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51hh

Joined: Jan 16, 2010Comments: 517
Forum Threads: 410Forum Posts: 1,646
Rep Points: 7,307
51hh

Recent Community Posts


Is 3% The New 4% Spend Down Rate?
Updated: Jul 12, 2016 by Ally6770  |  3 comments  |  Financial News

In monetary terms, Blanchett said for a 50-50 portfolio, that means what was once a 93% success rate of not outliving your money is now only a 56% success read more

Tool Helps You See If Your Money Will Last For Life
Updated: Jun 21, 2016 by 51hh  |  3 comments  |  Financial News

an online calculator from actuaries helps you estimate your longevity and how it lines up with your resources.

What Do Americans Do After They Retire?
Posted: Jun 14, 2016 by 51hh  |  0 comments  |  Financial News

"By As you plan for life after you retire, it might be helpful to see what other retirees are doing. An informal poll of over 700 visitors to the read more

Application Denied After Costly Membership Requirement
Updated: Jun 11, 2016 by John Sears  |  7 comments  |  Bank Reviews

I applied for membership in the RiverLand Credit Union because it has the highest money market rates for IRAs and HSAs.  It is possible to become a read more

This Advice On Aging Well Is As Valid Today As It Was 2,050 Years Ago
Posted: May 28, 2016 by 51hh  |  0 comments  |  Financial News

"Forty-five BC was a bad year for Marcus Tullius Cicero. The famous Roman orator and statesman was in his early sixties and alone. His place at the read more

Many Opt To Take Social Security Before Full Retirement Age
Posted: May 27, 2016 by 51hh  |  0 comments  |  Financial News

"CHICAGO (AP) - Taking Social Security benefits early comes with a price, yet more than 4 in 10 Americans who are 50 and over say they'll dip into the read more

The Extraordinary Happiness Of Retirees
Posted: May 24, 2016 by 51hh  |  0 comments  |  Financial News

"An overwhelming majority (93 percent) of retirees recently surveyed say their life is as good or better than before retirement. That's one result read more

Millennials On Money: 'I Won't Retire Until Age 90' And 'I Should Make 100K By 30'
Posted: May 24, 2016 by 51hh  |  0 comments  |  Financial News

"By What do millennials expect when it comes to paychecks and retirement? Plenty of them don't think they will hit the jackpot with their pay, but others read more

Poll: Two-Thirds Of US Would Struggle To Cover $1,000 Crisis
Updated: May 24, 2016 by paoli2  |  2 comments  |  Financial News

Two-thirds of Americans would have difficulty coming up with the money to cover a $1,000 emergency, according to an exclusive poll released Thursday, a read more

How Much Do I Really Need In My Emergency Fund?
Posted: Apr 29, 2016 by 51hh  |  0 comments  |  Financial News

"By An emergency fund is an amount set aside to help pay for unforeseen large expenses such as something as big as a job loss or an unfortunate car read more

Thinking Beyond Money In Retirement
Updated: Apr 28, 2016 by 51hh  |  1 comment  |  Financial News

From The New York Times "Your Money" column: After a career of working, scrimping and saving, many retirees are well prepared financially to stop read more

Don't Rely On The 4% Rule For Your Retirement
Posted: Apr 18, 2016 by 51hh  |  0 comments  |  Financial News

"By Many people are familiar with the "4% Rule" - the age-old advice for retirees who were told to withdraw 4% of their retirement accounts since the read more

How To Get Better Returns On Savings - NYT Article On Reward Checking
Updated: Apr 15, 2016 by 51hh  |  2 comments  |  Financial News

NYT article on reward checking which included a few of my quotes! Much of the article covered Bankrate's reward checking survey. Bankrate still read more

Time's Up: Millions Of Americans Are About To Lose Social Security Benefits
Posted: Apr 11, 2016 by 51hh  |  0 comments  |  Financial News

"By April is turning out to be cruelest month in more ways than one. Not only do we have to deal with all things tax day, but some boomers face another read more

Do You Think You Have Enough Money To Retire?
Posted: Mar 2, 2016 by 51hh  |  0 comments  |  Financial News

"By This is one of the most-often-asked questions posed by people in their 50s and 60s. There are simplistic answers (formulas, actually) that can tell read more

