Banking Rates & News

Rapid City Area

Including Rapid City, Sheridan, Spearfish, Sturgis, Custer, Hot Springs, Belle Fourche, Deadwood, Hill City, Ekalaka, and 26 other towns.

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Banking in the Rapid City Area

Rapid City is a city of nearly 70,000 people in western South Dakota, making it the second-largest city in the state behind Sioux Falls. Other cities and towns in the area include Sheridan, Spearfish, Sturgis, Belle Fourche, Custer, Deadwood, Hot Springs, Lead and Hill City. Overall, the Rapid City metropolitan area has a little over 140,000 people.

Rapid City is located in the Black Hills and also is home to Mount Rushmore, which makes it a popular tourist destination. Another economic driver for the city is nearby Ellsworth Air Force Base. Its banking industry is about what one would expect for a city of its size.

There are approximately 10 banks and 15 credit unions with headquarters in Rapid City or the region. Notable institutions based in the area include Black Hills Federal Credit Union, Pioneer Bank & Trust, First Federal Savings Bank (WY), First National Bank in Philip, and Sundance State Bank, which is the oldest institution still operating in the region, having been established in 1895. Overall, there are about 170 branches from more than 30 banks and 15 credit unions in the Rapid City area.

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Local Deals & News

US Bank Offers $200 Summer Checking Bonus
UPDATE 7/10/2017: As some DA readers have noted in the Comments section below, this offer is not available nationwide. I have included more detail in the Availability section below. Thank
$150 Wells Fargo Checking Bonus - Select Cities
If you missed the previous $250 bonus and you live in an eligible city, you may want to give this a try. To get a $150 bonus, open an Everyday
Wells Fargo Long Term 3.00% Callable Step-Up CD Via TD Ameritrade
I frequently get notices of new issue callable CDs from TD Ameritrade. This one looks like a rate leader. My calculations indicate the blended rate over the entire term is
Wells Fargo Offers Easy $250 Checking Bonus
UPDATE 3/18/2017: Offer extended through April 1, 2017. The fine print on the promotion page now reads, "This is an exclusive, nontransferable offer. This is only available to Wells Fargo
Northern Hills FCU's 5-Year CD
Northern Hills FCU's 5-year CD has tiered APYs: 2.25% APY - $1k 2.40% APY - $25k 2.45% APY - $100k Located in western South Dakota.  Gotta love a credit union
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