Banking Rates & News

Watertown Metro Area

Including Watertown, Ogdensburg, Potsdam, Massena, Canton, Carthage, Gouverneur, Lowville, Evans Mills, Clayton, and 22 other towns.

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Banking in the Watertown Area

Boasting a long and proud architectural and industrial history, Watertown, New York, is a great place to live and operate a business. Whether you're spending time at the Jefferson County Fair or honing your rafting or skiing skills, there is always something fun and exciting to do in Watertown and the surrounding area. In choosing an institution for your financial affairs, a variety of factors must be taken into consideration. Among those factors is choosing a local bank that affords convenient access.

Fortunately, Watertown offers a number of banking options. Residents will find 10 banks and 10 credit unions headquartered in the local Watertown area. Just a few of the most notable financial institutions headquartered in Watertown include Community Bank, N.A., Watertown Savings Bank, SeaComm Federal Credit Union, North Country Savings Bank, and Northern Federal Credit Union. Watertown is also home to approximately 120 branches from more than 15 banks and 10 credit unions, meaning residents have a wealth of options when it comes to choosing a home for their financial affairs. The oldest active bank in the local area is Community Bank, N.A., established in 1866.

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Local Deals & News

Most CD Rates Raised
NavyFed has new CD rates as of this morning. Minimum $100k. 18 mo - 2.45% 24 mo - 2.60% 3 year - 2.70% 4 year - 2.75% 5 year -
2.75% APY 2-Year CD Special w/Checking At M&T
To open an M&T Select® CD, customer must have or open a MyChoice Premium? Checking, M&T Select®, M&T Select® With Interest, Employee M&T Select® With Interest or Power Checking account.
59-Month CD, 3.30% APY
Carthage Federal S&L has a 59-month CD, 3.30% APY. Minimum deposit is $500.
Navy Fed Adds 5-Year Certificate Special
Deal Summary: Certificate Specials – 5-year (3.00% APY), 18-month (2.25% APY), $1k minimum deposit. Availability: Nationwide, but with membership requirements (military relationship) May is Military Month. To mark the occasion,
2 New NFCU Special Certificates Available
18-Month Certificate (Share/IRA/ESA) $1k up to $100k 18 months 2.23% 2.25% 5-Year Certificate (Share/IRA/ESA) $1k up to $100k 5 years 2.96% 3.00% These offers, including the stated Annual Percentage Yield (APY), are effective April 30, 2018.
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