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Joined: Jun 7, 2010Comments: 30
Forum Threads: 2Forum Posts: 33
Rep Points: 227

Recent Community Posts

Application Denied After Costly Membership Requirement
Updated: Jun 11, 2016 by John Sears  |  7 comments  |  Bank Reviews

I applied for membership in the RiverLand Credit Union because it has the highest money market rates for IRAs and HSAs.  It is possible to become a read more

NO Free Lunch
Posted: May 17, 2014 by Alan  |  0 comments  |  Bank Reviews

With many Reward Checking Account customers touting their plans to deposit $15K - $20K in accounts at various banks/CUs, and making 10 'payments' of $1 or read more

Lake Michigan CU 4% RCA 15K Cap 10 Debit Card Transactions Easy Membership
Updated: Jan 28, 2014 by AdamL0909  |  48 comments  |  Bank Deals

Not sure if this deal has been discussed before.  This article Finding Big Yields in Small Banks - SmartMoney.com mentions an easy way to join the read more

Justice Federal Credit Unon S**Cks! (NO STARS!)
Updated: Dec 5, 2011 by Kaight  |  6 comments  |  Bank Reviews

I cannot tell you how angry I am at how I have just been treated by Justice Federal Credit Union, at their Los Angeles branch. In the end, they would not read more

Pen Fed Branch Offices Are Useless
Updated: Aug 22, 2011 by 51hh  |  13 comments  |  Bank Deals

PENFED  branches  "unable to process mailed deposits"  and    " are not staffed to accept calls from members" . UNBELIEVABLE read more

Special Rate Offer From FNBO
Updated: Jul 23, 2011 by lou  |  37 comments  |  Bank Deals

It's easy to earn a great rate on new money! To qualify, make a deposit of $50 in each of the months of July, August and September into your read more

Free IMMEDIATE Transfers From Your Account At One Credit Union To Another Credit Union
Updated: Jun 14, 2011 by 51hh  |  6 comments  |  Miscellaneous

Just another benefit of having accounts at credit unions rather than at banks: I have just learned of a free service offered for credit union accounts read more

7% 2 Yr. CD Rate
Updated: Jun 13, 2011 by pearlbrown  |  8 comments  |  Bank Reviews

Calling the bank, the rate is nonexistent

Warning Posting Process!!!!
Updated: May 3, 2011 by Mike  |  10 comments  |  Bank Reviews

This institution processess ACH and Bill Pay BEFORE deposits on the same business day. Buyer beware.

Anyone Know Of A Rewards Checking Without ACH Deposit Requirement?
Updated: May 3, 2011 by 51hh  |  3 comments  |  Ask The Community

Apologize if this question has already been asked...I am self employed performing project based work (read: income some months, no income other months) read more

Morrill And Janes Bank Cuts Elite Checking Yield To 1.26%
Updated: May 3, 2011 by Alan  |  1 comment  |  Bank Deals

The Elite Checking yield has fallen from 1.51% to 1.26% APY for balances of $1,500 and above. This was only a few days after they limited their accounts read more

Updated: Apr 21, 2011 by Alan  |  1 comment  |  Bank Reviews

I have been a long standing customer of Union Bank.  I own my own buisness and also have a business account with Union Bank.  I had a car read more

Fees Equal Stealing
Updated: Apr 14, 2011 by 51hh  |  2 comments  |  Bank Reviews

I just received my quarterly statement from South Jersey FCU. To my surprise I have given them $15.00 or $5 for the prior 3 months. Tomorrow I go to read more

Early Withdrawal Penalties
Updated: Apr 13, 2011 by Mike  |  11 comments  |  Miscellaneous

Ken,check out fort knox credit union today I called them and was told they raised their EWP on 5 year cds from 90 days to 180 days on all cds ,whenever

Why Hasn't This Country Found Melrose CU Yet?
Updated: Apr 6, 2011 by Ken Tumin  |  3 comments  |  Bank Reviews

