Banking Rates & News

Fargo Metro Area

Including Ada, Adams, Aneta, Argyle, Arthur, Badger, Bagley, Barnesville, Battle Lake, Baudette, and 143 other towns.

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Banking in the Fargo Area

Fargo is the largest city in North Dakota and has a metropolitan area that includes both North Dakota and Minnesota. Though the city of Fargo itself only has about 115,000 people, the larger metropolitan area, including West Fargo in North Dakota and Moorhead in Minnesota, is about twice that size.

Because of its role as the largest city in North Dakota, as well as the largest city in a fairly large area covering North and South Dakota as well as western Minnesota, Fargo is a major economic center, and one of its major industries is banking.

There are 79 banks and 31 credit unions with headquarters in the Fargo metro area. Altogether, more than 100 banks and 40 credit unions have operations in the area, with a total of about 530 branches. Major banks with their headquarters in the Fargo area include Bell State Bank & Trust, Gate City Bank, Alerus Financial, Choice Financial, and CornerStone Bank. The oldest bank still operating is The Goose River Bank, which was established in 1881.

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Local Deals & News

Western State Bank High Yield Money Market Available Nationwide
Deal Summary: High Yield Money Market, 1.85% APY on all balances up to $3 million. Availability: Nationwide. Western State Bank (Western) has been now offering its High Yield Money Market*
Service Credit Union 18- And 24-Month CDs Still Competitive
UPDATE 2/1/2020: Rates have fallen. Deal Summary: Share Certificates – 18-month (2.25% APY) and 24-month (2.30% APY), $1k minimum deposit. Availability: Easy membership requirement for family members of individuals who
Affinity Plus Federal Credit Union Unveils Superior Money Market
Deal Summary: Superior Money Market, 2.02% APY (up to $25k), 1.00% APY ($25k+), if qualifying requirements are met. Availability: Easy membership requirement You may have noticed a new nationally available
Affinity Plus Federal Credit Union 60-Month CD Is A Rate Leader
UPDATE 1/20/2020: Rate on the 60-month CD has dropped to 2.50% APY. Deal Summary: 60-month CD (3.00% APY), 30-month CD (2.50% APY), 18-month CD (2.25% APY), $500 minimum deposit Availability:
Affinity Plus FCU: 5-Yr. CD, 3.00% APY
Nationally available 5-yr. CD at 3.00% APY; $500 minimum (They also have a 12-month "Certificate Builder" add-on CD with an APY of 1.75%; $100 minimum) Rate sheet at https://www.affinityplus.org/rates/personal-checking-saving#certificate Membership
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