Banking Rates & News

Watertown Metro Area

Including Adams, Alexandria Bay, Black River, Canton, Cape Vincent, Carthage, Chaumont, Clayton, Evans Mills, Fort Drum, and 19 other towns.

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Banking in the Watertown Area

Boasting a long and proud architectural and industrial history, Watertown, New York, is a great place to live and operate a business. Whether you're spending time at the Jefferson County Fair or honing your rafting or skiing skills, there is always something fun and exciting to do in Watertown and the surrounding area. In choosing an institution for your financial affairs, a variety of factors must be taken into consideration. Among those factors is choosing a local bank that affords convenient access.

Fortunately, Watertown offers a number of banking options. Residents will find 10 banks and 10 credit unions headquartered in the local Watertown area. Just a few of the most notable financial institutions headquartered in Watertown include Community Bank, N.A., Watertown Savings Bank, SeaComm Federal Credit Union, North Country Savings Bank, and Northern Federal Credit Union. Watertown is also home to approximately 120 branches from more than 15 banks and 10 credit unions, meaning residents have a wealth of options when it comes to choosing a home for their financial affairs. The oldest active bank in the local area is Community Bank, N.A., established in 1866.

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Local Deals & News

SeaComm Federal Credit Union Offers Competitive Long-Term CDs
Deal Summary: CDs – 5-year (1.75% APY) and 4-year (1.55% APY), $1k minimum deposit. Availability: Four New York North Country counties and three northwest Vermont counties. While the CDs offered
CD Rate Drop
Long-term rate down to 1.35% from 1.5% APY. Ever so happy we locked in the 3% APY (2.96% rate) 5-year back on October 22, 2019. Just keeps clicking along, pumping
MM & CD Rate Cuts
Looks like money market and CD rates were cut this morning!
No Early Withdrawal Fee On Certificates. (COVID-19 Response)
NFCU Response to COVID-19 includes: "No early withdrawal fee on certificates. We understand you might need access to your savings, so we’ll be waiving penalties for early withdrawals on certificates."
Rate Cuts And Curve Flattening
NFCU has cut rates on CDs (no surprise). The yields have flattened. The differential between a 3-yr and 7-yr is but a modest 4bps (1.76 vs. 1.8). Still and all,
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The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.