Miscellaneous
Latest Discussions
Western State Bank (ND) Wrong Link On This Website
www.westernbanks.com
Bank page is for a bank in North Dakota, but the link brings you to a bank in Arizona!... read more
Social Security Wage Taxable Maximum Up $13,200
The Social Security taxable maximum is adjusted each year to keep up with changes in average wages. The 2023 tax limit is $13,200 more ($160,200) than the 2022 taxable maximum of $... read more
[Time-Out...] A Great Credit Union/Bank Road Trip?
You know how there are Disney fans that will visit every Disney park in the world? Or divers who will visit all the famous dive spots of the world?
I'm sure a lot of us here at DA... read more
I Opened A CD Recently With A Credit Union In Michigan For
Michigan residents only.
I went to the website today for the first time. They actually had a place for the all the interest for all of the year for each account posted and the sum... read more
Comparing The Tax-Equivalent Yields Of A 6-Month T-Bill And A 6-Month CD As Of 1/5/2023
If you are planning to buy some short-term CDs soon, don’t forget to consider short-term Treasurys. Depending on your taxable income and state of residence, their tax-equivalent yi... read more
For Those That Live In Michigan Or Florida And Want
a close credit union for their savings, Lake Michigan Credit Union has a savings account for their emergency funds starting at $25,000 paying 3.30%. Not the highest rate but it is ... read more
Bad Experience With Discover Bank
I have been a long time customer with Discover Bank. I was looking for long-term 5 year to 10 years IRA CD and Discover happens to be one of the few or may be the only bank offerin... read more
Forced Arbitration Without Opt-Outs
It seems EFCU is just the latest credit union to change their terms to now REQUIRE arbitration -- WITHOUT ANY Opt-Out provision. Accept arbitration or close out your account. Arbit... read more
Dominion Energy Reliability Investment(DERI) Now Pays 4.5% APR 4.6% APY($50,000 Tier)
Dominion Energy Reliability Investment is now tied with GM Right Notes for the top rate on liquid cash. Unlike Right Notes however this account CAN be used for a HUB/bill pay accou... read more
GM Right Notes New Corporate Debt Rate Leader At 4.6% APY
GM Right Notes is the new corporate debt rate leader at 4.5% APR/4.6% APY. They tend to be the first one to hike their rate after FED meetings. My only complaints with them is that... read more
The Odds Are Already Beginning To Shift About The Next FED Meeting
According to the CME FED watch tool odds are shifting more in favor of a .5% FED hike next meeting. What do you guys think Is this a likely scenario? More than one .5% rate hike?
h... read more
Via Mymoneyblog: Equifax Data Breach Settlement Payouts Being Sent Out
2017 Equifax Data Breach Settlement payments are finally being sent out.
https://www.mymoneyblog.com/ongoing-benefits-equifax-data-breach-settlement.html?lctg=103035184... read more
Wells Fargo Hit With $3.7B Fine & Late With My Broker CD Interest!
I've got a brokered CD from Wells Fargo in my Schwab account that pays out on the 14th of each month unless it's a weekend or holiday. Was surprised when I didn't see my monthly in... read more
Dominion Energy Reliability Investment Raises Rates To 4.25% APR 4.33% APY
Dominion Energy Reliability Investment(DERI) takes second place for corporate debt accounts for the $50,000 tier. I was hoping they would match GM Right Notes but this account work... read more
Vanguard Cash Plus Account Is Now 3.90%
I could not post this in rate updates as there is no Vanguard bank, but Vanguard the Investement company has a new product called Vanguard Cash Plus Account that is now offering 3.... read more
Ford Interest Advantage(FIA) Raises Their Rate To 4% APR 4.07% APY
Ford Interest Advantage comes in at #4 for corporate debt accounts just under Duke Energy PremierNotes which now takes the #3 spot at 4.08% APY for it's $50,000 tier level. Ford en... read more
Emigrant Direct Is Pulling Shenanigans Again
First they take the "America's highest rate" language off their Dollar Savings Direct page and replaced it with "More money for your money". Now they switch the highest rate to the... read more
Hard Or Soft Pull For Account Opening?: 2021 List of Financial Institutions
One of the frequent critiques by deposit account readers is that several financial institutions do a hard credit pull (rather than the expected soft pull) for folks opening up a ne... read more
DCU Is Giving A $100 Referral Bonus
DCU is giving a $100 referral bonus for opening a new 6.17% savings account and a checking account. This is a very good deal I opened this account without the bonus. All it takes i... read more
Citibank Allows Credit Line Increases With No Hard Pull
Citibank is allowing credit line increases with no hard credit pull once every 6 months. This can come in handy if you are looking to boost your credit lines on your existing cards... read more