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Take advantage of the knowledgeable community by asking your banking question here. You might first review past questions and answers via the Frequently Asked Questions links and search box below. Thank you to all community members who contribute their knowledge and experiences to help point others in the right direction!

Frequently Asked Questions

FDIC Coverage on Identity Theft Investing in International CDs
What Happens to CD Upon Death? Effect of Rising Interest Rates on CDs
IRA CD Distribution or Transfer Selling Brokered CDs
Inheritance Taxes and POD Accounts Track Down Old CD from Closed Bank
Annuities as Alternative to CDs Historical Bank Statements – How Far Back

Latest Questions

Do All Joint Accounts Automatically Pass To The Surviving Owner Of A Joint Accout
Posted by: hank  |   2 votes  |  12 answers
it's my understanding that a joint account bypasses probate and automatically pass to the surviving owner.  I don't know if this is correct and automatic.  It is my under... read more
If You Close Out A Cd Early What Happens
Posted by: hank  |   1 vote  |  2 answers
IF you close out a cd early, do they submit your total interest to the IRS or do they subtract out the penalty?  I would think it is the former, and it that's the case, that's... read more
Tax Forms For Closed Out CD's
Posted by: Sevenpercent  |   3 votes  |  2 answers
Those of you that have only a CD account with a bank that supplies electronic tax forms:  Once the CD matures and funds are transferred out of said bank (not reinvesting, no m... read more
Capitalone360 Savings/Moneymarket Check Deposit Issues
Posted by: Sevenpercent  |   2 votes  |  6 answers
Does anyone here ever deposit checks online into a CapitalOne360 savings or money market account?  I occasionally do and for almost a month straight their system hasn't been w... read more
Debit Card Refund -Directv Scam?
Posted by: Over6T  |   20 votes  |  13 answers
I finally decided to terminate our DirectV service.  I did that in the middle of a billing period and thus was due a refund of the unused balance for the month.  I had be... read more
CD Rate Summary
Posted by: pwabe  |   1 vote  |  1 answer
Has anyone seen the new CD rate summary as of Tuesday November 15th?... read more
Can An Inherited Traditional IRA Be Converted To Simply A Traditional IRA?
Posted by: John Sears  |   2 votes  |  4 answers
I was shut out of the Andrews 3% IRA because they handle Roth and Traditional but not Inherited.... read more
Inheritance Taxes And POD Accounts
Posted by: paoli2  |   5 votes  |  5 answers
Does anyone know how Payable on Death accounts fit in with Inheritance Taxes?  Someone recently told me they aren't considered Inheritances as long as they are not probatable ... read more
"Too Many Credit Cards Opened In The Last 2 Years - Chase Only, Or Now Everywhere?
Posted by: John Sears  |   3 votes  |  3 answers
I open plenty of cards to get terrific sign-up bonuses, now suddenly I'm denied, even with a FICO of 781. It appears this applies if you open 5 in 2 years.  Is it happening e... read more
New $30.00 Fee Imposed For Roth IRA Accounts By U.S. Bank
Posted by: Inforay  |   11 votes  |  12 answers
While I was a student I had earned enough to open a small Roth IRA with U.S. Bank.  It was in the form of a 5-year CD opened in 2009 paying 4.00% APY. At no time w... read more