
Is It Just Me, Or Have Saving Rate Increases Slowed Down?
I am kind disappointed with the current rates. Seems like we should have more online rates closer to 2.00% by now. Instead we currently only have six online savings accounts offeri... read more
Mailing Address For POD Accounts
Does the FDIC have a regulation which requires that the term POD be included in the statement mailing address?... read more
Used Cds Anyone?
I dabbled with some small ones today.
7 month 1.95%
10 month 2.07%
13 month 2.37%
14 month 2.34%
16 month 2.43%
16 month 2.44%
20 month 2.44%
23 month 2.6%
All of these were from ... read more
Have You Ever "Bounced" A Transfer?
Was there a fee? I'm assuming the transfer will automatically bounce because its done by ACH.
Long story short, I forgot about a transfer yesterday which will likely cause my tra... read more
Why Are These Banks SO DIFFICULT To Do Business With?
I am quickly realizing that All American bank and Popular Direct are too hard to deal with and I will be closing them soon. Or lowering my balance to a negligible amount.
I feel i... read more
I Have A No Penalty Withdrawal CD That Matures On 08/19/2018. It Is Paying 1.64% Interest. Should I Close This CD Now And Invest The Funds Elsewhere, Or Should I Let The CD Mature?
Which is better, let it mature, or close the CD and invest the funds elsewhere?... read more
Do Estimated IRS Income Taxes Have To Be Paid Quarterly, Or Must They Only Be Paid By December 31St Of Each Year?
Is there any penalty for waiting until the end of the year to pay estimated IRS income taxes?... read more