Banking Rates & News

South Bend Area

Including Akron, Argos, Baroda, Benton Harbor, Berrien Springs, Bourbon, Bremen, Bridgman, Bristol, Buchanan, and 50 other towns.

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Banking in the South Bend Area

South Bend is a city of about 100,000 people in northern Indiana, right on the border with Michigan. Its official metropolitan area has a little more than 300,000 people, but the wider region encompassing several counties in both Indiana and Michigan (including the cities of Elkhart, Mishawaka, Goshen, Warsaw, Niles, Granger, Saint Joseph, Plymouth, and Benton Harbor) has more than 700,000 people.

South Bend is best known as the home to Notre Dame University, and the college is the city's largest employer. South Bend at one time was an industrial powerhouse, but such industry has left the city. In addition to education, healthcare is one of the city's largest employers.

Banking has a modest presence in South Bend. There are 13 banks and 23 credit unions headquartered in the area. Notable institutions that call South Bend or the surrounding area home are 1st Source Bank, Lake City Bank, Teachers Credit Union, United Federal Credit Union, and Interra Credit Union. The oldest bank still operating in the area is First State Bank of Decatur, which was established in 1870. In total, there are more than 40 banks and 25 credit unions operating in the South Bend area, with approximately 440 branches between them.

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Local Deals & News

United Federal Credit Union Offer Rewards Checking In 7 States
Deal Summary: Ultra Checking, 3.00% APY on qualifying balances up to $15k. Availability: Easy membership requirement for residents of Arkansas, Indiana, Michigan, Nevada, North Carolina, Ohio, and Oklahoma; employees of
CommunityWide Federal Credit Union Ups Short-Term CD Rates
Deal Summary: Share Certificates – 6-month (0.70% APY), 12-month (0.75% APY), $1k minimum deposit Availability: Easy membership requirement Indiana-based CommunityWide Federal Credit Union (CW) began the month by adding 5
INOVA FCU Drops Its 18-Month CD Rate From 1.05% APY To 0.45% APY
Today (maybe yesterday), INOVA FCU dropped its special 10-month rate on both its regular and bump up CDs from 1.05% APY to 0.45% APY. The 2-year rate for those CDs
INOVA Federal Credit Union Substantially Boosts CD Rates
Update: Readers are being told by INOVA phone representatives that to be eligible to join, you must live within 50 miles from one of their branches. I've been covering INOVA
Communitywide FCU 6-24 Month CD's 0.90%
Take your pick: 6, 12, 18, or 24-month terms - they all pay 0.90%. Rates on longer terms aren't competitive. Minimum $1k. Anyone can join for $5. Merry Christmas and
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