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Anon456

Joined: Oct 30, 2011Comments: 13
Forum Threads: 15Forum Posts: 71
Rep Points: 223
Anon456

Recent Community Posts


WHAT TO DO?
Updated: Apr 28, 2016 by Anon456  |  10 comments  |  Ask The Community

I have $250,000 in CD's that just matured and another $250,000 maturing in a couple of months and another $500,000 maturing next year.  I was read more

AZ State Only
Posted: Mar 28, 2016 by Anon456  |  0 comments  |  Bank Reviews

Just got in an email that they do NOT want to accept out of state customers at this time.

Direct Transfer Warning
Updated: Mar 5, 2016 by Anon456  |  3 comments  |  Miscellaneous

In January, I had three taxable CDs that needed attention, and 3 IRA CDs between myself and my wife. Taxable CD movement always takes some hand holding, read more

Alert For Those In HSBC Promo Advance Savings -- Changes
Updated: Jan 24, 2016 by me1004  |  40 comments  |  Miscellaneous

HSBC Bank has issued a notice that on Nov. 2, it will be changing statements and interest postings from monthly to quarterly. This is a very significant read more

How Many Direct CD's At Different Online Banks Is Too Many?
Updated: Jan 15, 2016 by Sevenpercent  |  7 comments  |  Ask The Community

Say you have laddered CD's maturing at different times, and you want the best rate in effect when it matures.  I can see how you could easily have read more

How To Avoid Double Taxation Of Unused Required Minimum Distributions?
Updated: Dec 22, 2015 by Ally6770  |  5 comments  |  Ask The Community

When retirees reach 70 1/2 and have to withdraw their Required Minimum Distribution from their IRAs they pay taxes on the amount and if it is a hefty read more

Happy Thanksgiving, Ken!
Updated: Nov 26, 2015 by pearlbrown  |  5 comments  |  Miscellaneous

Ken,  best wishes and sincere thanks to you, as well as to your colleagues and technical partners, for all the hard work, dedication, and read more

Harvest Certificate - 2.00% APY* 32-Month Savings Certificate From Elements Financial
Updated: Nov 5, 2015 by Anon456  |  1 comment  |  Bank Deals

Elements Financial is introducing its Harvest Certificate Special on November 4 – a 2.00% APY* Savings Certificate for a term of 32-months with nice, low read more

Social Security Question
Updated: Oct 31, 2015 by Ally6770  |  5 comments  |  Ask The Community

I just read today that the new budget will take away the ability to file and suspend which had been available to spouses.  So if I had planned to read more

Inactive Account Fees For Share Account
Updated: Aug 29, 2015 by RateSaver02  |  19 comments  |  Bank Deals

I just received the Fee Schedule for Valor Credit Union, effective 3/17/2015.  I note that there is an "Inactive account fee" for the $5.00 share read more

25 Month 2.01% CD
Updated: Jul 14, 2015 by scottj  |  19 comments  |  Bank Deals

Looks like it might be back? Just got this email. Not sure if it's a targeted offer Summer Savings Specials. 25 Month CD 2.01% APY. MyLife Money Market read more

2% Special Is Gone
Posted: Jul 14, 2015 by Anon456  |  0 comments  |  Bank Reviews

Looks like they quit offering the special as of 7/6/15. More on this later. I am working out an issue with them about this rate on an IRA transfer. read more

Update On Promo
Posted: Jul 1, 2015 by Anon456  |  0 comments  |  Bank Reviews

I have been an existing customer for years. They did have a provision to allow existing member to use the promo IF they referred a new customer. CSR told read more

1.5% Savings Account - Rate Good Through 1/19/16
Updated: Jun 17, 2015 by Anon456  |  9 comments  |  Bank Deals

https://www.us.hsbc.com/1/2/home/...promotiona This was advertised extensively in the Wall Street Journal on 5/13/15. I set up an account in a branch read more

Medicare’S Income-Related Premiums Will Rise For Some Higher-Income Beneficiaries Beginning In 2018
Updated: Jun 9, 2015 by gbtexas  |  8 comments  |  Financial News

Some higher-income Medicare beneficiaries will have to pay more in Part B and Part D premiums starting in 2018, due to a provision in the Medicare Access read more

Pacific Community Credit Union Monthly Fees
Posted: Jun 2, 2015 by Anon456  |  0 comments  |  Miscellaneous

Just got a notice that they will be charging $3.95 unless you keep $1000 daily balance or other hoops for your checking. Voting with my feet.  I am read more

New Customer
Posted: May 22, 2015 by Anon456  |  0 comments  |  Bank Reviews

A bit difficult to use the web site, and it is SOOOOO slow. You may need to ONLY USE IEXPLORER to get the site to work properly.

