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Take advantage of the knowledgeable community by asking your banking question here. You might first review past questions and answers via the Frequently Asked Questions links and search box below. Thank you to all community members who contribute their knowledge and experiences to help point others in the right direction!


Frequently Asked Questions

FDIC Coverage on Identity Theft Investing in International CDs
What Happens to CD Upon Death? Effect of Rising Interest Rates on CDs
IRA CD Distribution or Transfer Selling Brokered CDs
Inheritance Taxes and POD Accounts Track Down Old CD from Closed Bank
Annuities as Alternative to CDs Historical Bank Statements – How Far Back

Latest Questions

DIME Community Bank 4 Year CD Rate
Posted by: Caliban77  |   4 votes  |  3 answers
Just learned DIME Community Bank out of Brooklyn, NY has a 2.75% 4 year CD rate. I wonder how long this will last. I know very little of the bank but there facilities in Sunnyside,... read more
Anyone Have A Clue When We Will See 3% CD's At The Big Bank?
Posted by: Gizmoghp60  |   4 votes  |  5 answers
How much longer before we start seeing big banks offering 3% on CD's? The big banks are making big bucks and only paying depositors chump change. It really sucks.... read more
Does Anyone Use Merrill Edge?
Posted by: RJM  |   1 vote  |  15 answers
I have been with fidelity for over 15 years and am generally happy with them. An issue with partial fill bothers me so free trades would help with that. 30 free trades a month is... read more
Is It Just Me, Or Have Saving Rate Increases Slowed Down?
Posted by: WheelinDealin  |   5 votes  |  3 answers
I am kind disappointed with the current rates. Seems like we should have more online rates closer to 2.00% by now. Instead we currently only have six online savings accounts offeri... read more
Mailing Address For POD Accounts
Posted by: GloriaJones  |   1 vote  |  2 answers
Does the FDIC have a regulation which requires that the term POD be included in the statement mailing address?... read more
Used Cds Anyone?
Posted by: RJM  |   2 votes  |  4 answers
I dabbled with some small ones today. 7 month 1.95% 10 month 2.07% 13 month 2.37% 14 month 2.34% 16 month 2.43% 16 month 2.44% 20 month 2.44% 23 month 2.6% All of these were from ... read more
Have You Ever "Bounced" A Transfer?
Posted by: RJM  |   1 vote  |  8 answers
Was there a fee? I'm assuming the transfer will automatically bounce because its done by ACH. Long story short, I forgot about a transfer yesterday which will likely cause my tra... read more
Why Are These Banks SO DIFFICULT To Do Business With?
Posted by: RJM  |   13 votes  |  6 answers
I am quickly realizing that All American bank and Popular Direct are too hard to deal with and I will be closing them soon. Or lowering my balance to a negligible amount. I feel i... read more
Do Estimated IRS Income Taxes Have To Be Paid Quarterly, Or Must They Only Be Paid By December 31St Of Each Year?
Posted by: jib2424  |   1 vote  |  3 answers
Is there any penalty for waiting until the end of the year to pay estimated IRS income taxes?... read more

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