Banking Rates & News

South Bend Area

Including South Bend, Elkhart, Mishawaka, Warsaw, Goshen, Granger, Niles, Plymouth, Saint Joseph, Rochester, and 51 other towns.

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Banking in the South Bend Area

South Bend is a city of about 100,000 people in northern Indiana, right on the border with Michigan. Its official metropolitan area has a little more than 300,000 people, but the wider region encompassing several counties in both Indiana and Michigan (including the cities of Elkhart, Mishawaka, Goshen, Warsaw, Niles, Granger, Saint Joseph, Plymouth, and Benton Harbor) has more than 700,000 people.

South Bend is best known as the home to Notre Dame University, and the college is the city's largest employer. South Bend at one time was an industrial powerhouse, but such industry has left the city. In addition to education, healthcare is one of the city's largest employers.

Banking has a modest presence in South Bend. There are 13 banks and 23 credit unions headquartered in the area. Notable institutions that call South Bend or the surrounding area home are 1st Source Bank, Lake City Bank, Teachers Credit Union, United Federal Credit Union, and Interra Credit Union. The oldest bank still operating in the area is First State Bank of Decatur, which was established in 1870. In total, there are more than 40 banks and 25 credit unions operating in the South Bend area, with approximately 440 branches between them.

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Local Deals & News

Notre Dame FCU Unveils 36-month CD Special (3.00% APY)
Deal Summary: 36-month Certificate Special, 3.00% APY, $500 minimum deposit Availability: Employees and members of more than 830 Affiliated Organizations. Indiana-based Notre Dame Federal Credit Union (NDFCU) is currently offering
INOVA FCU (Easy Membership) Boosts 5-Year CD To 3.00% APY
Deal Summary: 5-year Certificate, 3.00% APY, $200 minimum deposit Availability: Easy Membership Requirement INOVA Federal Credit Union (INOVA) is the latest financial institution to jump on the 3 For 5
INOVA FCU 5-Year CD To 3% and 2.9% with step-up, Minimum of Only $200, Easy Membership
INOVA FCU upped their 5-year CD to 3% from 2.25%, minimum $200, regular and IRA. 2.9% for 5-year step-up CD, regular and IRA.
2.40% APY 22-Month CD Special At Chemical Bank (MI/OH/IN)
22-Month CD Special 2.40% APY In-Branch only New money only Minimum balance is $100.00 Rate is effective as of April 9, 2018 https://www.chemicalbank.com/CD-Special
2.75% 2 Year CD
Just took down a 2 year 2.75% CD. Pretty good rate for now.
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