Heads up regarding Virtual Bank's e-Money Market accounts. You could understand, maybe, if this applied to paper checks. But Virtual Bank will not pay you interest on funds they receive via ACH on the day those funds are received. Instead, they do not commence payment of interest until the next business day!!
This is a great deal for Virtual Bank. This is not a great deal for Virtual Bank customers!! This took me completely by surprise. I need to find a new bank PRONTO!!