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darkdreamer4u

Joined: Jun 11, 2010Comments: 65
Forum Threads: 19Forum Posts: 195
Rep Points: 702
darkdreamer4u

Recent Community Posts


One American Bank Rewards Checking 3.5% On $10,000
Updated: Mar 16, 2016 by darkdreamer4u  |  2 comments  |  Bank Deals

Has anyone tried to open an account with them?

These 3 Big Banks Collected $6 Billion In ATM And Overdraft Fees
Updated: Jan 15, 2016 by darkdreamer4u  |  1 comment  |  Financial News

“That equates to $25 for every adult in the United States,” notes CNN Money.

This Guy Has 1,497 Credit Cards — Does He Know Something We Don’T?
Updated: Jan 7, 2016 by darkdreamer4u  |  1 comment  |  Financial News

From MarketWatch: Here’s a story that would make most Americans gasp: A man named Walter Cavanagh, known as “Mr. Plastic Fantastic,” has 1,497 valid read more

They Are Saying It To Be Different But Not So Bad, Is It Truely?
Updated: Jan 7, 2016 by darkdreamer4u  |  1 comment  |  Miscellaneous

The new down payment rules that are coming in effect by Feb 15th seems to be looked upon as a friendly step and won't really affect the mortgage rates? Is read more

How Much Bank Fees Are Costing You Over A Lifetime
Updated: Jun 4, 2015 by darkdreamer4u  |  3 comments  |  Financial News

Decent overview of ...the hard truth on why it’s so tough to get around the fees...

Britain Gets Rid Of Tax Returns! Should We Follow?
Updated: Apr 20, 2015 by paoli2  |  13 comments  |  Financial News

The reality is there's so much info collected from the British equivalents of 1099s, W2s, investment accounts, etc. They already have this info. So they read more

Google Expected To Face Antitrust Charges In Europe
Updated: Apr 16, 2015 by cumulus  |  4 comments  |  Financial News

LONDON - The European Commission is said to be planning to charge Google with using its dominant position in online search to favor the company's own read more

Consumers Only Spending 25 Percent Of Money Saved From Cheap Gas
Updated: Feb 5, 2015 by 51hh  |  5 comments  |  Financial News

A survey by Visa found that about half the saved money is put in savings, one quarter of it is being used to pay down debt, the last quarter is being read more

Can Branch Banking Be Saved?
Updated: Jan 25, 2015 by Ally6770  |  6 comments  |  Financial News

By Jim Marous, Publisher, Retail Banking Strategies for The Financial Brand and Publisher of the Digital Banking Report. The future of bank read more

Link For Each State And How Much Each State Taxes Each Income Percentile
Updated: Jan 24, 2015 by darkdreamer4u  |  1 comment  |  Financial News

This does not include the non working elderly. http://www.itepnet.org/whopays.htm

Swiss National Bank's Shock Move To Scrap Currency Floor
Updated: Jan 21, 2015 by cumulus  |  3 comments  |  Financial News

Just two weeks after embarking on a more aggressive monetary pathway to back up a plan to keep the Swiss franc’s strength in check, the Swiss read more

Southern Bank Takes Over Peoples Bank Of The Ozarks
Posted: Dec 5, 2014 by darkdreamer4u  |  0 comments  |  Miscellaneous

Just got this notification: We are excited to welcome Peoples Bank of the Ozarks to the Southern Bank family.  Beginning Monday morning, they will read more

5 New Realities Of Retirement
Updated: Dec 3, 2014 by darkdreamer4u  |  1 comment  |  Financial News

From US News & World Report: We no longer have our grandfather's retirement. Pensions are a distant memory for many of us. We all worry about the read more

Discover Card Cash Back Rules Relaxed
Posted: Nov 24, 2014 by darkdreamer4u  |  0 comments  |  Miscellaneous

Just got an email from Discover announcing that my cash back bonus can now be redeemed at any time at any amount with no restrictions anymore. I read more

Congress Proposes Three Changes To Social Security That Make Sense
Updated: Oct 30, 2014 by darkdreamer4u  |  1 comment  |  Financial News

