Banking Rates & News

South Bend Area

Including South Bend, Elkhart, Mishawaka, Warsaw, Goshen, Granger, Niles, Plymouth, Saint Joseph, Rochester, and 49 other towns.

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Banking in the South Bend Area

South Bend is a city of about 100,000 people in northern Indiana, right on the border with Michigan. Its official metropolitan area has a little more than 300,000 people, but the wider region encompassing several counties in both Indiana and Michigan (including the cities of Elkhart, Mishawaka, Goshen, Warsaw, Niles, Granger, Saint Joseph, Plymouth, and Benton Harbor) has more than 700,000 people.

South Bend is best known as the home to Notre Dame University, and the college is the city's largest employer. South Bend at one time was an industrial powerhouse, but such industry has left the city. In addition to education, healthcare is one of the city's largest employers.

Banking has a modest presence in South Bend. There are 13 banks and 23 credit unions headquartered in the area. Notable institutions that call South Bend or the surrounding area home are 1st Source Bank, Lake City Bank, Teachers Credit Union, United Federal Credit Union, and Interra Credit Union. The oldest bank still operating in the area is First State Bank of Decatur, which was established in 1870. In total, there are more than 40 banks and 25 credit unions operating in the South Bend area, with approximately 440 branches between them.

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Local Deals & News

PNC Ups Relationship Account Rate
PNC has raised rates on $100K+ Premiere Money Market Account with relationship checking to 1.90%!
United Federal Credit Union Offers 46-Month CD Special
Deal Summary: Certificate Specials – 46-month (3.40% APY), 36-month (3.20% APY), 16-month (3.00% APY), $500 minimum deposit, Ultra Checking required. Availability: Easy membership requirement for residents of Arkansas, Indiana, Michigan,
PNC Hikes Rate On High Yield Savings Account
Deal Summary: PNC High Yield Savings, 2.35% APY on balances of $1 and above. Availability: Areas of U.S. outside of PNC’s branch footprint (based on zip code) Last month when
PNC At 2.35%
They raised their rate to 2.35% - it's on their web site (if you are in the targeted region).
Update On INOVA
INOVA's 14-month 2.4% "new money" $50,000 CD appears kaput, but, wait, there's good news. I just checked their website, and a new deal has popped up. For a minimum of
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