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Banking in the Johnstown Area
Johnstown, Pennsylvania, is a small city between Altoona and Pittsburgh. The city itself has a population of just a little over 20,000, which is way down from its pre-World War II peak, when it reached about 70,000. However, the area around Johnstown is heavily urbanized, so the surrounding region has about 150,000 people. Major cities in and around Johnstown include State College, Altoona, Bellefonte, Punxsutawney, Bedford, Clearfield, Somerset, Duncansville, and Huntingdon.
Because of the size of the region and its location near major cities, Johnstown has a much bigger banking industry than you would expect for a city of 20,000 people. There are 17 banks and 35 credit unions with headquarters in the region. Notable institutions headquartered in and around Johnstown include First National Bank of Pennsylvania, Ameriserv Financial Bank, Somerset Trust Company, 1st Summit Bank, and Clearfield Bank & Trust Company. The oldest bank based in the area that is still operating is The Citizens National Bank of Meyersdale, which was established in 1869. Including the other banks that are not headquartered in the area but have operations there, there are more than 45 banks and 32 credit unions with a total of about 430 branches.
