Banking Rates & News

Panama City Area

Including Apalachicola, Blountstown, Bonifay, Bristol, Callaway, Carrabelle, Chipley, De Funiak Springs, Defuniak Springs, Eastpoint, and 16 other towns.

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Banking in the Panama City Area

Once known as "Park Resort," Panama City lives up to that name. Boasting over 25 miles of white sandy beaches and two Florida State Parks, it's easy to see how it could be viewed as the ideal get-away. But for those of us that call Panama City our home, life isn't always just a day at the beach.

Fortunately, there are about 4 banks and 10 credit unions located in the area, with almost 200 branches, providing many options for people who want to build a life here. The oldest financial institution in the area is Emerald Coast Federal Credit Union, which was established in 1939. Other notable credit unions are the Tyndall Federal Credit Union, Innovations Federal Credit Union, and Panhandle Educators Federal Credit Union. For those who prefer a traditional bank, options include the First National Bank Northwest Florida and Summit Bank.

Whether you live in Panama City, Panama City Beach, Lynn Haven, Chipley, or any of the other beautiful cities in the region, you have a wide variety of financial institutions to choose from.

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Local Deals & News

Navy Federal CU Shell Game - Email Promotion
As a very long time fan of NFCU, I was shocked to find out that they sent out what can only be called a deceptive promotion to allow adding on
Wells Falsely Reports Customers Requested Loan Payment Deferrals..
NBCNews report...Could impact prior court agreements on post BK payment arrangements...and no notice!
Florida State University Credit Union Has Top-Rate 3-Year CD
Deal Summary: 36-month CD, 1.90% APY, $1k minimum deposit, rate bump available. Availability: Residents of 17 Florida Panhandle counties; students, faculty, staff, and alumni of Florida State University. Florida State
First Commerce Credit Union (FL/GA) 4-Year CD Remains Competitive
Deal Summary: 4-year CD, 1.50% APY, $1k minimum deposit. Availability: 21 Florida and 10 Georgia counties. Florida-based First Commerce Credit Union (First Commerce) is currently offering 1.50% APY on its
CD Rate Drop
Long-term rate down to 1.35% from 1.5% APY. Ever so happy we locked in the 3% APY (2.96% rate) 5-year back on October 22, 2019. Just keeps clicking along, pumping
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