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Take advantage of the knowledgeable community by asking your banking question here. You might first review past questions and answers via the Frequently Asked Questions links and search box below. Thank you to all community members who contribute their knowledge and experiences to help point others in the right direction!


Frequently Asked Questions

FDIC Coverage on Identity Theft Investing in International CDs
What Happens to CD Upon Death? Effect of Rising Interest Rates on CDs
IRA CD Distribution or Transfer Selling Brokered CDs
Inheritance Taxes and POD Accounts Track Down Old CD from Closed Bank
Annuities as Alternative to CDs Historical Bank Statements – How Far Back

Latest Questions

Best And Safest Way To Return An Original Signed And Notorized CD Back To Out Of Town Bank To Close At Maturity?
Posted by: paoli2  |   3 votes  |  3 answers
Five years ago we purchased a CD from an out of town bank which must have the Original signed and notorized sent back to them in order to close it at Maturity and get a check. We c... read more
Warning -There Are Many Issues With Popular Bank
Posted by: vamai  |   5 votes  |  1 answer
Popular Bank Direct has implemented a 60 day hold as of March 15, 2018 on many accounts. They continue to this past the 60 day hold. I have talked to numerous people in their call ... read more
Ewps. Thorough Understanding Of Consequences For Breaking A CD Early.
Posted by: cdqueen  |   2 votes  |  11 answers
From the obvious bummer of forfeited interest for remaining term of CD, what other negative ramifications attach to breaking a CD early? When a better rate comes along, wouldn't CD... read more
Revocable Living Trust Savings Accounts
Posted by: MNfarmer  |   18 votes  |  29 answers
I am having a hard time finding which banks provide Revocable Living Trust accounts. It would be nice to include in your blog or ratings page which banks provide for this... read more
Does Creation Of An ACH Automatically Create Two-Wat Transfers?
Posted by: dnc2933  |   1 vote  |  3 answers
I have two bank accounts (two separate banks). I set up an ACH whereby Bank A sent two small deposits to Bank B, I entered the amounts, and the transfer account was cleared (set up... read more
What Happens To Interest Forfeited When You Break A Cd
Posted by: hank  |   2 votes  |  3 answers
I still have some cds earning as little as 1/75 for the next several years. I am thinking of withdrawing these early and put them into higher paying accounts. How is this reported ... read more
Revocable Living Trust
Posted by: denbish  |   2 votes  |  1 answer
I recently received a letter from my credit union regarding my Taxpayer Identification Number aka Social Security Number that I used for my trust account. They said that the IRS se... read more
1 Million To Invest In Cds Vs Alternatives
Posted by: InterestYields  |   78 votes  |  44 answers
Hi everyone, I've got ~ 1 Million in Ally 5 yr CDs maturing earning close to 3%, Ally can now only offer me 2.05% with the 0.05% loyalty bonus for renewal.  Now if Ally could ... read more
Help On A Puzzling PM Please....
Posted by: Rosedala  |   1 vote  |  2 answers
Hi, I'm hoping to get an answer to a puzzling PM message: Within the last and current usual DepositAccounts email I received, it was included a strange PM under the title: "Two Ne... read more
Interest Rate On Japanese Yen
Posted by: naomurakami  |   1 vote  |  0 answers
Are there any US online stockbrokers that don't apply negative interest rate on Japanese yen?... read more

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