Banking Rates & News

Watertown Metro Area

Including Watertown, Potsdam, Ogdensburg, Massena, Lowville, Canton, Carthage, Gouverneur, Evans Mills, Clayton, and 23 other towns.

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Banking in the Watertown Area

Boasting a long and proud architectural and industrial history, Watertown, New York, is a great place to live and operate a business. Whether you're spending time at the Jefferson County Fair or honing your rafting or skiing skills, there is always something fun and exciting to do in Watertown and the surrounding area. In choosing an institution for your financial affairs, a variety of factors must be taken into consideration. Among those factors is choosing a local bank that affords convenient access.

Fortunately, Watertown offers a number of banking options. Residents will find 10 banks and 10 credit unions headquartered in the local Watertown area. Just a few of the most notable financial institutions headquartered in Watertown include Community Bank, N.A., Watertown Savings Bank, SeaComm Federal Credit Union, North Country Savings Bank, and Northern Federal Credit Union. Watertown is also home to approximately 120 branches from more than 15 banks and 10 credit unions, meaning residents have a wealth of options when it comes to choosing a home for their financial affairs. The oldest active bank in the local area is Community Bank, N.A., established in 1866.

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Local Deals & News

M&T Bank Offers Money Market Guaranteed For 3 Months
Deal Summary: MyChoice Money Market, 1.26% intro APY guaranteed for three months, $10k opening deposit of new money. Availability: Market area includes Connecticut, Delaware, Florida, Maryland, New Jersey, New York,
Navy Fed’s New Competitive Special Certificate: 5-Month ($10K Max)
Deal Summary: 3% APY 5-month add-on CD, Maximum deposit $10k. Availability: Requires a connection to the military. Navy Federal Credit Union’s (Navy Fed) has come out with another high-rate add-on
3% 5 Month Taxable CD - $10K Max
my understanding is that this is for taxable accounts only. Very short term, but better than money market rates.
Navy Federal Increases 2-Year IRA CD Rates
Navy Federal Credit Union made an unusual rate increase this week. Its 2-year IRA certificate rates increased 20 bps. The new 2-year IRA certificate rates: 1.76% APY minimum $1,000 1.80%
Navy Fed Ends a Backdoor Way To Qualify for Membership
Last December I reported on a little-known way to qualify for Navy Federal Credit Union (Navy Fed) membership. This backdoor to Navy Fed membership has been closed. The backdoor involved
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