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CraigPD

Joined: Jun 12, 2010Comments: 29
Forum Threads: 5Forum Posts: 94
Rep Points: 356
CraigPD

Recent Community Posts


Great Bank
Updated: Nov 9, 2015 by dvdmr11  |  2 comments  |  Bank Reviews

It's typically normal that the only people who post are the ones with problems so I thought I'd add my voice as a satisfied customer. I've been with MB read more

2 Year Penalty Fee On 5 Year CD
Updated: Oct 22, 2015 by CraigPD  |  2 comments  |  Bank Reviews

That's criminal. And does that imply if you leave after one year, they will go after your principle as well?

Incrediblebank - An Incredible SCAM!
Updated: May 28, 2015 by wayne42  |  2 comments  |  Bank Reviews

I was hoping to get a decent interest on my $5000 deposit, i.e. somethng like 1.16% per year. Wow! IncredibleBank gave me $4.77 interest and applied $15 read more

They Have A Limit Of $10K Per ACH Transfer
Updated: Nov 15, 2013 by CraigPD  |  2 comments  |  Bank Reviews

They have a limit of $10K per ACH transfer for money market, which is painful if you wish to transfer large amount of money out of this bank. And the read more

Should US Pay Workers To Delay Taking Social Security?
Updated: May 28, 2013 by pearlbrown  |  4 comments  |  Financial News

From MarketWatch: Social Security already rewards workers for delayed retirement by increasing benefits with each passing year (and legislation in 1983 read more

Beware Of Company That Change There Name
Updated: Sep 10, 2012 by CraigPD  |  3 comments  |  Bank Reviews

The reason I start off with Beware of companys or banks that change there names  Is that  this is gereral motors old bank... GMAC with some make read more

Fed's Fisher Commissions Paper To Bolster Easy Money Opposition
Updated: Aug 27, 2012 by Shorebreak  |  2 comments  |  Financial News

From Reuters Dallas Federal Reserve Bank President Richard Fisher on Monday sought to add heft to his opposition to further monetary stimulus with the read more

Get Ready For The New Investment Tax
Updated: Jul 2, 2012 by CraigPD  |  3 comments  |  Financial News

From the Wall Street Journal Until this week, investors were waiting to see what the Supreme Court would do about the 3.8 percentage-point surtax on read more

Citibank Complaint Number 1,246,436
Updated: Jun 26, 2012 by me1004  |  3 comments  |  Miscellaneous

Turns out CitiBank started a policy a little while back to convert any CHARGE put through by any financial institution into a cash advance instead, read more

Foreign Bank Account Reports
Updated: Jun 26, 2012 by CraigPD  |  3 comments  |  Financial News

For those who were able to open foreign bank accounts paying higher interest rates, there is one downside with these accounts. Foreign Bank Account read more

73% Of Adults Think The Benefits Of Low Rates Outweigh The Costs
Updated: Jun 16, 2012 by paoli2  |  7 comments  |  Financial News

This US News article on low interest rates and retirees mentions some interesting stats on the popularity of the Fed's low rates policy: Most adults read more

TIAA Direct Statement Shows Lower Interest Rate?
Updated: Apr 20, 2012 by s1time  |  11 comments  |  Bank Deals

A reader who opened the TIAA Direct account last month emailed me the following. Has anyone else had this same problem? Here is a question for read more

Fix Income Inequality With $10 Million Loans For Everyone!
Posted: Apr 15, 2012 by CraigPD  |  0 comments  |  Financial News

By Sheila Bair (former chairman of the Federal Deposit Insurance Corp.),  Are you concerned about growing income inequality in America? Are you read more

Canada Eliminates Penny Costing Penny-And-A-Half To Make
Updated: Mar 31, 2012 by CraigPD  |  2 comments  |  Financial News

Canada will withdraw the penny from circulation this year, saving taxpayers about C$11 million ($11 million) annually and forcing retailers to round read more

High Yield Checking: It Is High Yield For The Bank, Not For You
Updated: Mar 23, 2012 by naomi1717  |  3 comments  |  Bank Reviews

