Banking Rates & News

Ft. Smith Metro Area

Including Alma, Barling, Bella Vista, Bentonville, Bonanza, Booneville, Caulksville, Cedarville, Centerton, Charleston, and 48 other towns.

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Banking in the Ft. Smith Area

Ft. Smith is found in Western Arkansas’ beautiful mountain frontier that still shows signs of its Wild West heritage in the area’s historic attractions, parks, and recreation. Those living here find everything they need nearby such as shopping and dining in the downtown area, theater, and arts and culture, as well as daily necessities like banking. There are 26 banks and 13 credit unions that now call Ft. Smith their headquarters.

With approximately 420 branches coming from Ft. Smith’s more than 60 banks and 15 credit unions, residents here will find all their financial needs met. Conveniently located ATMs throughout the area and online banking make handling financial issues easy with today’s busy schedules. Checking and savings accounts are available at any of the notable institutions such as First National Bank of Fort Smith, Firstar Bank, Signature Bank of Arkansas, and Citizen Bank & Trust.

Ft. Smith’s Arvest Bank first opened its doors in 1871, and they are still serving the community’s financial needs today. Arvest and all of Ft. Smith’s banks offer advice for all ages. Student loans are available for those just starting out in life, as well as first time home buyer loans. Area banks are also happy to help with refinancing, mortgage issues, and personal loans. Many options are open to those who want to start saving for retirement along with advice for retirement age individuals who want to get the most out of their savings.

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Local Deals & News

15 Month CD 2% APY
15-month CD - 2.00% $500 minimum balance And importantly; Can have one-time penalty-free withdrawal after 6 months for up to 50% of balance. CD must be funded with new money.
CD Rates Increase
Today 16 May 2022 Bank OZK raised the rates on the CD specials 8-Month to .80% APY was .50 13-Month to 1.00% APY was .80 21-Month to 1.30% APY was
US Bank Checking Account Bonus Pays Up To $400
Deal Summary: $200 or $400 bonus when opening a new Silver, Gold, or Platinum Checking account. Available through June 13, 2022. Availability: Market area includes AR, AZ, CA, CO, FL,
US Bank Checking Account Bonus Pays Up To $500
Deal Summary: $300 or $500 bonus when opening a new Silver, Gold, or Platinum Checking account. Available through January 24, 2022. Availability: Market area includes AR, AZ, CA, CO, FL,
United Federal Credit Union Offer Rewards Checking In 7 States
Deal Summary: Ultra Checking, 3.00% APY on qualifying balances up to $15k. Availability: Easy membership requirement for residents of Arkansas, Indiana, Michigan, Nevada, North Carolina, Ohio, and Oklahoma; employees of
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