Banking Rates & News

Fargo Metro Area

Including Ada, Adams, Aneta, Argyle, Arthur, Badger, Bagley, Barnesville, Battle Lake, Baudette, and 142 other towns.

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Banking in the Fargo Area

Fargo is the largest city in North Dakota and has a metropolitan area that includes both North Dakota and Minnesota. Though the city of Fargo itself only has about 115,000 people, the larger metropolitan area, including West Fargo in North Dakota and Moorhead in Minnesota, is about twice that size.

Because of its role as the largest city in North Dakota, as well as the largest city in a fairly large area covering North and South Dakota as well as western Minnesota, Fargo is a major economic center, and one of its major industries is banking.

There are 79 banks and 31 credit unions with headquarters in the Fargo metro area. Altogether, more than 100 banks and 40 credit unions have operations in the area, with a total of about 530 branches. Major banks with their headquarters in the Fargo area include Bell State Bank & Trust, Gate City Bank, Alerus Financial, Choice Financial, and CornerStone Bank. The oldest bank still operating is The Goose River Bank, which was established in 1881.

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Local Deals & News

Magnifi Financial Adds Nationally Available Rate-Leading 7-Month CD
Update 1/18/23: The 7-month CD Special has expired. Deal Summary: 7-month Certificate Special, 5.00% APY, $25k min/$250k max deposit, at least 50% of deposit must be new money. Availability: Easy
Western State Bank Substantially Increases High Yield Money Market Rate
Deal Summary: High Yield Money Market, 4.25% APY on all balances up to $10 million, $5k minimum opening deposit. Availability: Nationwide Last week, North Dakota-based Western State Bank (Western) substantially
S.M.A.R.T. Savings Account @ 5.10% APY – For Those Younger Than 19 Years Old Only!
S.M.A.R.T. savings account @ 5.10% APY – for those younger than 19 years old only! (IF YOU ARE UNDER THE AGE OF 18, YOU CAN NOT APPLY ONLINE.) " SMART
Wells Fargo CD Rates Not Half Bad
In the Southern California market, 2.47% (2.50% APY) for 7 months, 2.71% (2.75% APY) for 13 months. A 0.25% boost for those with Prime Checking or higher ($20,000 minimum balance
Affinity Plus Federal Credit Union 30-Month CD Rate Surges Upward
Deal Summary: 30-month CD, 4.00% APY, $500 minimum deposit Availability: Easy membership requirement Minnesota-based Affinity Plus Federal Credit Union (Affinity Plus) recently raised the rate on its 30-month CD to
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