Hudson City Banks High Yield is a joke. My balance went down less than 10k for a few days. They charged $20 service charge, and they give me a HIGH YIELD read more

Bernanke Wants Us To Spend More
Updated: Mar 23, 2012 by CraigPD  |  4 comments  |  Financial News

While  I don't subscribe to the theory that he's intentionally trying to screw things up, I must admit his recent comments gave me a chuckle. read more

NYT Editorial: The Banks Win, Again
Updated: Mar 18, 2012 by CraigPD  |  2 comments  |  Financial News

This NYT editorial shows how the foreclosure settlement and stress tests are more wins for the banks: So homeowners are still bearing the brunt of the read more

A Balanced Approach To Investing
Updated: Mar 17, 2012 by Bozo  |  3 comments  |  Miscellaneous

I have noted before that "savers" are those who spend less than they earn, irrespective of the investment vehicle chosen for the monies thus saved. Folks read more

You Can Put It In, But Can't Get It OUT
Updated: Mar 4, 2012 by RobofNY  |  3 comments  |  Bank Reviews

I can transfer my money into my Ally Account in a matter of minutes.  When I want to get it out, "well that'll be a few business days" or you can read more

Viewing Full Rate History
Updated: Feb 19, 2012 by CraigPD  |  3 comments  |  Miscellaneous

Example, I want to see Ally Bank's 5-year CD rates since DepositAccounts.com has been tracking it.   I can go to:  http:/ read more

Huntington Bank Discovers Original Checks Signed By Lincoln, Washington, Edison, Twain And Others
Updated: Jan 15, 2012 by CraigPD  |  1 comment  |  Financial News

From Cleveland's The Plain Dealer Dozens of personal checks -- some 150 to 200 years old and signed by the likes of Abraham Lincoln, Charles Dickens, read more

Account Locked, Still Not Notified As To Why
Updated: Jan 5, 2012 by IHateToRegister  |  2 comments  |  Bank Reviews

I try to log in one day and it says your account is locked, please contact Administrator. But there is no contact information for this Administrator and read more

Accuracy Of Annual Predictions Of Market Returns & Interest Rates
Updated: Dec 31, 2011 by CraigPD  |  2 comments  |  Financial News

In addition to showing how far off economists and market strategists have been in predicting market returns in 2011, Allan Roth in his CBS MoneyWatch read more

I Love USAA
Updated: Dec 16, 2011 by CraigPD  |  2 comments  |  Bank Reviews

I've never had an issue with them, and frankly, I'm shocked at all the difficulties people have had in the comments.  I'm in the Air Force and have read more

Internet Checking Rate Drop
Updated: Dec 14, 2011 by CraigPD  |  2 comments  |  Bank Deals

Incredible Bank's Internet Checking is down 10 basis points to 1.11% APY (from 1.21%), as of yesterday. Looks like Fed's announcement to maintain current read more

Very Rude Customer Service
Updated: Dec 12, 2011 by CraigPD  |  2 comments  |  Bank Reviews

Stay far away from this bank. They have the worst, and the rudest customer service i have ever dealt with. It is really not worth the hassle of dealing read more

When A Savings Account Is Not A Savings Account
Updated: Nov 11, 2011 by CraigPD  |  1 comment  |  Financial News

From Time Moneyland Money market mutual funds are not the same as savings accounts. A lot of people don't understand that, and now the SEC wants to make read more

UNION Bank Ends Free Checking In January 2012
Updated: Nov 3, 2011 by CraigPD  |  2 comments  |  Bank Deals

Free Checking at Union Bank is ending in January 2012. It will be replaced by Essential Checking. Which has a Monthly checking fee unless the following is read more

Internet Banking And Customer Service
Updated: Nov 2, 2011 by CraigPD  |  1 comment  |  Bank Reviews

I inhertied MB Financial after Corus Bank failed and have decided it is time to run - not walk.  Like most I like to use my internet banking to pay read more

Charging Fees For Using My Money
Updated: Oct 27, 2011 by CraigPD  |  2 comments  |  Bank Reviews

I've had an M&T account since I was in high school (31 years) and am currently unemployed.  My unemployment ran out (amazing how hard it is to read more