Charge cards are similar to credit cards but require you to pay in full every month. According to this CNNMoney.com article
Charge cards generally make sense only if you're a big spender; they tend to offer richer rewards than credit cards doThe downside is high annual fees (any annual fee is too high for me). According to the article, the annual fees of the American Express charge cards range from $25 to $450. Do you use charge cards?