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Take advantage of the knowledgeable community by asking your banking question here. You might first review past questions and answers via the Frequently Asked Questions links and search box below. Thank you to all community members who contribute their knowledge and experiences to help point others in the right direction!


Frequently Asked Questions

FDIC Coverage on Identity Theft Investing in International CDs
What Happens to CD Upon Death? Effect of Rising Interest Rates on CDs
IRA CD Distribution or Transfer Selling Brokered CDs
Inheritance Taxes and POD Accounts Track Down Old CD from Closed Bank
Annuities as Alternative to CDs Historical Bank Statements – How Far Back

Latest Questions

Has Anyone Read "The New Retirement Savings Time Bomb"?
Posted by: paoli2  |   1 vote  |  2 answers
Ed Slott has a new book advertised "The New Retirement Savings Time Bomb". Has anyone in this group read it and knows what the so called "time bomb" is? He does not seem to be sell... read more
What Does Great Reset Do To How We Get Paid Social Security Benefits??
Posted by: paoli2  |   1 vote  |  3 answers
I read an article about this "Great Reset" which is supposed to replace our currency and wondered if anyone knows what kind of currency will we get paid our social security benefit... read more
Crunch Time At GTE
Posted by: blazer9  |   4 votes  |  50 answers
removed misinformation posted... read more
Adding A Joint-Owner On GTE Cds
Posted by: Yu  |   1 vote  |  0 answers
Hi, I am thinking to add a joint-owner to my existing GTE CDs. I was told I can log into my account, and submit a request to add a joint-owner. My questions is: Will they do hard... read more
DEL-ONE Benefits
Posted by: bobert  |   1 vote  |  0 answers
I have kept open many older accounts in hopes they might run a new special. I cannot remember the last time DEL-ONE had anything of interest. They require $250 min balance to keep... read more
WWYD- CD Communication FCU
Posted by: heretoday  |   2 votes  |  7 answers
Hello, First time poster and would like input on WWYD in choosing a CD at Communication FCU. I had a CD mature on Saturday at NFCU and will have another mature 8/4, (2.23%). I have... read more
Barksdale Federal Credit Union 2 Year .90 Percent Cd
Posted by: Ltssharon  |   2 votes  |  1 answer
Hi I just called barksdale federal credit union and was told that the 2 year cd is .90 percent. As of today 6/2/21. Can anyone confirm this? Also, when I go to the website, sadly,... read more
If I Add Tax Exempt INSTITUTION As POD Beneficiary At Credit Union, Will That Increase NCUA Insurance To 500K?
Posted by: pua  |   2 votes  |  8 answers
I currently have 250K in certificates in a credit union covered by NCUA federal insurance. They will allow adding a payable-on-death beneficiary which is a 501(C)(3) tax exempt fou... read more
chime: Is It Normal To Have A Returned Check That Has Been Deposited From Aug 2020?
Posted by: ken_marie  |   3 votes  |  0 answers
ptpa. Has anybody used chime? I received an email before the weekend last week saying that a check I deposited via mobile check deposit was returned and the reason says “REFER TO... read more
HYSA Beneficiaries
Posted by: bluepon  |   2 votes  |  3 answers
Does anyone know of HYSA with the ability to add beneficiaries without SSN ? So far I know Ally and Alliant CU fall into these categories. Does anyone know anything about Capital ... read more

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