How Retirees Can Plan For The Unexpected
Posted: Feb 29, 2016 by 51hh  |  0 comments  |  Financial News

"By Many people anticipate their future living expenses as they approach retirement, aiming to pad their nest eggs so they'll be able to live comfortably read more

1 In 4 Americans On Verge Of Financial Ruin
Posted: Feb 23, 2016 by 51hh  |  0 comments  |  Financial News

"By The rich keep getting richer. The rest of us aren't so lucky. According to a survey released Tuesday by Bankrate.com of more than 1,000 adults, nearly read more

What Are Your Odds Of Becoming A Millionaire?
Updated: Feb 2, 2016 by Ally6770  |  3 comments  |  Financial News

"Want to figure out whether you'll be a millionaire? A good place to start is the color of your skin. Bloomberg News asked economists at the Federal read more

Social Security In The Crosshairs: How Large Are Benefits?
Updated: Jan 28, 2016 by 51hh  |  2 comments  |  Financial News

"The Wall Street Journal ran an op-ed recently by Andrew Biggs entitled " New Evidence on the Phony Retirement Crisis." The thrust of Biggs' argument is read more

A Red Flag
Updated: Jan 12, 2016 by Ruth Weippert  |  6 comments  |  Bank Reviews

I've been generally satisfied with LMCU. However, one recent negative experience I feel is worth highlighting. In order to qualify for the "4% Max read more

Add-On No Longer Excepted For Prime Rate Certificate Holders
Updated: Jan 12, 2016 by Ken Tumin  |  25 comments  |  Bank Deals

I just received notice that prime rate certificate holders will not be allowed to add on to their certificates until further notice.. Also, Valor will read more

Yes, Financial Resolutions For The New Year Do Work
Updated: Jan 2, 2016 by 51hh  |  2 comments  |  Financial News

"We all know the drill by now: Make a New Year's resolution to lose weight or reduce spending or finally finish that novel. Fail in miserable fashion. read more

Wdiget Finacial
Posted: Dec 24, 2015 by 51hh  |  0 comments  |  Miscellaneous

is doing some "enhancements" for their HD checking accounts effective 1/1/2016:  For example, - payroll direct deposit - $200 POS debit card read more

Suntrust Confiscated All Money In Checking Account
Updated: Dec 20, 2015 by Carmen Katz  |  4 comments  |  Bank Reviews

In Dec of 2013, my father opened a checking account, using their web site. He asked for checks & a debit card. My father is over 80 yrs old. I was going read more

Consumer's CU (IL) RCA
Updated: Dec 16, 2015 by pearlbrown  |  1 comment  |  Miscellaneous

Highest rate will drop from 5.09% to 4.59%, effective 2/1/16.

How To Max Social Security Benefits Under The New Rules
Updated: Nov 24, 2015 by paoli2  |  5 comments  |  Financial News

Here are 12 tips to help you make the most of your benefits

Do Not Use This Bank. They Will Give You The Run Around About Refunding Your Money When There Is A Fradulent Charge. GO ELSEWHERE! I Have An Account With Chase Bank And They Have Much Better Customer Service
Updated: Oct 21, 2015 by badgettm  |  2 comments  |  Bank Reviews

On August 30, 2012, I had someone use my debit card to make an unauthorized purchase in the amount of $1,644.99. On August 31, 2012, I noticed the read more

In Investing, Being Inactive Is Usually A Good Thing
Updated: Oct 16, 2015 by 51hh  |  3 comments  |  Financial News

Scott Burns Q&A Q. My husband and I have about $1.5 million in assets with a financial planner – we’ve been with him for about 15 years. His fee is read more

5 Reasons Americans Are Unhappy
Updated: Oct 12, 2015 by paoli2  |  1 comment  |  Financial News

"Americans live in one of the richest countries in the world. So why are so many unhappy? The Princeton University economist Angus Deaton on Monday won read more

Most Americans Have Less Than $1,000 In Savings
Posted: Oct 8, 2015 by 51hh  |  0 comments  |  Financial News

"By Americans are living right on the edge - at least when it comes to financial planning. Approximately 62% of Americans have less than $1,000 in their read more