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Monterey-Salinas Area

Including Salinas, Santa Cruz, Monterey, Watsonville, Carmel, Hollister, Capitola, Pacific Grove, Aptos, Scotts Valley, and 17 other towns.

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Banking in the Monterey-Salinas Area

The Monterey–Salinas area of California combines modern conveniences and yesterday’s charm with beautiful beaches, the Monterey Peninsula, world class wineries, and major attractions like the historic missions of San Juan Bautista. The region offers its residents a mix of natural resources, a pleasant climate, and many employment opportunities from the area’s agriculture sector and over 100 manufacturing firms. This has brought a need for banking that is provided by many notable financial institutions such as Bay Federal Credit Union, Santa Cruz Bank, 1st Capital Bank, Pacific Valley Bank, and Monterey Credit Union.

Those living in the Monterey-Salinas area will find all of their banking needs met in conveniently located offices. There are approximately 210 branches scattered throughout these communities from 24 reputable banks and 10 credit unions. ATMs and online banking services are also available to residents of this area. Those just getting started with their finances will find affordable student loans and first time home loans with competitive rates. Families will discover savings and checking accounts along with refinancing options and help saving for the future from many of these establishments. Retirees can also use the assistance of the many Monterey-Salinas banks to make the most of their retirement dollars.

This area of California has relied on the local banks for dependable service over the years. The Monterey County Employees Credit Union was first established in 1950 and still serves the community today as do all of these fine institutions.

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Local Deals & News

Wells Fargo Everyday Checking $100 Offer
$100 offer expires 09/01/2016. Requirements: Open an Everyday Checking account with a $25 minimum deposit. Make 10 debit card purchases/payments within 60 days. Offer Link Offer details courtesy of
Special 20-Month Certificate 2.00% APY
2.00% APY 20-month term $20,000 maximum balance $20 minimum to open Certificates | Navy Federal Credit Union
$300 And $150 Checking Bonuses At Bank Of The West
My local BotW branch in San Diego was advertising this. Also saw it listed at the BotW home page. You can get $300 with Premier Checking or Get up to
$400 Checking Bonus After 120 Days, Through 8/31/16
30 Days of $15K; then reduce to $10K while awaiting $400 reward; then downgrade to $1,500 min account -- for another month -- to avoid closing fee hassles. Details /Analysis
15 Month CD At 3% APY For Military Members
Navy Fed CU for Military Appreciation Month (of May), is offering a 3% APY, 15 month CD, max Funding is $10k.  You can read more about it here Military Appreciation Month |