Banking Rates & News

Rapid City Area

Including Rapid City, Sheridan, Spearfish, Sturgis, Custer, Hot Springs, Belle Fourche, Deadwood, Hill City, Ekalaka, and 26 other towns.

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Banking in the Rapid City Area

Rapid City is a city of nearly 70,000 people in western South Dakota, making it the second-largest city in the state behind Sioux Falls. Other cities and towns in the area include Sheridan, Spearfish, Sturgis, Belle Fourche, Custer, Deadwood, Hot Springs, Lead and Hill City. Overall, the Rapid City metropolitan area has a little over 140,000 people.

Rapid City is located in the Black Hills and also is home to Mount Rushmore, which makes it a popular tourist destination. Another economic driver for the city is nearby Ellsworth Air Force Base. Its banking industry is about what one would expect for a city of its size.

There are approximately 10 banks and 15 credit unions with headquarters in Rapid City or the region. Notable institutions based in the area include Black Hills Federal Credit Union, Pioneer Bank & Trust, First Federal Savings Bank (WY), First National Bank in Philip, and Sundance State Bank, which is the oldest institution still operating in the region, having been established in 1895. Overall, there are about 170 branches from more than 30 banks and 15 credit unions in the Rapid City area.

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Local Deals & News

One Weekly Only - 13-Month CD Special, 2.00% APY
This may be only available in California. I couldn't find it on BotW's website. CSRs I spoke with didn't know anything about this Special, as it wasn't on their cheat
2- And 3-Year Brokered Cds
For those interested in possibly taking the plunge into brokered CDs, Wells Fargo has been offering some pretty good non-callable, new issue deals with 2- and 3-year maturities. Today on
U.S. Bank Chicagoland CD Specials - 2.05% 59-Month
In today’s Chicago Tribune 2.05% apy 59-month CD 1.01% apy 11-month CD $1,000 minimum $249,999 maximum Offer only valid at Chicago metro area U.S. Bank locations
US Bank Offers $200 Summer Checking Bonus
UPDATE 7/10/2017: As some DA readers have noted in the Comments section below, this offer is not available nationwide. I have included more detail in the Availability section below. Thank
$150 Wells Fargo Checking Bonus - Select Cities
If you missed the previous $250 bonus and you live in an eligible city, you may want to give this a try. To get a $150 bonus, open an Everyday
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