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Take advantage of the knowledgeable community by asking your banking question here. You might first review past questions and answers via the Frequently Asked Questions links and search box below. Thank you to all community members who contribute their knowledge and experiences to help point others in the right direction!


Frequently Asked Questions

FDIC Coverage on Identity Theft Investing in International CDs
What Happens to CD Upon Death? Effect of Rising Interest Rates on CDs
IRA CD Distribution or Transfer Selling Brokered CDs
Inheritance Taxes and POD Accounts Track Down Old CD from Closed Bank
Annuities as Alternative to CDs Historical Bank Statements – How Far Back

Latest Questions

Understanding Apy And Intetest
Posted by: Lc  |   2 votes  |  1 answer
Hi all, I just upgraded to a select savings account with TD, that offers balance tiered apy rates. For my understanding, the interest accrued monthly corresponds to 1/12 of the ... read more
Lost In Mail?
Posted by: mqt4n6  |   3 votes  |  13 answers
When a "direct transfer" of funds from one IRA to another IRA at a different financial institution is requested, a check is mailed. For the second time in the last several years I ... read more
Island FCU - Should I Put $107K IRA With Them At 2.50% 7 Years Or 2.25% 5 Years?
Posted by: John Sears  |   2 votes  |  5 answers
Principal Rate Interest (1 yr) Diff. EWP (6 mos.) Diff. $108K 2.25% $2430 $1215 2.50% $2700 $2700 $1350 $135 This doesn't take into account how long it would take with a new 5... read more
Best (Brick & Morter) Bank In Port St. Lucie Area?
Posted by: wolfie  |   1 vote  |  0 answers
I am moving to Port St. Lucie Florida and in need of a bank. What I need is a brick & mortar place to have a safe deposit box & get things notarized occasionally. I will open what ... read more
Island FCU - Should I Put $107K IRA With Them At 2.50% 7 Years Or 2.25% 5 Years?
Posted by: John Sears  |   1 vote  |  0 answers
Principal Rate Interest (1 yr) Diff. EWP (6 mos.) Diff. $108K 2.25% $2430 $1215 2.50% $2700 $2700 $1350 $135 This doesn't take into account how long it would take with a new 5... read more
Utility Bill Payment Processers
Posted by: RJM  |   6 votes  |  30 answers
Just now, I prepaid my power bill by paying a $2.25 fee for a $600 payment. And for my sewer & water bill, the fee was $1.95 for $500. Are these companies losing money on me ?... read more
Pure Point New Bank With Good Rates?
Posted by: jcb194  |   6 votes  |  2 answers
Anyone familiar with Pure Point Financial (www.purepoint.com)? According to their website they are offering good savings and short term CD rates. Claims to be a new US affiliate of... read more
What Should The Amount Of Interest Be On This CD?
Posted by: LJZ  |   2 votes  |  11 answers
Please calculate the amount of interest on this promo CD I got from Great Lakes Credit Union and let me know what you come up with: It was a 15-month CD, with a rate of 1.489% and ... read more
Check Sent To Wrong Bank & Trying To Recover Funds
Posted by: FAR  |   4 votes  |  7 answers
Using the pay bill feature at BB&T bank I sent a $5,000 payment from my BB&T checking account to my Cit savings account. The check was made out correctly by BB&T but somehow got di... read more
Savings vs CDs vs Money Market
Posted by: Casey Bridges  |   4 votes  |  5 answers
I got two questions, first and I'll use Ally Bank as a example, their savings account has a APY of 1.00% and there Money Market is 0.85%. If I got this right, The Money Market acco... read more