Banking Rates & News

Utica Metro Area

Including Utica, New Hartford, Oneonta, Herkimer, Whitesboro, Cooperstown, Ilion, Little Falls, Clinton, Hartwick, and 21 other towns.

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Banking in the Utica Area

Utica lies in the Mohawk Valley at the base of the Adirondack Mountains, and serves as the county seat for New York’s Oneida County. This city is home to several breweries and distilleries offering tours and tastings, as well as the arts and culture found in the Munson Williams Procter Arts Institution and Stanley Center for the Arts. Utica has a long history of banking, which includes the Adirondack Bank that first opened to area residents in 1898. It is still in operation today, and it serves the people of Utica along with several other notable institutions.

Those living in Utica have many of their financial needs met by notable banks and credit unions such as the Bank of Utica, First Source Federal Credit Union, G.P.O. Federal Credit Union, and Access Federal Credit Union. They provide home, auto, student, and personal loans at competitive rates as well as the day to day financial necessities like check cashing, savings accounts, and checking accounts. Many banks also offer ways to save for the future with investment opportunities, college funds, and retirement accounts.

There are two banks and 12 credit unions that have made their headquarters in Utica. In addition, one will find financial institution branches that come from nearly 20 banks and 15 credit unions within this city. Online banking services provide convenient banking for today’s busy world while conveniently located ATMs throughout the Utica neighborhoods offer 24-hour access to customer’s funds.

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Local Deals & News

GPO FCU (NY) Offers 48-Month CD Special (2.25% APY)
Availability: Residents of Herkimer County and much of Oneida County, New York. Last week, GPO Federal Credit Union (GPO) introduced two limited-time Share Certificate Specials: 24-month (1.50% APY) and 48-month
M&T Bank $150 Checking Bonus Extended
UPDATE 10/5/2016: Offer extended through December 31, 2016. Availability: Market area includes CT, DE, FL, MD, NJ, NY, PA, VA, WV, and the District of Columbia. Bonus eligibility is based
M&T $150 Bonus With $100 DD (New Account)
The promotion is available again for the market area.   1. We will credit one bonus (the "Bonus") to the account if the account receives a minimum of one direct
AmeriCU (NY) Raises Rates On All 12-23 Month CDs
Availability: Residents of the New York counties of Cayuga, Cortland, Herkimer, Jefferson, Lewis, Madison, Onondaga, and Oswego, and portions of Oneida County. Last week, AmeriCU Credit Union (AmeriCU) raised the
Citizens Bank Has $150 Checking Bonus In Supermarket Branches
Availability: Market area includes Connecticut, Delaware, Massachusetts, Michigan, New Hampshire, New Jersey, New York, Ohio, Pennsylvania, Rhode Island, and Vermont. Eligibility determined by Zip Code. Now through February 26, 2016,