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Take advantage of the knowledgeable community by asking your banking question here. You might first review past questions and answers via the Frequently Asked Questions links and search box below. Thank you to all community members who contribute their knowledge and experiences to help point others in the right direction!


Frequently Asked Questions

FDIC Coverage on Identity Theft Investing in International CDs
What Happens to CD Upon Death? Effect of Rising Interest Rates on CDs
IRA CD Distribution or Transfer Selling Brokered CDs
Inheritance Taxes and POD Accounts Track Down Old CD from Closed Bank
Annuities as Alternative to CDs Historical Bank Statements – How Far Back

Latest Questions

Will October 1St Be The End Of The US Dollar??
Posted by: paoli2  |   3 votes  |  5 answers
"October 1st may prove to be the beginning of the end for the U.S. dollar.  On October 1, the IMF will officially add China’s currency – the Yuan – into the IMF’s forei... read more
Joining Hughes FCU
Posted by: J_Norton  |   3 votes  |  2 answers
Has anyone joined Hughes FCU by making a donation from out of state to any of the three local non-profits? .  I mailed  an application and a check to Oro Valley PL two we... read more
Are You Reading Your Bank Statements As Close As You Should For Unwarranted Fees?
Posted by: paoli2  |   4 votes  |  4 answers
Folks, anyone who has been a member of DA for a decent time probably knows which bank I refer to when I am posting about my "problematic"  bank so I will not name it in this p... read more
Bank Not Honoring An Out-Of-State POA
Posted by: rateshopper  |   2 votes  |  5 answers
My mother recently moved into a nursing home in another state from the state where bank where she had a long term CD is located.  Upon maturing, I was informed the bank w... read more
What Happens If My Dad Passes And He Has A Cd Without Beneficiary On It?
Posted by: highrate  |   2 votes  |  8 answers
my dad has some cd's without beneficiaries on them.  I am the executor of the estate.  what will happen if he passes?  Do I  just present the death certificate ... read more
What Happens To A Cd In A Joint Account When One Owner Dies
Posted by: hank  |   2 votes  |  4 answers
If there is a cd in a joint account and one owner dies, will the cu or bank then allow cashing out the cd without penalty?... read more
Has Anyone Here Read Porter Stansbury's "The American 2020 Survival Blueprint"?
Posted by: paoli2  |   1 vote  |  5 answers
I just listened to Ron Paul's info on the "coming" American currancy crisis and it is scary.  Has anyone in this group purchased  the books and newsletter he and Porter S... read more
Revocable Living Trust Savings Accounts
Posted by: bradmoe  |   5 votes  |  4 answers
I am having a hard time finding which banks provide Revocable Living Trust accounts. It would be nice to include in your blog or ratings page which banks provide for this... read more
401K Rollover To CD IRA
Posted by: Keri  |   3 votes  |  8 answers
I am quitting work (!) and have a $150k 401k. I would like to roll it over to an IRA 5 yr CD. Can I do that? Or do only some banks permit this? I have examined cd rates at Van... read more
US Alliance How To?
Posted by: klink  |   3 votes  |  5 answers
For those that have or had CD accounts with US Alliance, how did you redeem your certificates upon maturity? I have read their disclosures and they say that if not renewed the fund... read more