Banking Rates & News

Panama City Area

Including Panama City, Panama City Beach, Marianna, Santa Rosa Beach, Chipley, Eastpoint, Lynn Haven, Blountstown, Miramar Beach, Defuniak Springs, and 18 other towns.

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Banking in the Panama City Area

Once known as "Park Resort," Panama City lives up to that name. Boasting over 25 miles of white sandy beaches and two Florida State Parks, it's easy to see how it could be viewed as the ideal get-away. But for those of us that call Panama City our home, life isn't always just a day at the beach.

Fortunately, there are about 4 banks and 10 credit unions located in the area, with almost 200 branches, providing many options for people who want to build a life here. The oldest financial institution in the area is Emerald Coast Federal Credit Union, which was established in 1939. Other notable credit unions are the Tyndall Federal Credit Union, Innovations Federal Credit Union, and Panhandle Educators Federal Credit Union. For those who prefer a traditional bank, options include the First National Bank Northwest Florida and Summit Bank.

Whether you live in Panama City, Panama City Beach, Lynn Haven, Chipley, or any of the other beautiful cities in the region, you have a wide variety of financial institutions to choose from.

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Local Deals & News

Navy Federal Unveils 24-Month CD Special, 3.00% APY
Deal Summary: 24-month Certificate Special, 3.00% APY, $10k minimum deposit. Availability: Nationwide, but a military relationship required for membership. When I last wrote about Navy Federal Credit Union (Navy Fed)
CD Rate Increase At Navy
Navy Federal raised rates this morning on some of their CD's. I know that the 12&24 month went up a quarter point.https://www.navyfederal.org/products-services/checking-savings/certificates-rates.php
$200 Checking Promotion
$200 bonus for opening a "Bright Banking"* checking account and either adding two direct deposits (min. $100 ea) or three online bill-pay transactions (min $25 ea) within 75 days. Enter
3 Year Variable CD 2.79% APY
Is this new? In disclosures it says "A new 3-Year Variable Rate is effective every first Monday of each month. Rates for 3-Year Variable Certificates may change on the Certificate’s
Returns Now Up To 3.25% APY
Navy Federal CU currently offers CD up to 3.25% APY. Term $1K minimum APY* $10K minimum APY* $20K minimum APY* $50K minimum APY* $100K minimum APY* Short-Term Certificate Rates (Click an
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