Banking Rates & News

Watertown Metro Area

Including Adams, Alexandria Bay, Black River, Canton, Cape Vincent, Carthage, Chaumont, Clayton, Evans Mills, Fort Drum, and 17 other towns.

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Banking in the Watertown Area

Boasting a long and proud architectural and industrial history, Watertown, New York, is a great place to live and operate a business. Whether you're spending time at the Jefferson County Fair or honing your rafting or skiing skills, there is always something fun and exciting to do in Watertown and the surrounding area. In choosing an institution for your financial affairs, a variety of factors must be taken into consideration. Among those factors is choosing a local bank that affords convenient access.

Fortunately, Watertown offers a number of banking options. Residents will find 10 banks and 10 credit unions headquartered in the local Watertown area. Just a few of the most notable financial institutions headquartered in Watertown include Community Bank, N.A., Watertown Savings Bank, SeaComm Federal Credit Union, North Country Savings Bank, and Northern Federal Credit Union. Watertown is also home to approximately 120 branches from more than 15 banks and 10 credit unions, meaning residents have a wealth of options when it comes to choosing a home for their financial affairs. The oldest active bank in the local area is Community Bank, N.A., established in 1866.

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Local Deals & News

Special 15 Month Certificate
Received an email this afternoon announcing that a 15 Month 5.0% APR special certificate will be available for purchase on January 9th. I spoke with a rep who indicated that
NFCU 5% CD Rate Coming
Received an email this afternoon from NFCU promoting a 15-month 5% CD that will be offered starting January 9th. No details on deposit limits.
Special 15-Month Certificate
Received this notice from NFCU via email 1/5/23 @ 4:15pm: Earn More With Our Highest Rate in 10 Years 5.00% APY It’s our mission to help your money grow. As
New Navyfed Rates, Increased 12-19-22
Surprised that no one posted on this yet, but NavyFed raised their CD rates a bit today. Too many rates (with Standard, various EasyStarts, etc) to post, but here's a
CD Rate Increases
As high as 4.25% for a 7 year certificate. 3.9% for 2 year add-on.
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