Banking Rates & News

Panama City Area

Including Panama City, Panama City Beach, Marianna, Santa Rosa Beach, Chipley, Eastpoint, Lynn Haven, Blountstown, Miramar Beach, Defuniak Springs, and 18 other towns.

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Banking in the Panama City Area

Once known as "Park Resort," Panama City lives up to that name. Boasting over 25 miles of white sandy beaches and two Florida State Parks, it's easy to see how it could be viewed as the ideal get-away. But for those of us that call Panama City our home, life isn't always just a day at the beach.

Fortunately, there are about 4 banks and 10 credit unions located in the area, with almost 200 branches, providing many options for people who want to build a life here. The oldest financial institution in the area is Emerald Coast Federal Credit Union, which was established in 1939. Other notable credit unions are the Tyndall Federal Credit Union, Innovations Federal Credit Union, and Panhandle Educators Federal Credit Union. For those who prefer a traditional bank, options include the First National Bank Northwest Florida and Summit Bank.

Whether you live in Panama City, Panama City Beach, Lynn Haven, Chipley, or any of the other beautiful cities in the region, you have a wide variety of financial institutions to choose from.

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Local Deals & News

Celebration Special Rate 6-Month Certificate (Share/IRA/ESA)
This offer, Minimum deposit is $1,000, Term is 6 months, Rate is 2.96% w/ APY of 3.00% and is effective February 4, 2019. Navy Federal reserves the right to end or
Navy Federal Introduces 17-Month Add-On CD Special, 3.25% APY
Deal Summary: 17-month Share Certificate Special, 3.25% APY, $50 minimum/$50k maximum deposit, additional deposits up to $50k. Availability: Nationwide, but restricted to those with a military relationship. Navy Federal Credit
Special Certificate Available Now!
Certificate Special Offers Rates effective as of: 07 January, 2019 12:01 AM ET Special 17-Month Certificate (Share Only) $50 to open 17 months 3.20% 3.25%APY Limit one Special 17-Month Share Certificate per member.
17Mo CD (Non-IRA) Add-On @ 3.25% APY
Don't see it on their website yet (not surprised) but spoke to a NavyFed rep, and asked about new CD rates for the New Year, and was told that they
Possible New Promo CD Offering
On 12/22/18 at the conclusion of handling some IRA matters, I was advised by the CSR that NFCU would be offering a new promotional CD on January 7, 2019. No
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