Congress Proposes Three Changes To Social Security That Make Sense - Forbes

How far does $100 go in your state?
Updated: Aug 21, 2014 by darkdreamer4u  |  1 comment  |  Financial News

From Consumerist: Using data from the Bureau of Economic Analysis, the Tax Foundation put together the above map illustrating the buying power of $100 in read more

Marketwatch---No Need To Worry About Social Security
Updated: Aug 20, 2014 by darkdreamer4u  |  6 comments  |  Financial News

2 pages  No need to worry about Social Security - MarketWatch 

New Credit Card Fee?
Posted: Mar 19, 2014 by darkdreamer4u  |  0 comments  |  Ask The Community

A few months ago I did a bal. trsf. to my Citizens Bank Credit Card with 0% for a year, with a bal. trsf. fee capped at $99. I paid the minimum every read more

Banks Cleared To Accept Marijuana Business
Updated: Feb 15, 2014 by darkdreamer4u  |  1 comment  |  Financial News

From CNN The U.S. government issued rules on Friday for the first time allowing banks to legally provide financial services to state-licensed marijuana read more

Not With My Social Secuirty, You Don't!
Updated: Nov 6, 2013 by lou  |  19 comments  |  Ask The Community

From Boston.com (AP Poll): Poll: Older Americans nix Social Security changes - Business news - Boston.com "Raise the age at which you can begin read more

U.S. Going Cashless? We're Not Alone, And We're Not In The Lead
Updated: Sep 25, 2013 by Ally6770  |  3 comments  |  Financial News

It’s no secret that more and more Americans are turning away from cash in favor of using debit cards, credit cards and mobile and online payments. read more

Website Improvements
Updated: Sep 13, 2013 by paoli2  |  23 comments  |  Miscellaneous

We're working to modernize the appearance of the site. Over the next day, we’ll have a new site shell and new bank pages. Other pages will get a read more

Getting A Tax Refund? Use It Wisely, And Split It In Three
Updated: Aug 3, 2013 by joymali  |  11 comments  |  Financial News

Most taxpayers will get a tax refund this year, to the tune of $2,900 per payer, says the Internal Revenue Service, That’s about 58% of the 80 read more

Randolph Bank & Trust To Merge With BNC
Posted: Jun 28, 2013 by darkdreamer4u  |  0 comments  |  Bank Deals

Michael Whitehead, President of Randolph Bank, said, "Bank of North Carolina is one of the largest and most profitable institutions in the Carolinas and read more

You Can Now E-Mail Your Friends Money Through Gmail
Updated: May 18, 2013 by paoli2  |  3 comments  |  Financial News

From Consumerist: Yesterday Google integrated its Google Wallet payment system into Gmail, allowing users to send money to each other via e-mail. For read more

Randolph Dropped APY From 2.24% To 2.02% On 7/1
Updated: May 8, 2013 by darkdreamer4u  |  3 comments  |  Bank Deals

I just noticed on the Randolph web site that the rate had lowered the rate to 2.02% without notifying customers. The cap remains at $25K. I looked at the read more

Do Multiple Bank Accounts Help You Save More?
Updated: May 3, 2013 by GeorgeTA_Steele  |  4 comments  |  Financial News

From University of Kansas (via banking.about.com): According to new research by KU School of Business assistant professor Promothesh Chatterjee, read more

Kill The Dollar Bill, For $1 Coins Instead?
Updated: May 3, 2013 by dpandslemmen  |  9 comments  |  Financial News

From CNNMoney.com A nonpartisan, investigative arm of Congress is calling for the United States to stop printing dollar bills and switch entirely to $1 read more

Problems Using An ATM To Deposit A Check
Updated: Apr 30, 2013 by harrysit  |  4 comments  |  Financial News

This is a good example of the downside of trying to deposit a check in the new ATMs that take checks without an envelope. Harry Sit of The Financial Buff read more

Rising ATM Fees -- And How To Beat Them
Updated: Apr 29, 2013 by darkdreamer4u  |  2 comments  |  Financial News

A new government report confirms that bank customers are paying more to access their funds at these machines. According to a U.S. Government read more