They have the highest sustained CD rates in the nation, no gimic enrollment, no membership limitations, NCUA insurance... so why do they read more

Cannot Recommend
Updated: Mar 17, 2011 by 51hh  |  2 comments  |  Bank Reviews

I look for several things in a deposit account: 1) a great rate on a relatively high balance threshold 2) quick ACH transfer service (not a bank that read more

A Little Shady???
Updated: Mar 14, 2011 by Alan  |  3 comments  |  Bank Reviews

After being a member for about 7 years, I changed my account to add my husband. He had apparently had an account there two years previous to opening the read more

Updated: Dec 14, 2010 by Alan  |  3 comments  |  Bank Reviews

They offer no protection for fraudulent charges on your account and have the worst customer service of any bank I have ever used in 30 years...I have told read more

My Review Of WFCU
Updated: Nov 20, 2010 by me1004  |  3 comments  |  Bank Reviews

I've been a member for about 18 years and never had a single problem.  This credit union and it's friendly employees are the best I've ever read more

USA Federal To Merge Into Navy Federal - Impact To Navy's FOM?
Updated: Sep 28, 2010 by Alan  |  3 comments  |  Bank Deals

From the Navy Federal press release: Navy Federal Credit Union of Vienna, VA, and USA Federal Credit Union (USA Fed), based in San Diego, CA, announced read more

How To Set Up Recurring ACH
Updated: Sep 27, 2010 by 51hh  |  10 comments  |  Bank Deals

I'm new to this reward checking and just opened an account at Danvers.  It was an easy process.  How do I set up a recurring ACH?  Can it read more

No AHC Feature
Updated: Sep 17, 2010 by Quovatis  |  3 comments  |  Bank Reviews

The bank has no AHC feature.  If you want to move money to and from it, it must be initiated by another bank. Other than that, great bank with a

Darby's 36Mo Add On CD, Avg 4% Apy, Withdrawals On Each Anniversary Date. Anyone Done Any Withdrawals Yet?
Updated: Sep 13, 2010 by Dave  |  3 comments  |  Bank Deals

Darby's 36mo add on CD, avg 4% apy, withdrawals on each anniversary date. Anyone done any withdrawals yet?

Police & Fire Federal Credit Union Drops CD Rates
Posted: Sep 9, 2010 by Alan  |  0 comments  |  Bank Deals

Effective today, 9/09/10, PFFCU has dropped its CD rates for 3, 4, and 5 year CDs by .25%.  Current rates are:  3 year CD (2.25%), 4 year read more

Estate-Tax Could Return With Senate Inaction
Updated: Aug 15, 2010 by Alan  |  5 comments  |  Financial News

From the Wall Street Journal: If Senate gridlock persists, the estate tax -- which died at the end of last year -- automatically will return next year read more

Court Rules Wells Fargo Illegally Processed Transactions In A Way To Bounce Checks
Updated: Aug 10, 2010 by Alan  |  3 comments  |  Financial News

Federal judge in San Francisco rules against Wells Fargo in action over it processing larger debits before smaller debits, regardless of which comes in read more

Which Banks To Link To Reward Checking?
Updated: Jul 21, 2010 by leef  |  2 comments  |  Ask The Community

I'm want to set up a high-yield checking account.  I currently have checking accounts at both Chase & Wells Fargo.  Are these good read more

Methods To Ease Debit Card Purchase Requirements For Reward Checking
Updated: Jul 20, 2010 by dunker  |  4 comments  |  Financial News

It can be time consuming to meet the debit card purchase requirements for reward checking accounts, and this is especially true if you have multiple read more

Christian Financial Credit Union -- Avoid Them
Updated: Jun 19, 2010 by Alan  |  2 comments  |  Bank Reviews

I had a CD at Christian Financial CU -- and a very bad experience. I would recommend to just stay away from this place.  They charge a fee to join read more