Including Fairbanks, Delta Junction, Nome, North Pole, Jber, Kotzebue, Barrow, Fort Wainwright, Healy, Tok, and other towns.
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Banking in the Fairbanks Area
Fairbanks is known as America's coldest city, with average lows during the winter plummeting to 15-25 degrees below zero. Because of its climate and remote location in the Alaska interior, it is not heavily populated. There are about 32,000 people in Fairbanks and around 1000,000 people total in the Fairbanks North Star Borough, which includes Delta Junction, Nome, North Pole, Barrow, Kotzebue, Healy, Tok, Anderson, and Atqasuk.
The remoteness and small population means Fairbanks is not a major banking center. There are just two banks and four credit unions that are based in Fairbanks. Notable institutions in the area include Mt. McKinley Bank, Denali State Bank, Spirit Of Alaska Federal Credit Union, and MAC Federal Credit Union. Alaska District Engineers Federal Credit Union, which is the oldest financial institution still operating in the Fairbanks area, was established in 1949, 10 years before Alaska gained statehood. Overall, the Fairbanks area has 60 total branches from eight banks and eight credit unions.