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Waco Metro Area

Including Waco, College Station, Bryan, Killeen, Temple, Harker Heights, Copperas Cove, Belton, Marlin, Mexia, and 57 other towns.

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Banking in the Waco Area

Waco is a city in central Texas, about halfway between Dallas and Austin. It is best known as the home of Baylor University, a large Baptist university. Its other claim to fame is being the home of Dr. Pepper! The city itself has about 130,000 people, and the wider metropolitan area has about 230,000 people. Notable cities in the Waco region include College Station, Bryan, Killeen, Temple, Copperas Cove, Harker Heights, Belton, Fort Hood, and Mexia.

Waco's economy is based largely on education and healthcare, while having a diverse range of employers. The banking sector is fairly large for a city of its size. There are 39 banks and 26 credit unions with headquarters in the Waco region. Notable institutions with local headquarters include Extraco Banks, N. A., First National Bank Texas, American Momentum Bank, Spirit of Texas Bank, SSB, and First National Bank of Central Texas. The oldest bank still operating in the area is Incommons Bank, which was established in 1882. Including banks headquartered elsewhere that operate in and around Waco, the area has more than 80 banks and 30 credit unions with about 370 total branches.

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Local Deals & News

Guaranty Bank & Trust: $250 When You Open A Checking Account And Set Up Direct Deposit
In a flyer at the Denton branch of the bank (formerly a branch of Independent Bank):
$100 Checking Bonus And 2.20% 5-Year CD In Central Texas
If you join for the CD, you may also want to do this checking promotion. 5-year CD 2.20% APY, $1,000 min Credit union Rate sheet $100 checking account bonus: Bonus
Wells Fargo Everyday Checking $100 Offer
$100 offer expires 09/01/2016. Requirements: Open an Everyday Checking account with a $25 minimum deposit. Make 10 debit card purchases/payments within 60 days. Offer Link Offer details courtesy of MoneysMyLife.com
Special 20-Month Certificate 2.00% APY
2.00% APY 20-month term $20,000 maximum balance $20 minimum to open Certificates | Navy Federal Credit Union
$400 Checking Bonus After 120 Days, Through 8/31/16
30 Days of $15K; then reduce to $10K while awaiting $400 reward; then downgrade to $1,500 min account -- for another month -- to avoid closing fee hassles. Details /Analysis