Transfers Vs. Rollovers. From A Credit Union That I Have Maturing Roth IRA's With--
Updated: Apr 7, 2015 by paoli2  |  3 comments  |  Ask The Community

As for the transfer inquiry, I've confirmed with our IRA processor that you would be able to mail out your IRA transfer yourself as long as the check is read more

Recognition for DepositAccounts
Updated: Feb 9, 2015 by Ally6770  |  10 comments  |  Financial News

In its advertisement for a 12 mo CD at 1.3%APY, the Connexus Credit Union website states that it was the highest rate for national financial institutions, read more

The Secret Of Wealthy Older Adults
Updated: Feb 6, 2015 by Rooks777  |  3 comments  |  Financial News

From US News&World Report via Yahoo Finance: How much do your grandparents (or parents) know about money? The answer might determine how much they read more

Turbo Tax Is Giving Phone # To Call To Give Customers A Free Upgrade
Updated: Jan 15, 2015 by Anon456  |  1 comment  |  Financial News

Dissatisfied customers do have options, however.  One is to call Intuit (at 800-445-1875, from 8 AM to 8 PM EST) and demand satisfaction. Meighan read more

Turbo Tax Changes Anger Some Loyal Customers
Updated: Jan 10, 2015 by Ally6770  |  2 comments  |  Financial News

Don't think I will change. They have been so helpful with their free access to CPA's and tax lawyers. (If that hasn't changed)  3 On Your Side: read more

Navy Federal Credit Union Special Offers.
Updated: Jan 9, 2015 by Ally6770  |  7 comments  |  Financial News

Certificate RatesPrintSpecial OfferingsCertificatesIRAsESAsMoreProductMinimum DepositTermAPY*Special 20-Month, $20 Minimum, $20,000 Maximum read more

Bonus Dividends
Updated: Dec 22, 2014 by BillGates  |  1 comment  |  Bank Reviews

WOW - just got in a notice today that they posted a deposit for a bonus dividend. This year, it was 18%. That 18% of the dividend values from Jan 2014 read more

NavyArmy Community Credit Union paid a year-end dividend
Updated: Dec 18, 2014 by pearlbrown  |  5 comments  |  Bank Deals

From their Winter newsletter: The rate environment over the past few years has been challenging, and the NavyArmy Board of Directors realizes this has read more

Alliant CU Tax Information
Updated: Dec 10, 2014 by Anon456  |  1 comment  |  Bank Deals

It's almost year end - noticed the following information on Alliant's site while reviewing account information: Important tax information: If you are read more

Happy Thanksgiving Ken!
Updated: Dec 1, 2014 by Ally6770  |  4 comments  |  Miscellaneous

Ken, just wanted to send my best wishes and sincere thanks to you, as well as to your colleagues and technical partners, for all the hard work and read more

Service CU Black Friday Promo 2% 15Mo No Max
Updated: Nov 22, 2014 by Anon456  |  2 comments  |  Bank Deals

Service CU has a banner up on their website already for Black Friday.  They usually have a Black Friday promo, typically a good CD with a low cap, read more

Here's What A Card Skimmer Looks Like On An ATM
Updated: Nov 7, 2014 by Anon456  |  1 comment  |  Financial News

A lot of you have been asking to see what a skimmer looks like before it’s yanked off an ATM. Are they easy to spot or virtually unnoticeable? Our read more

Insider Tips To Squeeze More Out Of Low-Rate CDs
Updated: Nov 4, 2014 by Anon456  |  3 comments  |  Financial News

By Christina Lavingia at gobankingrates.com You likely won’t be able to find a CD rate today that rivals the 17% yields common in the 1980s. The read more