Banking Rates & News

Wichita Falls Area

Including Altus, ALTUS AFB, Archer City, Blair, Bowie, Bryson, Burkburnett, Byers, Cache, Chillicothe, and 34 other towns.

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Banking in the Wichita Falls Area

Wichita Falls is a city of about 105,000 people in Northern Texas, near the Oklahoma border. Wichita Falls has an official metro area population of about 150,000, however, Lawton, Oklahoma, another city of about 100,000 people, is only 50 miles away, so the entire area is much larger. Other notable cities in the area include Duncan, Altus, Graham, Seymour, Archer City, Burkburnett, Elgin and Iowa Park.

Wichita Falls' economy is dominated by government agencies, with nearby Sheppard Air Force Base by far the largest employer, with more than 12,000 employees. When it comes to banking, Wichita Falls and Lawton have their fair share, with more than 35 banks and 15 credit unions with headquarters in the region. Notable institutions include InterBank, Legend Bank, First Bank & Trust Co., Ciera Bank, and American National Bank & Trust. Ciera Bank, which was established in 1889, is the oldest bank still operating in the area. Altogether, the two cities and the surrounding region have approximately 230 branches from more than 70 banks and 15 credit unions.

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Local Deals & News

Navy Fed's 12-mo 3% EasyStart CD requires Direct Deposit
Certificate has a great rate, although limited to $3,000 But here's the big GOTCHA (and likely deal breaker):
Texoma CCU Cashtastic Checking Competitive Rate Still In Effect
Deal Summary: Cashtastic Checking, 3.51% APY on qualifying balances up to $10k. Availability: Residents of 11 Rolling Plains Texas counties. More than four years ago, I wrote about Texoma Community
**NOTE** Nov 23, 2020 Rate Drop To 0.7%/0.5%
Rate drop 11/23/20 Rewards checking: 0.7% (10K max) Mega Money Mkt: 0.5% Per website.
Union Square Credit Union (TX) Kasasa Cash Still Offers Top Rate
Deal Summary: Kasasa Cash checking, 3.51% APY on qualifying balances up to $25k. Availability: Easy membership for Texas residents through the Texas Consumer Council. Union Square Credit Union’s (Union Square)
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