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Take advantage of the knowledgeable community by asking your banking question here. You might first review past questions and answers via the Frequently Asked Questions links and search box below. Thank you to all community members who contribute their knowledge and experiences to help point others in the right direction!


Frequently Asked Questions

FDIC Coverage on Identity Theft Investing in International CDs
What Happens to CD Upon Death? Effect of Rising Interest Rates on CDs
IRA CD Distribution or Transfer Selling Brokered CDs
Inheritance Taxes and POD Accounts Track Down Old CD from Closed Bank
Annuities as Alternative to CDs Historical Bank Statements – How Far Back

Latest Questions

Island FCU IRA 5Yr. 2.25% Vs. 7 Yr. 2.50%?
Posted by: John Sears  |   2 votes  |  7 answers
I have never committed that long on any CD. I had a series of 5 year Ally Bank CDs at $10K and broke two of them back when they offered a 2 mo. penalty. If I were to break somethin... read more
Pure Point New Bank With Good Rates?
Posted by: jcb194  |   4 votes  |  1 answer
Anyone familiar with Pure Point Financial (www.purepoint.com)? According to their website they are offering good savings and short term CD rates. Claims to be a new US affiliate of... read more
Fema Direct Deposit
Posted by: Karla Young  |   1 vote  |  4 answers
I am expecting money from FEMA and did not want the check mailed to my home because of Thieves stealing mail.. so my son told me use his routing number and his account number for h... read more
Bank Customer-Eligibility Geographic Restrictions?
Posted by: factpath  |   2 votes  |  2 answers
I understand that credit unions can have limited or expansive field of membership requirements, but how is it that some banks are able to similarly limit by geographic area who can... read more
Banks That Offer Online Bank Account Opening With Just A ITIN?
Posted by: JonathanGMS  |   2 votes  |  0 answers
Could please the community help me to identify a list of banks and credit unions that allow you to open a bank account with an ITIN instead of a SSN online? For example, Alliant c... read more
Debit Card Refund -Directv Scam?
Posted by: Over6T  |   26 votes  |  35 answers
I finally decided to terminate our DirectV service.  I did that in the middle of a billing period and thus was due a refund of the unused balance for the month.  I had be... read more
More Than One IRA CD
Posted by: dave9354  |   1 vote  |  1 answer
What do you do when you have multiple IRA CD's at a credit union that goes under? If the NCUA sends you a check for each cd within a week,and you can only rollover one IRA cd per y... read more
Savings vs CDs vs Money Market
Posted by: Casey Bridges  |   3 votes  |  3 answers
I got two questions, first and I'll use Ally Bank as a example, their savings account has a APY of 1.00% and there Money Market is 0.85%. If I got this right, The Money Market acco... read more
Is IRS Still Accepting Free File Fillable Forms From It's Website?
Posted by: paoli2  |   1 vote  |  3 answers
I heard over the news tonight that due to computer problems, the IRS is not accepting E-Filing of tax forms.  Does anyone know if this includes the Free File Fillable forms we... read more
Consequences Of Trump Eliminating Fiduciary Rule In Dodd-Frank Act
Posted by: paoli2  |   4 votes  |  0 answers
For all savers, I feel it is important to truly understand what has happened this week when Pres. Trump decided to eliminate the Fiduciary Rule from Dodd-Frank Act and the conseque... read more