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Joined: Jan 17, 2010Comments: 86
Forum Threads: 30Forum Posts: 64
Rep Points: 468

Recent Community Posts

Avoide If You Are Apply From Out Of UT
Updated: Oct 19, 2016 by jimbeau  |  2 comments  |  Bank Reviews

After seeing good rates for 5 year CD I directed to apply for an account at Mountain America CU. I was able to get hold of customer service using 800 read more

Clobbered For Partial Closure Of Cds
Posted: Oct 3, 2016 by cactus  |  0 comments  |  Bank Reviews

Reading their disclosure. Essentially means you are clobbered for partial closure of CDs. "If your term deposit has an original maturity of 48 months or read more

Beware Of Fort Knox FCU’S History
Posted: May 30, 2016 by cactus  |  0 comments  |  Bank Reviews

As Ken posted two years ago: "Fort Knox FCU is well known here as the credit union which raised the early withdrawal penalty on members' existing read more

CD Specials Of Various Terms
Updated: May 12, 2016 by dlweiss0622  |  8 comments  |  Bank Deals

Veridian looks to have a set of CD specials all with $1000 minimum. Here's the rundown by APY: 7 month 0.5%  9 month 0.85% 15 month 1.11% 25 month read more

Scott Burns: Live Long, Spend Freely
Updated: Mar 20, 2016 by cactus  |  1 comment  |  Financial News

An undeveloped idea stands between you and a more generous retirement.   “Dare To Be Old and Broke”

Western FCU Changing Name To Unify FCU
Updated: Mar 10, 2016 by cactus  |  10 comments  |  Miscellaneous

I just got a notice in the mail from Western Federal Credit Union saying that as of today, it is changing its name to Unify Federal Credit Union. read more

Direct Transfer Warning
Updated: Mar 5, 2016 by Anon456  |  3 comments  |  Miscellaneous

In January, I had three taxable CDs that needed attention, and 3 IRA CDs between myself and my wife. Taxable CD movement always takes some hand holding, read more

CFPB Targets Dwolla For Poor Security Practices
Posted: Mar 2, 2016 by cactus  |  0 comments  |  Financial News

"The CFPB said since December 2009, Dwolla collected and stored consumers' sensitive personal information and provided a platform for financial read more

Keep A Record Of The Early Withdrawal Penalty For Each CD
Updated: Feb 22, 2016 by cactus  |  2 comments  |  Miscellaneous

Recently closed an old CD and was charged the current Early Withdrawal Penalty instead of the EWP that was in effect at the time I opened the CD. They read more

WSJ: Case For And Against Long-Term-Care Insurance
Updated: Mar 13, 2014 by dpandslemmen  |  5 comments  |  Financial News

This is another for-and-against WSJ article. Both sides agree that long-term-care insurance is primarily for those with midlevels of savings. Wealthy can read more

Ally Privacy Problem
Posted: Jan 18, 2014 by cactus  |  0 comments  |  Bank Reviews

When the letters come a month before the end of each batch of CDs, the phrase "RE: Certificate of Deposit Maturity Notice" is displayed in the giant read more

Duties Of Custodial Banks And Pension Consulting Firms
Posted: Jul 8, 2013 by cactus  |  0 comments  |  Financial News

from the New York Times . . . Though it was one of many institutions entangled with Mr. Madoff and his firm, Bernard L. Madoff Investment Securities, read more

When A Broker Offers A Bank CD: It Pays To Do Some Research
Updated: May 23, 2013 by pearlbrown  |  3 comments  |  Financial News

From the FDIC "Use a reputable deposit broker. The FDIC does not have the authority to examine, approve or insure deposit brokers, who can be read more

10 Things Mutual Fund Companies Won’t Say
Updated: Nov 18, 2012 by cactus  |  1 comment  |  Financial News

From MarketWatch How runaway pay, powerful lobbies and rising fees are diminishing the value of the humble mutual fund. Read more

CD Rates And Availability
Updated: Oct 26, 2012 by cactus  |  2 comments  |  Bank Reviews

Thanks to this invaluable website, and the reviewers, I knew enough to call Montauk CU to find out if they were accepting new deposits in CD's, read more

