Banking Rates & News

Ft. Smith Metro Area

Including Alma, Barling, Bella Vista, Bentonville, Bonanza, Booneville, Caulksville, Cedarville, Centerton, Charleston, and 48 other towns.

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Banking in the Ft. Smith Area

Ft. Smith is found in Western Arkansas’ beautiful mountain frontier that still shows signs of its Wild West heritage in the area’s historic attractions, parks, and recreation. Those living here find everything they need nearby such as shopping and dining in the downtown area, theater, and arts and culture, as well as daily necessities like banking. There are 26 banks and 13 credit unions that now call Ft. Smith their headquarters.

With approximately 420 branches coming from Ft. Smith’s more than 60 banks and 15 credit unions, residents here will find all their financial needs met. Conveniently located ATMs throughout the area and online banking make handling financial issues easy with today’s busy schedules. Checking and savings accounts are available at any of the notable institutions such as First National Bank of Fort Smith, Firstar Bank, Signature Bank of Arkansas, and Citizen Bank & Trust.

Ft. Smith’s Arvest Bank first opened its doors in 1871, and they are still serving the community’s financial needs today. Arvest and all of Ft. Smith’s banks offer advice for all ages. Student loans are available for those just starting out in life, as well as first time home buyer loans. Area banks are also happy to help with refinancing, mortgage issues, and personal loans. Many options are open to those who want to start saving for retirement along with advice for retirement age individuals who want to get the most out of their savings.

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Local Deals & News

Regions Bank 18-Month Variable Rate IRA Yielding 5.33% APY
I posted about this product several months ago, but rates have increased dramatically, so I am updating. Because it is an IRA, it does not seem to get covered in
Started Opening A UNIFY FCU Account ................ 5% 15 Month
UNIFY FCU is offering a 5% 15 month CD. 3/4's of the way into the application they give you the option(s) to fund. The ONLY way to link another institution
UNIFY Financial Credit Union Unveils 15-Month Certificate Special
Deal Summary: 15-month Share Certificate, 5.00% APY, $500 minimum, new money, one additional deposit within 30 days of opening. Availability: Easy membership requirement California-based UNIFY Financial Credit Union (UNIFY) is
Unify Financial Credit Union 5.00% APY 15-Month Share Certificate Available Nationwide
5.00% APY 15-Month Share Certificate • Open with as little as $500 (new money) • Make one additional deposit within 30 days • New money deposits only https://www.unifyfcu.com/savings-rates#share-certificate-rates-1387 New to
5% APY 6 Month CD
Advertised on home page - Holiday Share Certificate Special 5% APY 6 month term IRA eligible Annual Percentage Yield (APY) accurate as of 11/23/2022. Available for a limited time only.
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