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Featured CD Rates Available at the Big Four Banks as of 3-26-2025

RichardW
  |     |   810 posts since 2019

These featured CDs are not rate leaders, but they do provide a higher rate than the conventional CDs offered in the big four bank product line. The rates (APY) listed below were valid as of 3/26/2025.

Citi: 9-month CD @ 4.25%, 13-month CD @ 4.00%, and 18-month CD @ 4.00%

Wells Fargo: 4-month Special Fixed Rate Relationship CD @ 4.26%, and 7-month Special Fixed Rate Relationship CD @ 4.01%

Bank of America: 7-month Featured CD @ 4.00%. They also offer a 12-month Flexible CD @ 3.25%. The 12-month Flexible CD functions like a no-penalty CD.

Chase: 2-month Relationship CD @ 4.00% ($100k minimum) [for less than $100k the interest rate is 3.50%]

The rates that these banks offer typically vary by location. The rates listed above were based on the location of the bank’s headquarters.

Citigroup headquarters is located at 388 Greenwich St., New York, NY 10013. To view the rates of Citi CDs in your region, see: https://online.citi.com/US/ag/current-interest-rates/cd

Wells Fargo headquarters is located at 420 Montgomery St., San Francisco, CA 94104. To view the rates of Wells Fargo CDs in your region, see: https://www.wellsfargo.com/savings-cds/certificate-of-deposit/

Bank of America headquarters is located at 100 N Tryon St., Charlotte, NC 28202. To view the rates of Bank of America CDs in your region, see: https://www.bankofamerica.com/deposits/bank-cds/featured-cd/

Chase headquarters is located at 383 Madison Ave., New York, NY 10017. To view the rates of Chase CDs in your region, see: https://www.chase.com/personal/savings/bank-cd

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12
Benson
  |     |   28 posts since 2021
Marcus 14 month CD 4.5% now
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4
Kirkland
  |     |   374 posts since 2014
Thank you for posting this Richard! I still have bookmarked your similar post from 5-11-2024 of the big four banks and am always checking them and their rates. The rates definitely vary by your region/location. I was able to take advantage of a Wells Fargo 12 month guaranteed liquid savings rate of 4.60% APY late August 2024 with a deposit of $25k. Now that CIT liquid savings has dropped below 4.60% APY, I recently am working on taking advantage of a $2500. bonus offer from Wells, sending liquid deposits and March matured cd's to my Wells 4.60% savings, whereby Wells will link and lump them all together certain of your accounts, cd's, liquid savings, and checking etc. to receive a large $2500. bonus after depositing and maintaining 250K for 90 days. I believe you could deposit and link their current 4%/ 6 month guaranteed liquid platinum savings rate and/ or a relationship cd with 4.26% rate for 4 months to qualify those deposits to achieve bonus. For bonus chasers, you can google Wells Fargo $2500. and or $3500. bonus offers to see details on terms. You have to go in to a Wells Fargo branch and give a banker an "offer code" to take advantage of their deals.
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