Members Of Failed CU To Be Charged $35 By Acquiring CU
Updated: Aug 23, 2012 by Ken Tumin  |  4 comments  |  Financial News

Educational Systems FCU of Greenbelt, Md., has taken over the failed Montgomery County Teachers FCU. MCT members will be charged $35 each. read more

"Your Ally Bank Account Is Now Closed"
Updated: Aug 21, 2012 by cactus  |  7 comments  |  Bank Reviews

If you start to set up a CD and don't fund it... a couple of months later you get this email from Ally: "Your Ally Bank account is now closed." Long after read more

Discover Bank Does Not Seem To Be Very Honest
Updated: Jul 22, 2012 by cactus  |  2 comments  |  Bank Reviews

* "CFPB Orders Discover Bank to Pay $18.5 Million for Illegal Student Loan Servicing Practices" http://www.consumerfinance.gov/about-us/newsroom/ * Try read more

Yahoo Hacked, 450,000 Passwords Posted Online
Updated: Jul 14, 2012 by cactus  |  3 comments  |  Financial News

From CNN Hackers posted online what they say is login information for more than 450,000 Yahoo users. Read more It's another example of why you read more

RBS Computer Failure 'Caused By Inexperienced Operative In India'
Updated: Jun 28, 2012 by cactus  |  1 comment  |  Financial News

The computer glitch at the Royal Bank of Scotland which left millions of customers unable to access their accounts could have been caused by just one read more

Can Add On To Existing IRA CD Before 4/30
Updated: Mar 31, 2012 by pearlbrown  |  4 comments  |  Bank Deals

If you have an existing Trad or Roth CD at Navy Federal, you can add on before April 30 and get the same rate as the existing CD.  Not on their read more

0.2% Interest? You Bet We’ll Complain
Updated: Mar 4, 2012 by Apache  |  1 comment  |  Financial News

"...the Fed drove down interest rates to almost zero to shore up big banks and an economy that those banks helped drive off a cliff. Now savers, read more

Nice Quotes From Ken In AARP Magazine
Updated: Feb 18, 2012 by cactus  |  4 comments  |  Financial News

In the paper magazine that came yesterday -- can't find it on the aarp website. Did find this article on the website Credit, Personal Loans & Debt read more

Warning - Converting To A Bank
Updated: Feb 17, 2012 by cactus  |  1 comment  |  Bank Reviews

This CU is converting to a bank, which is not in the best interests of the members.  There is has been a link buried at the bottom read more

Posts Getting Off-Topic And Nasty
Updated: Nov 26, 2011 by carnholio  |  3 comments  |  Miscellaneous

Ken, you need to moderate the forums. For example, see "Time for Savers to Speak Up"  

Open To Residents Of San Bernardino County
Updated: May 6, 2011 by Ken Tumin  |  1 comment  |  Bank Reviews

Per phone agent, open to residents of San Bernardino County.

Ken, The Articles Full Of Half-Baked Stuff Are Dangerous.
Updated: Oct 4, 2010 by Ken Tumin  |  1 comment  |  Miscellaneous

The IRA CD article is very misleading. Those hack articles are eroding the fine quality of your site. Marquit's resume shows no relevant read more

Patelco Decides Smaller Is Better And Moves HQ Out Of SF
Updated: Aug 25, 2010 by Ken Tumin  |  1 comment  |  Bank Reviews

Patelco decides smaller is better. http://sanfrancisco.bizjournals.com/sanfrancisco/stories/2010/08/23/focus1.html?b=1282536000^3833261 moves HQ out of read more

"Savers And People Living On Fixed Incomes Have No Voice In Washington"
Updated: Aug 22, 2010 by adityanm  |  2 comments  |  Financial News

-snip- It is not lost on these consumers that their minuscule returns are a direct result of the Federal Reserve's attempt to shore up troubled read more

Court Rules Wells Fargo Illegally Processed Transactions In A Way To Bounce Checks
Updated: Aug 10, 2010 by Alan  |  3 comments  |  Financial News

Federal judge in San Francisco rules against Wells Fargo in action over it processing larger debits before smaller debits, regardless of which comes in read more