Banking Rates & News

Rapid City Area

Including BELLE FOURCHE, Bison, Box Elder, Buffalo, Custer, Deadwood, Dupree, Eagle Butte, Edgemont, Ekalaka, and 26 other towns.

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Banking in the Rapid City Area

Rapid City is a city of nearly 70,000 people in western South Dakota, making it the second-largest city in the state behind Sioux Falls. Other cities and towns in the area include Sheridan, Spearfish, Sturgis, Belle Fourche, Custer, Deadwood, Hot Springs, Lead and Hill City. Overall, the Rapid City metropolitan area has a little over 140,000 people.

Rapid City is located in the Black Hills and also is home to Mount Rushmore, which makes it a popular tourist destination. Another economic driver for the city is nearby Ellsworth Air Force Base. Its banking industry is about what one would expect for a city of its size.

There are approximately 10 banks and 15 credit unions with headquarters in Rapid City or the region. Notable institutions based in the area include Black Hills Federal Credit Union, Pioneer Bank & Trust, First Federal Savings Bank (WY), First National Bank in Philip, and Sundance State Bank, which is the oldest institution still operating in the region, having been established in 1895. Overall, there are about 170 branches from more than 30 banks and 15 credit unions in the Rapid City area.

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Local Deals & News

$300 Checking Bonus
Wells Fargo has a new $300 checking bonus, which is targeted. (I received it in the mail today.) Can be done online or in-branch. 1. You must use your bonus
US Bank $100 Or $50 Savings Acct Bonus
Open a savings acct by 12/14, deposit $2500 or $5000 into it by 12/21, leave the money parked there until 6/21/2021, and a $50 or $100 bonus will be credited
Black Hills Community Bank (SD) Has Statewide Rewards Checking
Availability: Community Cash, 2.53% APY on qualifying balances up to $25k. Availability: South Dakota Black Hills Community Bank’s rewards checking account, Community Cash, has been part of the bank’s product
Wells Falsely Reports Customers Requested Loan Payment Deferrals..
NBCNews report...Could impact prior court agreements on post BK payment arrangements...and no notice!
60 Month CD Rate On Bankrate Is Incorrect
Their rate is .75 for a 60 month CD. Sorry guys.
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